DBS SmartSend

SmartSend by DBS is the fast, free and safe way to send money overseas. Best of all, you don't even need a DBS current or savings account to do so; everyone can use it. Transferring funds has never been easier and more convenient.


Features & Benefits

Send from any bank account in Singapore.

No DBS account needed – just create your login ID to start.

$0 transfer fee

when you send money to 8 countries – Australia, Hong Kong, India, Indonesia, Malaysia, Philippines, UK and US. Your recipient will also not incur fees.

Same-day online transfer

as long as your funds reach us before the cut-off time of the day.

Locked-in FX rates

After placing your order, fund it via FAST transfer within 15 minutes to lock in the FX rate.

Secure transfers

with the backing of the safest bank in Asia.

24/7 support

at 1800 111 1111 if you need help.


How it Works


  1. Set your transfer and recipient details in SmartSend by DBS
  2. Fund your transfer by sending a FAST payment from your own Bank Account
  3. Your money will be received on the same-day if your funds reach us before the cut-off time.

Points to note

To ensure same-day online transfer, your funds should reach us by the cut-off time for your chosen market.

Countries Cut off time for same-day online transfers

Australia (in AUD)
12.00 noon

Hong Kong (in HKD)
4:30 PM

India (in INR)
4:30 PM

Indonesia (in IDR)
2:00 PM

Malaysia (in MYR)
2:30PM

Philippines (in PHP)
11:00AM

United Kingdom (in GBP)
5:00PM

United States (in USD)
5:00PM

How to Start?

Ready to use the smarter way to send money overseas?

Send now

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