DBS Share Financing
At a Glance
DBS Share Financing is a revolving loan facility secured by shares. With Share Financing, you can enjoy the flexibility of managing your share investments with greater purchasing power, and improve your cash flow by using the loan facility to settle your purchases. You may also withdraw cash against your pledged shares for personal use.
To view a comprehensive list of valuation for the different shares, download the Marginable Securities List (Set 1):
For shares that provides higher financing quantum, download the Marginable Securities List (Set 2):
Finance your share trades at an exclusive 2.99% p.a. when you open new DBS Share Financing account by 30 June 2019. Enjoy the flexibility to trade through your existing brokers while financing with us. Terms & Conditions apply.
Features & Benefits
Greater Investment Power
With the additional funds (loans) made available, you can take advantage of more investment opportunities to maximise your potential returns.*
|without Financing||with Financing|
|Capital Gain (%)||6%||6%|
|Capital Gain ($)||S$6,000.00||S$21,000.00|
|Loan Interest Rate (p.a.)||NIL||3.25%|
|Loan Interest Payable (p.a.)||NIL||S$8,125.00|
|Return of Investment (%)||6%||12.88%|
|Return of Investment ($)||S$6,000.00||S$12,875.00|
Improved Cash Flow
Pledge your fully-paid shares as collateral and enjoy the financing flexibility of withdrawing cash against it^
|Shares pledged to DBS||Cash you can withdraw|
Flexibility to choose your own broker
Trade through the broking houses of your choice.
Enjoy interest on cash balances in your account and make the most of your savings.
Cash withdrawal at your convenience
Enjoy the freedom to transfer cash to your DBS/POSB Savings or Current account and withdraw cash from over 1000 DBS/POSB ATMs islandwide.
Dedicated Relationship Manager
Our dedicated Relationship Managers will be there to assist your share financing needs.
Competitive interest rate
With our competitive interest rate of 3.25% p.a., you can make the most out of your investments.
* Example: Assuming that you buy S$100,000 worth of shares
^ Example: Assuming you pledge your fully paid-up shares worth S$100,000
Tables are only meant for illustration purposes. Loan interest rate is subject to changes by the Bank from time to time.
How to apply
This product is not available for US Tax Person.The Share Financing (General Terms & Conditions) Agreement has been updated as of 12 May 2018.
Refer to Share Financing Fees Schedule