Pricing Guide

Note: Account fee is waived for customers up to 16 years old.

Other charges related to foreign currencies: (All amounts stated in the table are in the original foreign currency.)

Note:
DBS Savings Account is no longer available. Please consider DBS Multiplier Account or My Account.

Note: Service charge is waived for customers up to 29 years old. DBS eMulti-Currency Autosave Account is no longer available. Please consider DBS Multiplier Account or My Account.

Note:
DBS eAutosave Account is no longer available. Please consider our range of Multi-Currency Autosave Accounts.

Note:
DBS eAutosave Plus Account is no longer available. Please consider our range of Multi-Currency Autosave Accounts.

Note:
DBS Current Account is no longer available. Please consider our range of Multi-Currency Autosave Accounts.

Note: Service charge is waived for customers up to 21 years old or 60 years old and above. POSB eSavings Account is no longer available. Please consider opening My Account.

Note: Service charge is waived for customers up to 21 years old or 60 years old and above. POSB eEveryday Savings Account is no longer available. Please consider opening My Account.

Note:
Service charge is waived for customers up to 21 years old or 60 years old and above. POSB Passbook Savings Account is only available for Merdeka and Pioneer Generation customers (Singapore seniors born in the year 1959 or earlier).

Note: POSB Current/eCurrent Account will be linked to a POSB Savings Account. The average daily balance is computed based on the balance in the linked POSB Savings Account. In addition, the service charge and account fee will be debited from the linked POSB Savings Account. POSB Current/eCurrent Account is no longer available. Please consider opening My Account.

Note:
DBS Expatriate eMulti-Currency Autosave Account is no longer available. Please consider DBS Multiplier Account or My Account.

Note:
DBS Expatriate eMulti-Currency Autosave Plus Account is no longer available. Please consider our range of Multi-Currency Autosave Accounts.

Note:
DBS Expatriate eAutosave Plus Account is no longer available. Please consider our range of Multi-Currency Autosave Accounts.

Note:
DBS Expatriate eAutosave Plus Account is no longer available. Please consider our range of Multi-Currency Autosave Accounts.

Note:
1. Premature withdrawal of Fixed Deposit is subject to conditions. You may earn less or no interest if you withdraw your fixed deposit before maturity. An early withdrawal fee may also be imposed. Please refer to the Bank’s Terms and Conditions Governing Accounts, which can be found at www.dbs.com.sg.
2. Conversion between currencies involves exchange rates which are subject to fluctuations. If you have used funds in another currency to place the Foreign Currency Fixed Deposit, you may receive an amount less than your original amount of such funds upon conversion of your Foreign Currency Fixed Deposit back to that other currency. In addition, you may be subject to foreign exchange controls which may be imposed from time to time.
3. Advance notice must be given to the Bank for withdrawals in foreign currency notes which are subject to availability.

^* Waiver of monthly service charge for Treasures clients.

Note:
DBS Foreign Currency Current Account is no longer available. Please consider opening My Account.

Important Notes:

1. Account Fees (for Commodity Investment Account) and Custody Fees (for Exchange Listed Securities and Debt Securities and Structured Notes) will be based on the market value as at month-end.
2. The above fees are subject to review from time to time at the discretion of the Bank.
3. With the exception of investment funds sales charges, all other fees and charges listed are exclusive of the applicable local taxes such as Goods and Services Tax which is payable by you in addition to these fees and charges.

Important Notes:

1. Account Fees (for Commodity Investment Account) and Custody Fees (for Exchange Listed Securities and Debt Securities and Structured Notes) will be based on the market value as at month-end.
2. The above fees are subject to review from time to time at the discretion of the Bank.
3. With the exception of investment funds sales charges, all other fees and charges listed are exclusive of the applicable local taxes such as Goods and Services Tax which is payable by you in addition to these fees and charges.

Important Notes:

1. Account Fees (for Commodity Investment Account) and Custody Fees (for Exchange Listed Securities and Debt Securities and Structured Notes) will be based on the market value as at month-end.
2. The above fees are subject to review from time to time at the discretion of the Bank.
3. With the exception of investment funds sales charges, all other fees and charges listed are exclusive of the applicable local taxes such as Goods and Services Tax which is payable by you in addition to these fees and charges.

¹“Investment amount” refers to the sum indicated by the client for investment, and upon deduction of sales charges, the balance amount would be the basis for calculation of the number of units the client will subscribe for.

Important Notes:

1. The above fees are subject to review from time to time at the discretion of the Bank.
2. With the exception of investment funds sales charges, all other fees and charges listed are exclusive of the applicable local taxes such as Goods and Services Tax which is payable by you in addition to these fees and charges.

Important Notes:

1. The above fees are subject to review from time to time at the discretion of the Bank.
2. With the exception of investment funds sales charges, all other fees and charges listed are exclusive of the applicable local taxes such as Goods and Services Tax which is payable by you in addition to these fees and charges

Important Notes:

1. Account Fees (for Commodity Investment Account) and Custody Fees (for Exchange Listed Securities and Debt Securities and Structured Notes) will be based on the market value as at month-end.
2. The above fees are subject to review from time to time at the discretion of the Bank.
3. With the exception of investment funds sales charges, all other fees and charges listed are exclusive of the applicable local taxes such as Goods and Services Tax which is payable by you in addition to these fees and charges.

Note:

1. Foreign Currency cheques will be sent for clearing and your account will be credited after the proceeds are available.
2. The amount credited will be net of agent charges, postage, commissions and any other fees (where applicable).

Disclaimer:

1. The above fees are subject to review from time to time at the discretion of the Bank.
2. Where “*” is indicated, the fee or charge will be subjected to GST at the prevailing rate, where applicable.

Note:

1. Coin services (at branch) are available every Tuesday and Thursday from 8:30 to 11:30 am.
2. The coin deposit fees will be automatically waived for child’s accounts until the child turns 16 years old, for the first 1000 pieces deposited per calendar month. Coin deposit fees will apply from the 1001 coin piece.

Disclaimer:

1. The above fees are subject to review from time to time at the discretion of the Bank.
2. Where “*” is indicated, the fee or charge will be subjected to GST at the prevailing rate, where applicable.

Note:

1. The cash deposit fee is applicable for SGD notes.
2. Refer to Coin Charges for coin deposit fees.

Disclaimer:

1. The above fees are subject to review from time to time at the discretion of the Bank.
2. Where “*” is indicated, the fee or charge will be subjected to GST at the prevailing rate, where applicable.

Disclaimer:

1. The above fees are subject to review from time to time at the discretion of the Bank.
2. Where “*” is indicated, the fee or charge will be subjected to GST at the prevailing rate, where applicable.

Disclaimer:

1. The above fees are subject to review from time to time at the discretion of the Bank.
2. Where “*” is indicated, the fee or charge will be subjected to GST at the prevailing rate, where applicable.

Disclaimer:

1. The above fees are subject to review from time to time at the discretion of the Bank.
2. Where “*” is indicated, the fee or charge will be subjected to GST at the prevailing rate, where applicable.

Disclaimer:

1. The above fees are subject to review from time to time at the discretion of the Bank.
2. Where “*” is indicated, the fee or charge will be subjected to GST at the prevailing rate, where applicable.

Disclaimer:

1. The above fees are subject to review from time to time at the discretion of the Bank.
2. Where “*” is indicated, the fee or charge will be subjected to GST at the prevailing rate, where applicable.

Disclaimer:

1. The above fees are subject to review from time to time at the discretion of the Bank.
2. Where “*” is indicated, the fee or charge will be subjected to GST at the prevailing rate, where applicable.

Note:

1. Annual fee waiver applies as long as Principal cardholder maintains a DBS Treasures relationship with the Bank.
2. Waiver applies for Principal and up to 2 Supplementary cards.

Disclaimer:

1. The above fees are subject to review from time to time at the discretion of the Bank.
2. Where “*” is indicated, the fee or charge will be subjected to GST at the prevailing rate, where applicable.

Disclaimer:

1. The above fees are subject to review from time to time at the discretion of the Bank.
2. Where “*” is indicated, the fee or charge will be subjected to GST at the prevailing rate, where applicable.

Note:
Ending balance is computed based on total deposits/investments.

Disclaimer:

1. The above fees are subject to review from time to time at the discretion of the Bank.
2. Where “*” is indicated, the fee or charge will be subjected to GST at the prevailing rate, where applicable.

¹ Where the Bank acts as principal, the Bank and/or any of its associates will benefit from the client’s purchase / sale of the product.
² The benefits receivable as described in this column are subject to any pre-sale process and/or documentation providing otherwise.
³ Fees and charges incurred by the Bank and/or any of its associates as well as profit margins, if any, are inherently contained and subsumed into the calculation of the interest rate, interest amounts and/or other variables of the product.
⁴ The “cost yield” refers to the annualised premium of the option sold by the client plus the interest rate.
⁵ Discounted instruments which do not pay a periodic coupon and are quoted in yield terms.
⁶ Benefits received by the Bank and/or any of its associates on the client’s purchase / sale of this product will vary depending upon a number of factors including but not limited to the notional amount, product tenor, market conditions, liquidity, etc.
⁷ “Option premium” refers to the market value of the option sold or bought by the client. For Bundle of Options, it refers to the sum of the absolute premium on each option constituting the bundle.
⁸ Fees and charges incurred by the Bank and/or any of its associates as well as profit margins, if any, are inherently contained and subsumed into the calculation of the interest rate, price, interest amounts and/or other variables of the product.
⁹ This relates to any rebate, commission or fee receivable by the Bank and/or any of its associates from the issuer (and is in addition to the spread described in the category below under “Bonds / Fixed Income (Primary and secondary market)”).
¹⁰ Where the Bond / Fixed Income product is a Subordinated Fixed Income Security issued by the DBS Group Holdings Ltd and/or the Bank, the Bank is acting as agent and not as advisor or principal to the client. Please refer to Section B.
¹¹ Only for transactions originating from Multi-Currency Settlement Account. Clients dealing in FX transactions will need to be independently apprised of situations where there is extreme or sudden market fluctuation or volatility, such as political, economic and market conditions that are difficult to predict and which could directly or indirectly affect the foreign exchange rates. In such market conditions, the spread may exceed this limit.

¹² The benefits receivable as described in this column are subject to any pre-sale process and/or documentation providing otherwise.
¹³ The Bank and/or its associates may additionally receive commissions, rebates and other fees from the product issuer and/or fund house. In addition, the Bank and/or any of its associates may receive marketing sponsorship from the product issuer and/or fund house. Separately, the Bank may, as the case may be, receive from the fund house either or both (i) the benefits pegged to the management fee receivable by the fund house; and/or (ii) fees pegged to the investment amount of the subscription trade, as described.
¹⁴ The management fee receivable by the fund house is disclosed in the relevant offering documentation.

¹⁵ The direct model involves the Bank making a direct sale to the client of the third party insurance policy. The Bank acts in the capacity as distributor.

Important Notes:

1. DBS Bank Ltd. is an affiliate of DBS Group Holdings Ltd and may act as both issuer and distributor of a Structured Note and/or other investment product. The client, in choosing to transact in the product, acknowledges and accepts the aforementioned notwithstanding that there are Chinese Wall policies in DBS Bank Ltd.


2. In cases of early termination of an investment product before its maturity, the client may receive less than the principal amount initially invested or potentially lose the entire principal sum invested in the product. In addition, there may be administrative fees, charges and other costs (refer to the DBS Treasures Agreement) imposed in connection with the early termination of the product.


3. Where clients trade in investment products through divisions other than the Bank, and/or where investment services are provided to clients by other divisions, there may be fees and charges imposed by these divisions which are separate from and not set out in this Fee Schedule. For queries relating to such products or services, please check with your usual contact and/or relationship manager.
   
   Fees and charges of the relevant division(s) as well as profit margins, if any, may be inherently contained and subsumed into the calculation of the interest rate, interest amounts and/or other variables of the product. Depending on the transaction, benefits received by the relevant division(s) on the client’s purchase / sale of this product can vary depending upon a number of factors including but not limited to the notional amount, product tenor, market conditions, liquidity, etc.


4. Operational or system constraints, such as rounding practices, may result in the final fees, charges or benefit marginally exceeding the maximum dollar amount or percentage range detailed herein.