At a Glance

Just for young adults

Designed to help young investors start off on the right foot in their investment journey.

Flat commission pricing

Enjoy flat commission fees across all markets with no custody fee on foreign share holdings

Seminars and classes

Learn more about trading at our regular seminars and courses.

Reputable brokerages

Gain access to key global stock markets with DBS Vickers.

Are you between the ages of 18 to 25 years? Do you have an interest in investing but don’t know where to start? Apply for a DBS Vickers Young Investor Account and gain access to a wealth of resources to help kick-start your investment journey. We’ll also set up a new DBS Multi-Currency Account (MCA) for you to make the settling of trades and dividend crediting convenient.

Apply now

Not a digibank user? Get started


Features & Benefits

  • Venture into the stock market with a bank-backed brokerage
  • Gain access to trade in multiple capital markets
  • Enjoy flat commission fee for all markets
  • Zero custody fee for your foreign holdings
  • More opportunities to grow your investment knowledge and trading skills with our investment seminars (sign up here today)


Sign up for your DBS Vickers Young Investor Account today and enjoy these promotions!

Open a new DBS Vickers Young Investor online trading account and make a cash upfront trade on the DBS Vickers app by 30 September 2023 to receive a S$30 cash reward.

Click here to learn more.


Commission Rates

Young investors with a DBS Vickers online trading account can enjoy flat commission rates for all markets (excluding market charges).


Commission Rate


Young Investor (YI) Account*
(inclusive of GST)

Normal Vickers Trading Account*^
(inclusive of GST)



0.28%, min SGD27

United States


0.18%, min USD27

Hong Kong


0.18%, min HKD108



0.35%, min AUD32.40



0.35%, min GBP27



0.35%, min JPY3240



0.50%, CAD31.32

^Rates for cash trades as compared to Young Investor Account

*Prices will be subjected to GST at the prevailing rate, where applicable


Eligibility &  Fees

  • Aged 18 to 25 years old
  • Possess basic knowledge in investing

Account Types

  • Individual Account

Apply now

To open a Young Investor Individual Trading Account, simply apply online through DBS digibank online or digibank mobile.

If you wish to trade in the Singapore securities market, you’ll also need to open a Central Depository (CDP) account. If you do not own a CDP account, you may open one here before applying for a DBS Vickers Online Trading Account.

Due to the high application volume, the processing time for account opening may take longer than usual.

Apply via digibank

Apply now

Not a digibank user? Get started

Download DBS digibank mobile


Contact me

We’ll be in touch (For foreign tax residents).


Get more Benefits

Earn bonus interest on your DBS Multiplier Account on every online “BUY” trade you make with cash, DBS CPFIA or DBS SRS Account. Find out more.


Frequently Asked Questions

If you are between the ages of 18 to 25 years old with a DBS Vickers online individual trading account, your trading account will automatically be considered a Young Investor Trading Account.

From 1 April, all existing individual online trading account whose account holders are between the age of 18 to 25 years old will be automatically included in this program.

The Commission rates charged for all markets will be a flat fee, regardless of your contract size. Commission rates does not include all out-of-pocket charges imposed by the respective exchanges. GST apples to all markets.

Your Young Investor Trading Account will be changed to a normal trading account. The conversion of the account will follow your birth year. i.e., you are born in 1997 and turn 25 years old in 2022. On 1 Jan 2023, your account will be converted to a normal trading account.


Terms and Conditions

  • This is applicable to all individual online retail clients with DBS Vickers Securities (Singapore) Pte Ltd (’DBS Vickers’) age between 18 to 25 years old.
  • Eligible clients are clients age between 18 to 25 years old based on their birth year. i.e., clients born in the year 1997 will be considered 25 years old in the year 2022.
  • Eligible clients are entitled to flat commission fee for all trades executed online. This is applicable to trades executed in any of the 7 online markets via, mobile trading and DBS/POSB iBanking
    Market Commission Rate* (inclusive of GST)


    SGD 8.64 / HKD 54 / USD 6.48 / AUD 8.64 / EUR 6.48 / JPY 864 / GBP 6.48


    USD 6.48

    Hong Kong​

    HKD 54 / USD 6.48


    AUD 17.28


    GBP 12.96 / USD 19.44 / EUR 17.28


    JPY 1404


    CAD 8.64 / USD 6.48

    * Prices will be subjected to GST at the prevailing rate, where applicable.

  • Flat commission rates exclude any out-of-pocket market charges / fees imposed by the respective exchanges.
  • Eligible clients will also be entitled to zero custody fee for all foreign holdings
  • YI accounts will be converted to a normal trading account on a yearly basis, based on the birth year. i.e. YI born in the year 1997 will be converted back to a normal account on 1 Jan 2023.
  • DBS Vickers shall have the right to determine whether a client is entitled to receive the rate. The decision by DBS Vickers shall be final.
  • DBS Vickers’ terms and conditions governing trading shall apply. Participation is deemed acceptance of the terms and conditions herein.
  • DBS Vickers reserves the right to revise, delete and/or add to the above terms and conditions, and/or to suspend or terminate the rates at any time, at its sole and absolute discretion, without prior notice to you.

For more information

Call our Investment Service Centre Hotline

(65) 6327 2288
Operating hours: Monday, 6.30 a.m. to Saturday, 6.30 a.m (excluding PH)

In Collaboration with Manulife

ProtectFirst is issued and underwritten by Manulife (Singapore) Pte. Ltd. ("Manulife") (Reg. No. 198002116D) and distributed by DBS. It is not an obligation of, deposit in or guaranteed by DBS. This advertisement has not been reviewed by the Monetary Authority of Singapore.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (“SDIC”). Coverage for the policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Manulife or visit the Life Insurance Association or SDIC websites ( or

*Promotion terms and conditions apply. Your coverage is subject to policy terms and conditions. Please refer to the product summary for more information.

Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

DBS Insurance Important Notes

Important Information

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