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Dementia Caregiver Protect
Get the financial support you need to care for your loved ones
Dementia Caregiver Protect
At a Glance
Receive lump sum payout, monthly cash support to cover daily expenses, and reimbursement of counselling expenses
Purchase this plan as a care recipient or caregiver
Apply online easily with a simple questionnaire. No medical check-up required
Did you know that 1 in 10 Singaporeans aged 60 and above have dementia? With increasing life expectancy and growing population, this number is only expected to rise1.
Caregiving often falls on family members, leading to lifestyle changes, potential unemployment and added stress to provide full-time care.
That’s why we designed a first of its kind insurance plan in Singapore, so you can focus on providing the best care for the care recipient.
By clicking the “Get a quote” button, you will be leaving our website to access Chubb’s website. Please ensure that you understand Chubb’s product features and terms before purchasing.
Features & Benefits
Coverage for the Care Recipient
- Lump-sum payout in the event of dementia diagnosis2
- Double indemnity if the diagnosis is confirmed before the Care Recipient’s 55th birthday
Coverage for the Caregiver
- Monthly payout for voluntary loss of employment and utility bills, in the event of voluntary resignation to provide caregiving to the Care Recipient
- Reimbursement of counselling expenses incurred due to mental distress arising from caregiving
Promotions
Caring for you as you care for your loved ones
Apply now
Simply click the “Get a quote” button below.
By clicking the “Get a quote” button, you will be leaving our website to access Chubb’s website. Please ensure that you understand Chubb’s product features and terms before purchasing.
How to Claim
Please submit your claims online at www.chubbclaims-dbs.com.sg. Alternatively, you may contact Chubb’s Customer Service Hotline at +65 6398 8797, (Monday to Friday, 9:00 am – 5:00 pm, excluding Public Holidays) and they will guide you in filing a claim.
What is Dementia Caregiver Protect?
Dementia Caregiver Protect is an insurance policy that covers the Care Recipient and their appointed Caregiver. It offers financial support to help the Caregiver navigate the complexities of caregiving if the Care Recipient is diagnosed with dementia.
What does the product cover?
The policy provides coverage to both the Care Recipient and the Caregiver. For the Care Recipient, the policy provides:
- Annual dementia health screening
- Lump sum payout upon diagnosis of dementia
After the Care Recipient is diagnosed with dementia, the policy will further cover the Caregiver for:
- Up to 12 monthly payouts for voluntary loss of employment and utility bills, if the Caregiver voluntarily resigns to provide caregiving to the Care Recipient
- Reimbursement of Caregiver’s counselling expenses incurred due to mental distress arising from caregiving
All benefits are subject to policy terms, conditions, and exclusions and in accordance with sum insured indicated on the Policy Schedule.
What is the difference between the Policyholder, Care Recipient and Caregiver?
A Policyholder is the applicant who purchased the insurance policy. The Policyholder can be either the Caregiver or Care Recipient.
The Care Recipient and the Caregiver cannot be the same person under a single policy. The Care Recipient specified in the Policy Schedule is the person who may potentially be diagnosed with dementia. If the Care Recipient's diagnosis is confirmed, the benefits of the policy will take effect accordingly.
The Caregiver is the person specified as the Caregiver in the Policy Schedule. The Caregiver primarily provides social and/or physical support to the Care Recipient, who has been diagnosed with dementia, to assist with the Care Recipient’s daily living requirements.
Can I be the Care Recipient under multiple Dementia Caregiver Protect policies?
No, you can only be the Care Recipient under a single policy. Chubb will validate the application details against the Care Recipient’s NRIC / Malaysian IC / Passport number. Full premiums will be refunded for duplicate policies.
Can I be the Caregiver for different Care Recipients under multiple policies (e.g. one policy for each parent)?
Yes, you may be the Caregiver to multiple Care Recipients.
If any or all of the Care Recipients are diagnosed with dementia, you are entitled to receive the benefits of each policy, subject to terms and conditions in the Policy Wording and limits stated in each Policy Schedule.
Is there any waiting period for the Policy?
There is a waiting period of 90 days from the commencement date of the policy. If the diagnosis of dementia happens within the waiting period, then no benefits are payable under the policy. The premiums paid will be refunded.
Contact Us
You may send an email to dbscs.sg@chubb.com or contact Chubb’s Customer Service Hotline at +65 6398 8797 (Monday to Friday, 9:00 am to 5:00 pm, excluding Public Holidays)
Please refer to the Policy Wording for the full details of the terms, conditions and exclusions of this insurance.
Click here for full Terms and Conditions Governing Purchase of Insurance Products from Chubb Insurance via the DBS website.
Footnotes
1Professor Kenneth Mak, Director of medical Services at the Ministry of Health's speech at the launch of the Dementia Research Centre in Singapore on 25 April 2022.
2The Care Recipient's dementia diagnosis must be confirmed by a dementia specialist, and diagnosed based on any of the following dementia assessment tests:
- Clinical Dementia Rating Scale with stage 2 severity and above;
- Global Deterioration Scale with stage 6 severity and above;
- Functional Assessment Staging Test with stage 6 severity and above
Disclaimers
Dementia Caregiver Protect is underwritten by Chubb Insurance Singapore Limited (“Chubb”) and distributed by DBS Bank Ltd (“DBS”). It is not an obligation of, deposit in or guaranteed by DBS. This is not a contract of insurance. Full details of the terms, conditions and exclusions of the insurance are provided in the policy wordings and will be sent to you upon acceptance of your application by Chubb. DBS may receive fees or commission from Chubb for marketing or selling their products to you.
Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. You may wish to seek advice from a financial adviser before deciding to purchasing the policy. If you choose not to do so, please read the precise terms, conditions and exclusions of this policy and carefully consider whether this policy is suitable for you.
You have thirty (30) days after you receive your policy contract from Chubb to decide if the Policy meets your needs. You may terminate the policy in accordance with the free-look provision, if any, and Chubb may recover from you any expense incurred by Chubb in underwriting the policy.
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