Big dreams start small

Get the best of both worlds when you invest through DBS Invest-Saver – a Regular Savings Plans (RSP) that lets you invest conveniently and affordably in high quality Singapore bonds or top 30 blue chip companies via Exchange Traded Funds (ETFs), from as little as S$100 a month.

There’s more - enjoy cashback when you set up your RSP before 30 June 2019.


Every new RSP set up via DBS digibank for ABF Singapore Bond Index Fund and Nikko AM Singapore STI ETF, for minimum 3 months, will qualify for a 100% rebate* on sales charges.

Invest now

Terms and conditions apply

Benefits of investing through DBS Invest-Saver

  • Start small with an affordable monthly investment from S$100
  • Fuss-free monthly contribution via interbank GIRO or monthly deductions from your DBS/POSB savings or current account on the 15th of every month (or the next business day if 15th is a non business day)
  • Eliminates the need to time the market
  • Benefit from dollar cost averaging

Click here to learn more about DBS Invest-Saver.

*Customers must have a valid PayLah! account or open one within 14 days of receiving the credit notification. Otherwise, the credit amount will be forfeited.

How does Dollar Cost Averaging work?

Table list

Average cost per unit: S$1,000 / 1,069.09 units = S$0.935

(Average cost per unit is derived by averaging monthly contributions across the total number of units bought over 5 months. This reflects the cost you have paid to acquire each unit of the fund)

Average cost per unit: S$4.73 / 5 months = S$0.946

(Average price per unit is derived by averaging the unit prices over 5 months)

The example above shows how Dollar Cost Averaging in RSP can result in a lower cost per unit and lower average price per unit. With the same total contribution of S$1,000, RSP allows you buy more units (total of 1,069.00 units) at a lower average unit price of S$0.935 over five months as compared with lump-sum contribution (total of 1000.00 units bought at a unit price of S$1.00 in January).

Don't have PayLah!? Download the app now:


Convert your cashback via PayLah! to food treats, fashion delights or lifestyle indulgences at thousands of participating merchants, or use PayLah! as a quick and convenient way to send money to your friends.

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