DBS HomeSaver | DBS Singapore

Bank
Cards
Insure
Borrow
Invest
Learn
Marketplace
ATM & Branch
You are in Personal Banking
- Personal Banking
- DBS
- POSB
- Wealth Management
- DBS Treasures
- DBS Treasures Private Client
- DBS Private Bank
- DBS Vickers Securities
- DBS Vickers Online
- Institutional Banking
- SME Banking
- Corporate Banking
- FINANCIAL MARKETS
- Treasury & Markets
- DBS Group
- About DBS
- Portraits of Purpose

For most of us, home loan is one of the largest financial commitments. To support homeowners amid rising costs, we’ve designed DBS HomeSaver to help boost your savings.

Receive up to S$700 cash bonus when you save with POSB Save As You Earn (SAYE) account, take up a DBS home loan, and protect yourself by taking up a mortgage insurance with us.

How it works

Step 1:
Have a SAYE account. If you don’t have one, open a new account here
You can earn 3.5% p.a. interest on your savings with SAYE account!

Step 2:
Take up a new home loan with us
Choose from a wide range of home loan packages best suited to your needs

Step 3:
Accept your home loan offer by 31 December 2023 to get your S$500 bonus.

Step 4 (Extra bonus):
Receive an additional S$200 when you apply for Mortgage Reducing Term Assurance (MRTA)* upon getting your home loan.

*Refer to Terms & Conditions below

Apply now

Earn up to 4.10% p.a. on your DBS Multiplier Account

With any quantum of DBS Home Loan.
The first 3 joint borrowers will earn higher interest on Multiplier when you do CPF and/or cash repayments for as long as you have a DBS Home Loan. Find out more

Here’s an illustration of how savings can be maximized
	This is Brenda Apply for a new home loan (S$300,000 loan amount) Get S$500 cash bonus (only with existing or new SAYE Account) Sign up for MRTA with us to get additional S$200 cash bonus Pay monthly mortgage and MRTA, contributing to Multiplier transactions Earns 2.4% p.a. on first S$100,000 savings in Multiplier (based on income + 3 transaction categories: credit card spend, home loan and MRTA insurance) Year 1 Estimated Benefits: S$2,145.94‬‬

Here’s an illustration of how savings can be maximized

This is Brenda

Apply for a new home loan (S$300,000 loan amount)
Get S$500 cash bonus (only with existing or new SAYE Account)
Sign up for MRTA with us to get additional S$200 cash bonus
Pay monthly mortgage and MRTA, contributing to Multiplier transactions
Earns 2.4% p.a. on first S$100,000 savings in Multiplier (based on income + 3 transaction categories: credit card spend, home loan and MRTA insurance)

Year 1 Estimated Benefits: S$2,145.94‬‬

Terms and Conditions:

Valid till 31 December 2023.
Please refer to the Terms and Conditions for more details.

How it works

Here’s an illustration of how savings can be maximized

Explore more

Thank you! We appreciate your feedback.

How would you rate this page?

Thank you. Your feedback will help us serve you better.

Was this information useful?

That's great to hear. Anything you'd like to add?

We're sorry to hear that. How can we do better?