Treasury Bills (T-Bills) are short-term Singapore Government Securities (SGS) issued at a discount to their face value. Investors receive the full face value at maturity. The Government issues 6-month and 1-year T-bills.

SGS Bonds can help you:

• Diversify your investment portfolio
• Receive a fixed interest payment at maturity
• Invest in a safe, short-term investment option

For more information, you can refer to MAS T-Bills.

To Apply New Issues

Using Cash or Supplementary Retirement Scheme (SRS), please log in to digibank.

Using CPFIS Ordinary Account or Special Account – You may visit any branch to submit your applications.

• Investors without a CPF Investment Account would need to take the Self-Awareness Questionnaire (SAQ).
• Find out how much of your OA and SA savings you can invest.
  Log in to my cpf digital services with your Singpass > Select my cpf > My dashboards > Investment

Please note branch applications close 2 business days before the Auction Date at 10am.

To Buy or Sell Existing Issues

Using Cash, Supplementary Retirement Scheme (SRS), CPFIS Ordinary Account or CPFIS Special Account, you may visit any branch to submit your applications.  All new/existing CPFIS investors would need to take the Self-Awareness Questionnaire (SAQ).

Singapore Savings Bonds (SSB) provides individuals with a long-term savings option that offers safe returns.

At a Glance:

Full Return of Principal

Get back your investment amount in full.

Suitable for the long-term

The longer you hold your bond, the higher the return.

Flexible redemption

If you need to cut short the redemption term, there is no penalty for exiting your investment early.

For more information, you can refer to MAS SSB.

To Apply / Redeem

Using Cash or Supplementary Retirement Scheme (SRS), please log in to digibank.