A loan facility that helps you leverage your share investments for better investment flexibility and cash flow management.
Enjoy interest rates from as low as 1.88% p.a. for the rest of 2017, when you utilize your Margin Facility before 15 August 2017!
Overview of promotional interest rates:
|Outstanding loan1 under the Margin Facility||Interest rate per annum (p.a.) on the outstanding loan|
|S$99,999.99 or less||2.68% p.a. on the outstanding loan.|
|Within S$100,000 to S$499,999.99||2.68% p.a. on the first S$99,999.99 of the outstanding loan; and|
2.28% p.a. on the next S$100,000 to S$400,000 of the outstanding loan.
|S$500,000 or more||2.68% p.a. on the first S$99,999.99 of the outstanding loan;|
2.28% p.a. on the next S$100,000 to $400,000 of the outstanding loan; and
1.88% p.a. on the next S$500,000 or more of the outstanding loan.
1"outstanding loan" refers to the Debit Balance (as defined in the DBS Margin Trading (General Terms & Conditions) Agreement).
Illustration of interest charges for a loan of S$2,000,000 for 30 days:
|Loan Utilized||Interest Rate Applied||Interest Charged|
|Up to S$99,999.99||2.68% p.a.||S$220.27|
|Next S$400,000.00||2.28% p.a.||S$749.59|
|Remaining S$1,500,000.01||1.88% p.a.||S$2,317.81|
|Total Interest Payable:||S$3,287.67|
|Blended Interest Rate:||2.00% p.a.|
Enjoy the freedom to trade with any broking house with DBS Share Financing — a loan facility secured by shares. You’ll get the flexibility of managing your share investment portfolio and withdraw cash against your pledged shares, giving you greater purchasing power, better cash flow and more flexibility to trade
Download the Marginable Securities List (Set 1) to view a comprehensive list of valuation for the different counters. Download the Marginable Securities List (Set 2) for counters that provides higher financing quantum.
*Example: Assuming that you buy S$100,000 worth of shares
|with Financing||without Financing|
|DBS Share Financing||S$70,000||S$0|
|Maintenance Margin||140%||not applicable|
*Tables are only meant for illustration purposes
*Example: Assuming you pledge your fully paid-up shares worth S$100,000
|Shares pledged to DBS||S$100,000|
|Cash you can withdraw||S$70,000|
The Margin Trading (General Terms & Conditions) Agreement has been updated as of 22 April 2016.
Thank you! We appreciate your feedback.