Scheduled Maintenance: Access to home loan and renovation loan related digital services (DBS/POSB digibank online, mobile and Digibot) will be unavailable from Friday, 22 Sep 2023, 11:30 pm to Sunday, 24 Sep 2023, 10 pm. Thank you for your understanding. You can find more details here.

 

At a Glance

Earn up to 4.1% p.a. on your DBS Multiplier Account

With any quantum of DBS Home Loan.
The first 3 joint borrowers will earn higher interest on Multiplier when you do CPF and/or cash repayments for as long as you have a DBS Home Loan. Find out more

 

Apply now

 

Overview of Bank loan vs HDB loan

  DBS HDB Loan HDB Concessionary Loan
Maximum Loan Amount
(For OTP dated 30 Sep 2022 and after)
Up to 75%
of purchase price or market value, whichever is lower
Up to 80%
of purchase price or market value, whichever is lower
Downpayment 25%
of purchase price or market value, whichever is lower
20%
of purchase price or market value, whichever is lower
CPF & Cash Upfront 20% CPF + minimum 5% cash payment 20% CPF + no minimum cash payment

DBS HomeSaver

Get up to S$700 bonus when you take up a new home loan with us!

Click here to learn more!

Two-In-One Home Loan

Enjoy the flexibility to customise the loan to match your needs. Enjoy the best of both worlds by having part of your loan amount under a fixed rate package for a peace of mind, and also benefit from the interest rate of a floating rate package for the remaining loan amount.

Click here to learn more!

 

Interest Rates

Check out our attractive fixed and floating rates and apply for a DBS Home Loan online, anytime, anywhere today!

 

5 Simple Steps to your Dream Home

 

Download our detailed step-by-step guide to getting your dream home.

Download PDF Resale Flat
Download PDF BTO Flat
 

Some Handy Tips and Tools

MyHome Planner​

Get detailed reports on your affordability and timeline of your cashflow for key home buying milestones

Calculate

Home Loan Repayment Calculator

Figure out your monthly instalment.

Calculate

Home Loan Savings Calculator

Lower your monthly instalment to save more

Calculate

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