DBS Cheatsheet: Essential Student Banking Services for Young Adults

Master your money moves with us

At a Glance

PayLah! - One app to rule it all

From your everyday needs to even paying your bills.

Earn 1.50% p.a. bonus interest with DBS Multiplier

If you’re 29 years old and below, simply spend with PayLah! to earn 1.50% p.a. on your first S$50,000 balance in DBS Multiplier Account.

Up to 5% cashback with DBS Live Fresh Student Card

Say hello to DBS Live Fresh Student Card, with no minimum income required and a manageable S$500 credit limit.

Get more Benefits


	DBS PayLah! Get rides, book movies, order food in one app Make payments effortlessly Monies in DBS PayLah! are a deposit. SGD deposits are insured up to S$100,000 by SDIC. Terms and conditions apply. Sign up now
	DBS Multiplier Account Start earning more from your savings - even while studying. Get 1.50% p.a. when you spend with your Credit Card and/or PayLah! monthly. As you start earning from internships, part-time work or your first job, your interest can increase to 1.80% p.a. monthly - automatically. Haven't credited your salary to us? You can also receive S$250 cash reward when you credit your salary (minimum of S$1,600/month) or NS allowance (minimum of S$500/month). Register for the salary credit promotion now. Promotion ends 31 Oct 2026. Terms and conditions apply. SGD Deposits are insured up to S$100,000 by SDIC. Apply now
	DBS Live Fresh Student Card Did you know students can have a credit card too? With no minimum income required and a manageable S$500 credit limit, retail therapy after stressful exams just got sweeter! Say hello to DBS Live Fresh Student Card, designed for student life, offering up to 5% cashback on your go-to brands like McDonald’s, Starbucks, Golden Village and popular streaming services. Terms and conditions apply. Apply now
	Introducing DBS digiWealth - your new secret weapon for confident investing. DBS digiWealth puts decades of expertise and a full suite of trusted financial products right at your fingertips, with enhanced features and a super user-friendly design. Best of all, it's seamlessly integrated into your DBS & POSB digibank app. Terms and conditions apply. Learn more Get better at money now Login to digibank on your phone or computer, and look for the digiWealth tab. Login now

Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.