At a Glance

Go cashless anywhere

Scan to pay at UnionPay QR Code-enabled merchants with PayLah! both locally and internationally.

Pay like a local overseas

Save yourself the hassle of having to exchange currency before your trip. Just scan to pay and we’ll handle the conversion for you.

PayLah! is now accepted at UnionPay QR Code-enabled merchants worldwide. This means all the cashless convenience you love with your Ultimate Everyday App is now available overseas.

No more fumbling over notes and coins on your travels. Simply whip out your phone and scan to pay securely in just a few taps! The best part, you don’t need to worry about conversion. We got that covered too.


2 ways to pay with UnionPay QR Code

#1 – Scan to Pay

  1. Launch PayLah! app and tap Scan
  2. Scan the UnionPay QR Code and enter payment amount (if required)
  3. Review and confirm your transaction details

#2 – Generate a QR Code for the merchant to scan

  1. Launch PayLah! app and tap My QR
  2. Tap on UnionPay and select either Mainland China or SG & Others
  3. Present your QR Code to the merchant to scan
  4. Tap Begin Payment
  1. Review and confirm your transaction details

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Frequently Asked Questions

UnionPay QR Code is a convenient, secure and quick way to pay at over 40 million merchants in Singapore and around the world. UnionPay QR Code uses the EMV specifications which is in line with global payment security standards.

UnionPay Card is not needed. Simply make UnionPay QR Code payment at over 40 million merchants in Singapore and around the world directly with your DBS PayLah! app.

Depending on markets and merchants’ payment practices, DBS PayLah! users have the flexibility to pay by either scanning UnionPay QR Code displayed by the merchants or by generating UnionPay QR Code on the DBS PayLah! app.

UnionPay QR Code payment is widely accepted in Singapore across various merchant categories from F&B to retail and entertainment. DBS PayLah! users can scan a dynamic UnionPay QR Code generated by the merchant, scan the static SGQR Code (with UnionPay logo) on display at the merchant store front or generate a UnionPay QR Code on the PayLah! app to make UnionPay QR Code payment.

Note: QR Code payment will only go via the UnionPay network if there is no feature of other local bank apps or local payment network on the static SGQR Code.

You can use PayLah! to make UnionPay QR Code payment at over 40 million merchants around the world. Some popular destinations include Beijing, Chengdu, Chongqing, Guangzhou, Shanghai, Shenzhen, Tianjin, Hong Kong, Japan, Macau, Malaysia, South Korea, Taiwan, Thailand, The Philippines, Vietnam and UAE.

Conversions shall be based on a mark-up of 2% above the foreign exchange rate. The mark-up serves to cover services provided and administration by us and our service providers in connection with foreign currency transactions. The foreign exchange rate is determined based on prevailing wholesale interbank rates or the government-mandated rate, as shall be determined by the respective Card Associations and/or payment service provider.

For UnionPay QR, transactions in US Dollar, Chinese Yuan and Brunei Dollar shall be converted to Singapore Dollar on the date of conversion. Transactions in other foreign currencies will be converted to US Dollar before being converted to Singapore Dollar.

No. Apart from the conversion rate applied, you will not incur additional fees from using the service.

Not on PayLah! yet? Download The Ultimate Everyday App today.

Get S$5 when you download and register with promo ‘FIVELAH’ from now till 31 December 2023. For full terms and conditions, click here.

Download and register today to enjoy more shopping rewards!

Download now

Find out more about DBS PayLah! here.

Monies in DBS PayLah! are a deposit. SGD deposits are insured up to S$75k by SDIC.

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