At a Glance

Have a short-term saving goal? Build up your savings over 2 years with SavvyEndowment 9, a short-term endowment plan that gives you returns of up to 2.80% per annum* (“p.a.”).

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2-year policy term with returns of up to 2.80% p.a.*

 

Coverage for death benefit at 101% of single premium

 

Get started with S$5,000 or more. Apply online with cash or SRS

 


SavvyEndowment 9 is applicable for all Singapore Citizens, Singapore Permanent Residents, Singapore tax residents between 18 to 60 years old currently residing in Singapore.

Any early termination of the policy before 2 years can incur costs and the surrender values payable (if any) may be less than the total premiums paid. Find out more at DBS Insurance Important Notes.

 

Features & Benefits

  • Returns of up to 5.68%1 over 2 years upon maturity
  • Guaranteed maturity yield of 2.50% p.a.* and non-guaranteed maturity yield of up to 0.30% p.a.*
  • 100% Capital Guaranteed2 after 2 years
  • Coverage for death benefit at 101% of single premium
  • Easy application online with no health check-ups
  • Minimum single premium of S$5,000 via cash or Supplementary Retirement Scheme (SRS)

*Based on the higher illustrated investment rate of return of 3.69% p.a., the total illustrated yield at maturity is 2.80% p.a., which consists of a guaranteed maturity yield of 2.50% p.a. and a potential non-guaranteed maturity yield of 0.30% p.a..

Based on the lower illustrated investment rate of return of 2.93% p.a., the total illustrated yield at maturity is 2.50% p.a., which consists of a guaranteed maturity yield of 2.50% p.a.. The potential non-guaranteed maturity yield will be zero.

 

How it Works

Here’s an example of how SavvyEndowment 9 can help:

 

Footnotes

Based on the higher illustrated investment rate of return of 3.69% p.a., the illustrated total return is 5.68% over 2 years, which consists of a guaranteed maturity value of 5.07% of single premium and a potential non-guaranteed maturity bonus of 0.61% of the single premium.

Based on the lower illustrated investment rate of return of 2.93% p.a., the illustrated total return is 5.07% over 2 years, which consists of a guaranteed maturity value of 5.07% of single premium. The potential non-guaranteed maturity bonus will be zero.

The bonus rate and the illustrated investment rate of return are not guaranteed and will depend on the future performance of the Participating Fund of the policy. This figure is rounded down to 2 decimal places.

2 Not applicable to policies that have been altered.

 

How to Apply for SavvyEndowment 9

No wait, no hassle. Your details are pre-filled when you apply on digibank.

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Chat with our friendly Wealth Planning Managers now. (This chat service is available from 9am to 6pm on Mon to Fri, excluding Public Holidays.)

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Alternatively, you may also leave your contact details and we will get in touch soon.

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Frequently Asked Questions

No, the life insured covered must also be the policy owner.


Foreigners who are Singapore permanent residents, Singapore tax residents and currently residing in Singapore may apply.


Yes. You can purchase more than one policy. You should consider your financial commitments when deciding on the amount of premium for this plan.


No, SavvyEndowment is available via direct debit from your DBS/POSB bank account or from your DBS Supplementary Retirement Scheme (SRS) account. However, you can purchase more than 1 SavvyEndowment policy.

 Refer to the Frequently Asked Questions for more details.

In Collaboration with Manulife

SavvyEndowment 9 is issued and underwritten by Manulife (Singapore) Pte. Ltd. ("Manulife") (Ref. No. 198002116D) and distributed by DBS Bank Ltd ("DBS").

This advertisement has not been reviewed by the Monetary Authority of Singapore. Protected up to specified limits by SDIC.

Information is correct as at 18 September 2022.

DBS Insurance Important Notes
Important Information

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