500
Stack up your card rewards with DBS & POSB
Gear up for the year-end festivities and usher in an exciting new year with bonus rewards on your DBS/POSB Cards! Whether you’re getting gifts for your loved ones, setting off on a well-deserved holiday, or dining at your favourite restaurants — make the most of your card spend by stacking your card rewards and earning an additional 5% cashback.
Simply be the first 50,000 to register for the ‘Stack Your Rewards’ campaign on your DBS PayLah! app and meet your monthly personalised spend goal by spending with any DBS/POSB Card across shopping, dining, and travel!
Unlocking your 5% cashback

Step 1: Register on DBS PayLah!
- Download/log in to PayLah! and tap on “Rewards”. Scroll to DBS Stack Your Rewards Campaign and tap on “Join”.
- On the campaign page, tap on “Register Now” and complete your registration. Tap “Got it” to return and view your personalised spend goal.
- If you register in December, you’ll be automatically enrolled for the January campaign as well — so you can enjoy even more cashback!

Step 2: Spend with your DBS/POSB Cards
- Start spending on dining, shopping and travelling with your DBS/POSB Cards to meet your Spend Goal.
- Tracking your progress is just as easy — simply return to your PayLah! app and tap on Rewards.
- Transactions will be updated within 3 working days. You’ll also get a push notification when you’ve hit 50% and 100% of your Spend Goal.
Shopping Spend
Category Description | Examples | Exclusion |
---|---|---|
Apparel |
Adidas, Bata, Charles & Keith, Cotton On, G2000, H&M, Mango, Mothercare, Nike, Uniqlo, Zara |
Transactions from Grocery Shops, Supermarket, Chemists, Pharmacies and Convenience Stores will not be included as Shopping Spend. |
Department Stores |
BHG, Isetan, Marks & Spencer, OG, Takashimaya, Tangs, Tokyu Hands |
|
Electronic and Computer |
Apple, Best Denki, Challenger, Dyson, Gadget Mix, Gain City, Harvey Norman, OSIM, Sony |
|
Home/Office Furnishing & Appliances |
Bed Bath N’ Table, Castlery, Courts, Crate & Barrel, IKEA, King Living, Sia Huat, Star Furniture |
|
Specialty Retail |
Bath & Body Works, Coach, Furla, Louis Vuitton, Michael Kors, Rolex, Swarovski |
|
Personal Services |
Estee Lauder Comestic, Jean Yip, L’Occitane, Sephora, The Body Shop, Venus Beauty |
|
Watches & Jewellery |
Cartier, Cortina Watch, Goldheart, Patek Philippe, Poh Heng Jewellery, SK Jewellery, Taka Jewellery, The Hour Glass, Tiffany & Co |
Travel Spend
Category Description | Examples | Exclusion |
---|---|---|
Airlines |
Air Asia, Air New Zealand, British Airways, Cathay Pacific, Emirates, Jetstar, Qantas, Qatar Airways, Scoot, Singapore Airlines |
Transactions from fuel, public transportation (buses, trains & taxis) and car rental will not be included as Travel spend |
Hotels/Lodgings |
Accor Live Limitless, Ascott Group, Hilton Hotels & Resorts, Marriott International, Pan Pacific Hotels Group, Royal Carribbean |
|
Tour Agencies |
Agoda, Booking.com, Expedia, KKday, Klook, Traveloka, Trip.com |
Dining Spend
Category Description | Examples | Exclusion |
---|---|---|
Caterers |
HappyMamaPapa Catering, Stamford Catering, Tian Wei Signature |
Transactions from Agriculture Cooperatives (e.g. Quan Fa Organic Farm, Farmer’s Market) will not be included as Dining spend. |
Eating Places and Restaurants |
Chope, Deliveroo, foodpanda |
|
Drinking Places (Alcoholic Beverages) - Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques |
Clink Clink, Zouk |
|
Fast Food Restaurants |
Domino’s Pizza, KFC, McDelivery |
|
Meat Markets and Retailers, Refrigerated Storage and Bulk Supply |
GoodCrop, Song Fish, The Butcher |
|
Sweets, Nuts, and Confectionery Shops |
Bacha Coffee, Laderach |
|
Dairy Products Shops |
DairyFolks |
|
Bakeries |
Baker’s Brew, Edith Patisserie |
|
Miscellaneous Food Shops-Convenience Stores and Specialty Markets |
Nespresso |
|
Package Shops-Beer , Wine, and Spirits |
Crystal Wines, Paneco |

Step 3: Enjoy your 5% cashback
Once you’ve hit your Spend Goal for the month, your 5% cashback will be credited within 3-5 working days to your DBS/POSB Card.Click here for FAQs.
Click here for full T&Cs.
Exclusive deals for you
Want even more rewards? We’ve got you. Here are some exclusive deals for you to enjoy as you work towards your spend goal. More savings on top of cashback? Now that's what we call rewards on rewards!
Dine
Here are some sweet deals you can savour!

Chope
Up to additional S$6 off

foodpanda
Up to S$12 off

KFC
Enjoy free delivery

Over 50 Lunar New Year deals
1-for-1 and more

Oddle Eats
Get up to S$14 off

ShopBack
Earn guaranteed S$150 cashback
Shop
Treat yourself to the deals you’ll love!

CapitaLand Malls
Enjoy double chances to win a magical family holiday to Hong Kong Disneyland Resort

Atome
Up to S$25 off when you pay with DBS/POSB cards

Sephora
Enjoy S$10 off your online purchases

ZALORA
15% off and more

VivoCity
Receive complimentary vouchers when you link and spend

Playdress
10% off online and in-stores
Pro tip: Make use of DBS Payment Plans
Manage your year-end spending by splitting up your payments with DBS Payment Plans! Enjoy the flexibility and freedom of paying by instalments over 3, 6, 12, 18 or 24 months with 0% interest*.
Find out more about DBS Payment Plans here.
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Not on PayLah! yet?Get S$5* credited into your PayLah! Wallet when you download and register with promo code ‘JOINLAH’. Download and register today for more convenience! *For full terms and conditions, click here. Monies in DBS PayLah! are a deposit. SGD deposits are insured up to S$75k by SDIC |
New to DBS/POSB Credit Card?
Looking for a Card that rewards you just the way you like it? Look no further! Apply online now to enjoy more reward!
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