Cash and Liquidity Management Products and Solutions

At a glance

DBS offers a range of award-winning digital cash and liquidity management solutions to help you manage your treasury and finance operations with greater ease and efficiency.

Manage your cash flow more effectively with our innovative accounts, payables and receivables management services and liquidity management solutions.

Here’s what we offer:

Digitalise your payments, collections and reconciliation processes
Maximise surplus cash with a range of global liquidity solutions
Optimise cashflow with our working capital advisory service
Gain insights to improve your cash position with our Treasury Prism analytics platform
Co-create digital solutions to address pain points with API solutions

Products and solutions

	Payments
	Handle your payments efficiently and securely with our comprehensive suite of domestic and cross-border transfers. Domestic funds transfers PayNow Corporate Learn more Chequeless Bill Payments.pdf (313.8 kb) FAST payment Low Value Real-Time Payments (FAST).pdf (285.5 kb) GIRO payroll & GIRO payment Low Value Domestic Payments (GIRO).pdf (285.1 kb) MAS Electronic Payment System (MEPS) High Value Domestic Transactions (MEPS).pdf (279.2 kb) Cross-border funds transfers DBS Globesend Learn more SWIFT gpi (OTT) Learn more SWIFT gpi (ITT) Learn more Telegraphic Transfers (TT) Telegraphic Transfers (TT).pdf (287.5 kb) DBS PriorityPay DBS PriorityPay.pdf (281.9 kb)

	Collections
	Streamline collections to enhance working capital management. eGIRO Learn more DBS MAX merchant solution Learn more PayNow Corporate Learn more Credit card acceptance for retail businesses Learn more Credit card acceptance for eCommerce businesses Learn more

	Receivables reconciliation
	Automate your receivables reconciliation process by leveraging our digital platforms and solutions. Enriched Consolidated Receivables (ENCORE) Enriched Consolidation Receivables (ENCORE).pdf (327.9 kb) Virtual Account Virtual Accounts.pdf (289.7 kb)

	Liquidity management
	Unlock trapped liquidity and gain better control of your cash flow for domestic or regional treasury operations. Notional pooling Learn more Cash concentration Learn more Regional interest optimisation Learn more

	Accounts
	Manage your cash flow smoothly with our extensive range of corporate current accounts and deposit structures. DBS Business Multi-currency Account Multi-Currency Accounts.pdf (341.7 kb) Multi-Currency Account interest rates Learn more Business Account pricing Learn more Interest charges Learn more

	Commercial Cards
	Control business expenses more effectively to enhance working capital management. DBS Purchasing Card Learn more DBS Corporate Card Learn more DBS Virtual Card Learn more

Client stories

Upgrading user experience through digital

"The partnership will provide great benefits to both our companies, given our shared aim to be a digital leader."

Singapore Airlines (SIA)

Awards

Global Finance

The World's Best Treasury and Cash Management Provider

Best Bank for Cash Management, APAC, 2021
Outstanding Achievement in Treasury Operations during the Covid Pandemic, APAC, 2021
Best Bank for Liquidity Management, APAC, 2020-2021
Best Bank for Payments & Collections, APAC, 2020
Best Bank for Cash Management, Singapore, 2018-2021
Best Bank for Cash Management, China & Indonesia, 2019-2020
Best Bank for Cash Management, Hong Kong, India, Taiwan & Vietnam, 2021

The Asset

Treasury, Trade, Sustainable Supply Chain and Risk Management Awards

Best in Treasury & Cash Management, ASEAN, 2020
Best Service Provider – Transaction Bank, Singapore, 2020
Best Service Provider – Cash Management, Singapore & Indonesia, 2020
Best in Treasury & Working Capital, Taiwan, 2020

Euromoney

Best Bank for Transaction Services, Asia, 2020

Global Finance

The World's Best Treasury and Cash Management Provider

Best Bank for Cash Management, APAC, 2021
Outstanding Achievement in Treasury Operations during the Covid Pandemic, APAC, 2021
Best Bank for Liquidity Management, APAC, 2020-2021
Best Bank for Payments & Collections, APAC, 2020
Best Bank for Cash Management, Singapore, 2018-2021
Best Bank for Cash Management, China & Indonesia, 2019-2020
Best Bank for Cash Management, Hong Kong, India, Taiwan & Vietnam, 2021