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TermProtect - DBS Term Insurance
At a Glance
TermProtect is a term insurance plan that makes protection flexible, affordable and hassle-free – so your loved ones receive a lump sum payout, if the unexpected happens.
Covered against death, total and permanent disability or terminal illness
Flexibility to choose the policy term that suit your needs
Apply online. Just answer 3 simple questions, no health check-ups required
TermProtect is applicable for all Singapore Citizens, Singapore Permanent Residents and those residing in Singapore between 18 to 60 years old.
Features & Benefits
- Comprehensive Coverage
Covers death, total and permanent disability and terminal illness1 for up to S$500,000.
PRO-TIP: Not sure how much cover you need?
Use NAV Planner to easily work out the coverage you need.
- Flexible term, fixed premium
Choose a policy term between 5 to 402 years, without the worry of rising premiums over time.
- Critical Illness Premium Waiver Rider3
Add this optional rider and you won’t need to pay premiums in the event of critical illness.
- Affordable Premium
Enjoy comprehensive coverage from just S$2.98/mth4
- Quick Application
Just answer 3 simple questions about your health online; No health check-up required.
Terms and conditions apply, refer to the Sample Policy Contract for more details.
How it Works
Apply for TermProtect now
No wait, no hassle. Your details are pre-filled when you apply on digibank.
Need a little more advice? Talk to our Wealth Planning Managers.
Pay your premiums from your DBS Multiplier account to earn up to 3.5% p.a. on your savings.
Frequently Asked Questions
1 Terminal Illness (TI) is defined as an illness, which in the opinion of a medical examiner and on agreement of our appointed medical examiner, is likely to lead to death within 12 months from the date of diagnosis. In the event of TI during the policy term, the Death Benefit will be advanced in a lump sum.
2 Subject to an expiry age of 85 (age last birthday).
3 This benefit will waive any future premiums upon diagnosis of any of the 35 critical illnesses. Terms and conditions apply. Please refer to the Sample Policy Contract for the list of critical illnesses covered.
4 This premium amount is calculated based on a female non-smoker aged 18 with coverage amount of S$75,000 for a policy term of 5 years.
In Collaboration with Manulife
TermProtect is issued and underwritten by Manulife (Singapore) Pte. Ltd. ("Manulife") (Reg. No. 198002116D) and distributed by DBS Bank Ltd ("DBS").