At a Glance

TermProtect is a term insurance plan that makes protection flexible, affordable and hassle-free – so your loved ones receive a lump sum payout, if the unexpected happens.

Covered against death, total and permanent disability or terminal illness


Flexibility to choose the policy term that suit your needs


Apply online. Just answer 3 simple questions, no health check-ups required

Apply now


Features & Benefits

  • Comprehensive Coverage
    Covers death, total and permanent disability and terminal illness1 for up to S$500,000. 

    PRO-TIP: Not sure how much cover you need?
    Use NAV Planner to easily work out the coverage you need.

  • Flexible term, fixed premium
    Choose a policy term between 5 to 402 years, without the worry of rising premiums over time.

  • Critical Illness Premium Waiver Rider3
    Add this optional rider and you won’t need to pay premiums in the event of critical illness.

  • Affordable Premium
    Enjoy comprehensive coverage from just S$2.98/mth4

  • Quick Application
    Just answer 3 simple questions about your health online; No health check-up required.

Terms and conditions apply, refer to the Sample Policy Contract for more details.


How it Works


Apply for TermProtect now

No wait, no hassle. Your details are pre-filled when you apply on digibank.

Apply Now

Need a little more advice? Talk to our Wealth Planning Managers.

Pro tip
Pay your premiums from your DBS Multiplier account to earn up to 3.00% p.a. on your savings.


Frequently Asked Questions

Foreigners who are Singapore permanent residents may apply. Do refer to the Frequently Asked Questions relating to Eligibility & Underwriting.

You may write in to to terminate your policy and there will be no cash value if you choose to do so.

If you have further product-related enquiries, please email Manulife at If you are facing technical difficulties, you may explore our DBS Help and Support.
Refer to the Frequently Asked Questions for more details.

Related Reads


Terminal Illness (TI) is defined as an illness, which in the opinion of a medical examiner and on agreement of our appointed medical examiner, is likely to lead to death within 12 months from the date of diagnosis. In the event of TI during the policy term, the Death Benefit will be advanced in a lump sum.
2 Subject to an expiry age of 85 (age last birthday).
This benefit will waive any future premiums upon diagnosis of any of the 35 critical illnesses. Terms and conditions apply. Please refer to the Sample Policy Contract for the list of critical illnesses covered.
This premium amount is calculated based on a female non-smoker aged 18 with coverage amount of S$75,000 for a policy term of 5 years.

In Collaboration with Manulife

TermProtect is issued and underwritten by Manulife (Singapore) Pte. Ltd. ("Manulife") (Reg. No. 198002116D) and distributed by DBS Bank Ltd ("DBS").

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as at 24 March 2021.

DBS Insurance Important Notes

Important Information

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