
DBS Credit Cards Instalment Loan is a disciplined way to manage your cash flow with one of the lowest interest rates in town. What's more, with repayment tenure of up to 60 months, getting anything you want is easier and more affordable than before!
| Tenure (months) |
A.I.R (% p.a.)^ |
Processing fee | E.I.R (% p.a.)* |
Monthly instalment amount for loan of S$5,000 |
| 12 | 6.8 | 2% | 15.86 | S$445 |
| 24 | 6.8 | 2% | 14.33 | S$237 |
| 36 | 6.8 | 2% | 13.63 | S$168 |
| 48 | 6.8 | 2% | 13.18 | S$133 |
| 60 | 6.8 | 2% | 12.83 | S$112 |
^ A.I.R: Applied Interest Rate
* E.I.R.: Effective Interest Rate – inclusive of 2% processing fee.
The above monthly instalment amounts have been simplified for illustration purposes
Decide on your preferred loan amount within your credit limit and choose from our range of loan tenures - 12, 24, 36, 48 or 60 months.
With fixed monthly repayments, you can manage your finances with more discipline and have better control over your cash flow. You also have the extra assurance of repaying your loan within a fixed period.
You can still continue to use any remaining credit on your Credit Card account. And with every monthly repayment, your credit limit will be reinstated accordingly for your use.
or SMS PROMO<space>IL<space>NRIC to 76060
Revision to Instalment Loan Terms and Conditions
Please be informed that amendments have been made to the terms governing Credit Cards Instalment Loan, all which will take effect on 15 March 2013. Updated version of the terms (Ref V8. 15 March 2013)