For most of us, home loan is one of the largest financial commitments. To support homeowners amid rising costs, we’ve designed DBS HomeSaver to help boost your savings.

Receive up to S$700 cash bonus when you save with POSB Save As You Earn (SAYE) account, take up a home loan for your new purchase or refinance with us, and apply for a Mortgage Reducing Term Assurance (MTRA).

How it works

Step 1:
Have a SAYE account. If you don’t have one, open a new account here
You can earn 3.5% p.a. interest on your savings with SAYE account!

Step 2:
Take up a new home loan with us
Choose from a wide range of home loan packages best suited to your needs

Step 3:
Accept your home loan offer by 31 December 2023 to get your S$500 bonus.

Step 4 (Extra bonus):
Receive an additional S$200 when you apply for Mortgage Reducing Term Assurance (MRTA)* upon getting your home loan.

*Refer to Terms & Conditions below

Apply now


Earn up to 4.10% p.a. on your DBS Multiplier Account

With any quantum of DBS Home Loan.
The first 3 joint borrowers will earn higher interest on Multiplier when you do CPF and/or cash repayments for as long as you have a DBS Home Loan. Find out more

Here’s an illustration of how savings can be maximized

This is Brenda

  • Apply for a new home loan (S$300,000 loan amount)
  • Get S$500 cash bonus (only with existing or new SAYE Account)
  • Sign up for MRTA with us to get additional S$200 cash bonus
  • Pay monthly mortgage and MRTA, contributing to Multiplier transactions
  • Earns 2.4% p.a. on first S$100,000 savings in Multiplier (based on income + 3 transaction categories: credit card spend, home loan and MRTA insurance)

Year 1 Estimated Benefits: S$2,145.94‬‬


Terms and Conditions:

  1. Valid till 31 December 2023.
  2. Please refer to the Terms and Conditions for more details.

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