DBS Share Financing
At a Glance
DBS Share Financing is a revolving loan facility secured by shares and ETF+ (Exchange Traded Fund). With Share Financing, you can enjoy the flexibility of managing your investments with greater purchasing power, and improve your cash flow by using the loan facility to settle your purchases. You may also withdraw cash against your pledged investments for personal use.
Read this quick guide to margin trading to understand how Share Financing works.
Features & Benefits
Greater Investment Power
With the additional funds (loans) made available, you can take advantage of more investment opportunities to maximise your potential returns.*
|without Financing||with Financing|
|Capital Gain (%)||6%||6%|
|Capital Gain ($)||S$6,000.00||S$21,000.00|
|Loan Interest Rate (p.a.)||NIL||3.25%|
|Loan Interest Payable (p.a.)||NIL||S$8,125.00|
|Return of Investment (%)||6%||12.88%|
|Return of Investment ($)||S$6,000.00||S$12,875.00|
Improved Cash Flow
Pledge your fully-paid shares and ETF as collateral and enjoy the financing flexibility of withdrawing cash against it^
|Shares pledged to DBS||Cash you can withdraw|
For financing on Singapore markets, trade through any broking houses of your choice. In addition to shares, you can trade and finance on ETFs as well.
Earn interest on cash balances in your account and make the most of your savings.
Dedicated Relationship Manager
Our dedicated Relationship Managers will be there to assist your share financing needs.
+ Financing on ETF is available for Singapore market only.
* Example: Assuming that you buy S$100,000 worth of shares
^ Example: Assuming you pledge your fully paid-up shares worth S$100,000
Tables are only meant for illustration purposes. Loan interest rate is subject to changes by the Bank from time to time.
Marginable Securities List
To view a comprehensive list of valuation for the different shares and ETF, download the Marginable Securities List:
- Singapore Marginable Securities List, including ETF
- Hong Kong Marginable Securities List
- U.S. Marginable Securities List
Some of the shares are accorded a higher single counter concentration limit up to SGD 3,000,000 (This is a subset of the above marginable securities list):
How to apply
This product is not available for US Tax person and residents in Australia and the European Economic Area (EEA).The Share Financing (General Terms & Conditions) Agreement has been updated as of 12 May 2018.
Refer to Share Financing Fees Schedule