sgqr sgqr
PayNow with SGQR
  • Collect payments via PayNow on SGQR,
    the nation’s unified payment QR code.

What is SGQR?

SGQR, Singapore's unified QR code now supports PayNow.
Register your DBS PayNow proxy on SGQR and enjoy the convenience of electronic collections through a single QR code.


A Single QR solution

A Single QR solution

SGQR combines PayNow QR and other e-payment QR codes into a single QR label

Instant Collection

Instant Collection

Add your DBS PayNow QR to your SGQR to receive funds directly into your account

Wide Consumer Reach

Wide Consumer Reach

With PayNow on SGQR, you can access a large base of customers and collect from any of the 9 PayNow participating banks


How it works?

Step 1
Step 01
Register your PayNow proxy for SGQR with DBS
Step 2
Step 02
You will receive your complimentary printed SGQR labels from DBS, ready to use^
Step 3
Step 03
Display it at your counter and start collecting via PayNow or any of the supported e-payment modes

^SGQR Labels will be printed and mailed to you upon successful registration starting from 14 Oct 19. Please allow for processing time and mailing time upon submission of your registration request.


Benefits of PayNow on SGQR

All-in-one QR Code

One QR code Display

A single QR code for your consumers to access a variety of e-payment options

Digital Collections

Instant Collection

Funds are credited directly into your PayNow linked account

Collect with PayNow

Wide Consumer Reach

Facilitates collection from anyone using any of the PayNow participating banks' app


Enjoy Fee Waiver on incoming PayNow Transactions

Fees will be waived till 31 Dec 2021.

Frequently Asked Questions

What is SGQR?

Singapore Quick Response Code (SGQR) is a single QR code that combines multiple e-payment QR codes into one. It is intended to simplify QR e-payments in Singapore for both consumers and merchants.

What does “PayNow is on SGQR” mean?

SGQR was launched in October 2018 however PayNow Corporate is not part of SGQR. Since PayNow Corporate was launched in August 2018, all PayNow QRs are generated as a stand alone PayNow QR. With PayNow joining SGQR, you can register your PayNow Proxy on SGQR and receive a SGQR with PayNow (and other e-payment schemes if applicable) and start collecting via PayNow!

What is the criteria to sign up for PayNow on SGQR?

Customer must have PayNow registered with DBS.

Is there a SGQR App for consumers to use? What are the apps available for my customers to scan a SGQR with PayNow?

There is no SGQR mobile app. Customers of PayNow participating banks ( can scan a PayNow-SGQR Code to make PayNow payments using the existing mobile banking applications.

What are the different logos under the SGQR?

These logos represent the payment schemes that are registered on the SGQR.

I am displaying a static PayNow QR in my shop for PayNow collections and I am not using any other payment schemes or e-wallets for collection. Do I need to move to SGQR even though I am on a single payment scheme?

Yes, you are strongly encouraged to register PayNow to SGQR and start to display SGQR code in your shop for PayNow collections.

What is “Payment Reference” and how is this field used?

“Payment Reference” is an optional field (up to 25 characters) that can be included in your SGQR label for the PayNow scheme. If “Payment Reference” is included in the SGQR PayNow registration, the SGQR generated will include this payment reference and your customers will not be able to amend the payment reference during payment. The “Payment Reference” will be included in all Inward PayNow transactions received via this SGQR and will be reflected in your IDEAL statement.

What is “Terminal ID” and how is this field used?

“Terminal ID” is an optional field. This field is used when there is a need to generate multiple SGQR IDs for the same outlet address. For example, you have PayNow Proxy 1 and PayNow proxy 2 for outlet address postal code 123456, you can register for SGQR using the following setup:
  • PayNow Proxy 1
    • Name on Label: ABC Pte Ltd
    • Postal code: 123456
    • Terminal ID: 001
  • PayNow Proxy 2
    • Name on Label: ABC Pte Ltd
    • Postal code: 123456
    • Terminal ID: 002