At a Glance

Covers all stages of cancer, even early stages, up to age 75

 

Protection coverage for cancer benefit up to S$150,000 depending on your needs

 

Apply online. Just answer 1 simple question, no health check-ups required


CancerCare is applicable for all Singapore Citizens, Singapore Permanent Residents and those residing in Singapore between 18 to 60 years old.

CancerCare protects you against significant financial costs of cancer treatment with 100% payout at any stage. It also provides coverage in the event of death.

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Get Peace of Mind With CancerCare

  • Covers all stages of cancer up to age 75. Receive a cancer benefit2 of up to S$150,000 if the life insured is diagnosed with any stage of cancer, including early stage cancer.
  • Independent cover for death. Receive a death benefit3 of up to S$30,000 in the event of the life insured’s death.
  • Guaranteed renewable every five years. CancerCare is available for applicants aged 18-60 years old, while the policy is guaranteed renewable without evidence of health required until the age of 70. Monthly premiums will increase based on the policyholder’s attained age each time the policy is automatically renewed.
  • Easy application. No health check-ups are required and you can apply online.
  • Cover to suit your needs. There are three different plans available—Headstart, Essential and Advantage—offering coverage from $$50,000 to S$150,000 for cancer diagnosis and from S$10,000 to S$30,000 in the event of death.

Terms and conditions apply, refer to the Sample Policy Contract for more details.

 

How it works

Here’s how CancerCare helps John to cope financially with the cost of cancer treatment:

John bought a CancerCare Advantage plan at age 40, paying monthly premiums of S$43.124.

Total premiums paid after 4 years: S$2,069.76

At age 44, John was unfortunately diagnosed with early stage cancer and his cancer benefit payout would be S$150,000.

 

Features in Detail

 Benefits  Headstart Essential Advantage
Payout for cancer diagnosis (SGD)

50,000

100,000

150,000

Payout in the event of death (SGD)

 10,000 20,000 30,000 


Here’s how much the monthly premiums are for the first 5 years (premiums will be revised after 5 years based on attained age at the start of each renewal). You may refer to Policy Illustration in Product Documents during the application for the renewable premium amount over the policy term.

 

Age 35

Age 45

 

Monthly premiums (SGD)

Male

Headstart

12.90

27.70

Essential

21.93

47.09

Advantage

31.25

67.10

Female

Headstart

23.50

40.70

Essential

39.95

69.19

Advantage

56.93

98.61

 

How to Apply for CancerCare

Your details are pre-filled when you apply on digibank

Talk to our Wealth Planning Managers

POSB Inflation

Protect yourself so that you don’t have to worry about unforeseen circumstances, while you deal with inflation. Interested to find out about other ways to cope with inflation?

Learn more

 

Get more Benefits

Earn bonus interest on your DBS Multiplier Account with all Manulife protection or endowment plans distributed by DBS. Find out more.

  • No minimum regular or single premium amount
  • Pay with cash or SRS^
  • Earn bonus interest for 12 months consecutively

^Selected policies only

 

Frequently Asked Questions

 Early Stage Cancer  Intermediate Stage Cancer Advanced Stage Cancer*
Carcinoma in situ
Early Prostate Cancer
Early Thyroid Cancer

Carcinoma in situ of Specified Organs treated with Radical Surgery

Major Cancers

Early Bladder Cancer
Early Chronic Lymphocytic Leukemia
Gastro-intestinal Stromal Cancer

   

*Please refer to the Sample Policy Contract fo the precise terms, conditions and exclusions.

No, the life insured covered must also be the policy owner.

CancerCare pays out a lump sum cancer benefit in the event of cancer diagnosis. The policyholder can then use this sum however they want to. It can be used to cover medical treatment, loss of income for time taken off work to recover or other expenses incurred during recovery.

No. This policy has no cash value.

No. If the life insured is diagnosed with cancer and survived for at least 7 days from date of diagnosis, the cancer benefit will be paid out and the policy terminates. Otherwise, only the death benefit shall be payable.

No. This policy is not Medisave approved.

Foreigners who are Singapore permanent residents may apply.

No, this product does not have cash value or surrender value as it is a pure protection plan. You may write in to service@manulife.com to terminate your policy.

If you have further product-related enquiries, please email Manulife at service@manulife.com. If you are facing technical difficulties, you may explore our live chat service in DBS/POSB digibank online.

Refer to the Frequently Asked Questions for more details.

Footnotes
1This premium amount is calculated based on a male aged 18 and will be revised after 5 years based on attained age at the start of each renewal.
2We will not pay the cancer benefit if: the life insured did not survive for at least 7 days from the date of diagnosis of a cancer; the date of diagnosis of a cancer is within 90 days from the policy issue date or the date of reinstatement of this policy, whichever is later; if the life insured has contracted HIV, AIDS or any AIDS-related condition; or if cancer was pre-existing.
3We will not pay the death benefit if: the life insured dies from suicide or due to a pre-existing condition within one year of the policy issue date or the effective date of the most recent reinstatement of the policy, whichever is later. We will refund all premiums paid without interest and less any medical or other expenses we have paid in connection with the policy.
4The premium amount is calculated based on a male aged 40. Please refer to the Product Documents for the Policy Illustration and Product Summary.

In Collaboration with Manulife

CancerCare is issued and underwritten by Manulife (Singapore) Pte. Ltd. ("Manulife") (Reg. No. 198002116D) and distributed by DBS. It is not an obligation of, deposit in or guaranteed by DBS. This advertisement has not been reviewed by the Monetary Authority of Singapore.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (“SDIC”). Coverage for the policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Manulife or visit the Life Insurance Association or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Information is correct as at 14 July 2019.

DBS Insurance Important Notes

Important Information

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