SRS & CPFIS
Get more options to invest your CPF Ordinary Account* savings with the CPF Investment Scheme - Ordinary Account (CPFIS-OA).
The CPF Investment Scheme - Ordinary Account gives you the flexibility and control of deciding where to invest your CPF savings† for greater potential returns and a more comfortable retirement.
A wide range of investment options:
Ease of information available: receive monthly statements with information about your investment, total costs and estimated market value, plus advance notice of all rights announcements.
Convenience of self-service banking: for existing iBanking, Phone Banking or ATM card holders
|Investment Transaction||DBS ATM||iBanking||Phone|
|Check available balance for investments|
|Investment Account Portfolio|
|Transfer funds from CPF Investment Account to CPF Ordinary Account|
|Purchase unit trusts if your CPF Investment Account is with DBS|
|Electronic Security Application (ESA)|
|ESA Results Enquiry|
|Available stock and gold limit|
You are eligible for this account if you are a CPF member, at least 18 years old, with more than S$20,000 in your CPF Ordinary Account, and are not an undischarged bankrupt. Please note that you can only maintain one CPF Investment Account.
* From 1 April 2008, only monies in excess of $20,000 in your Ordinary Account can be invested.
† The interest rate on balances in the CPF Investment Account which are not invested is currently 0.050% p.a..
^ Investible savings refer to the total balances in CPF Ordinary Account plus monies already withdrawn for investments & education.
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Minimum Sum Scheme are aggregated and separately insured up to S$50,000 for each depositor per Scheme member.
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