The cost of treatment should not stand in the way of getting back on track. eCriticalCare makes a lump sum payout in the event of:



Payout amount

Diagnosis of any of the 37 covered critical illnesses1 Critical Illness Benefit 100% of coverage amount
Hospitalisation in the Intensive Care Unit (ICU) or High Dependency Unit (HDU)2 for at least 5 consecutive days Recovery Care Benefit3 30% of coverage amount
Death4 Death Benefit 20% of coverage amount

Find out more about the features and exclusions of this policy.

To apply, simply:

  • Select a coverage amount between S$50,000 and S$300,000
  • Decide how long you would like to be covered for (policy term)

For a limited time only, receive 8% lifetime premium discount* on eCriticalCare. Simply enter promo code ‘8ECCP’ on the Payment Details page during your application.

Apply now



Get insured with eCriticalCare and receive an 8% lifetime premium discount*! Simply enter promo code ‘8ECCP’ on the Payment Details page during your application.

You will continue to receive the 8% premium discount for as long as you hold your policy.

What’s more, earn up to 4.1% p.a. on your DBS Multiplier Account with eCriticalCare. No minimum regular premium amount and earn bonus interest for 12 months consecutively. Find out more.


Apply now

* Promotion till 31 October 2023. Terms & conditions apply.

1 100% of the coverage amount will be paid upon diagnosis of any one of the 37 covered critical illnesses (apart from Angioplasty and Other Invasive Treatments for Coronary Artery in which we will advance 10% of the coverage amount, capped at S$25,000 and you will continue to be covered). Please refer to Sample Policy Contract for more details.

2 High Dependency Unit (HDU) is one level of care below that of an Intensive Care Unit (ICU).

3 This benefit can only be claimed once. The coverage amount will be reduced by the amount paid under the Recovery Care Benefit. Please refer to Sample Policy Contract for more details.

4 In the event of death, 20% of the coverage amount will be paid. Please refer to Sample Policy Contract for more details.


The information herein is published by DBS Bank Ltd (“DBS Bank”) and is for general information only and should not be relied upon as financial advice. This publication may not be reproduced, or communicated to any other person without prior written permission. This website does not take into account the specific investment objectives, financial situation or needs of any particular person. Before entering into any transaction involving any product mentioned in this website, where applicable, you should seek advice from a financial adviser regarding its suitability for your own objectives and circumstances. If you choose not to do so, you should make an independent assessment and do your own due diligence on the product. This advertisement has not been reviewed by the Monetary Authority of Singapore. The website herein is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation.

In Collaboration with Manulife

eCriticalCare is issued and underwritten by Manulife (Singapore) Pte. Ltd. ("Manulife") (Reg. No. 198002116D) and distributed by DBS. It is not an obligation of, deposit in or guaranteed by DBS.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (“SDIC”). Coverage for the policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Manulife or visit the Life Insurance Association or SDIC websites ( or

Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

DBS Insurance Important Notes

Important Information


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