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Please enter only a-z,A-Z,0-9,@!>$&-()',./Attractive Home Loan Rates
This package comes with the following feature(s):
This package comes with the following feature(s):
From taking up a new loan to refinancing, DBS offers a wide range of fixed and floating home loan interest rates to suit different needs.
Floating Rate Packages
2-Year Lock-in
This package is valid with a minimum loan amount of S$500,000 with 2 years lock-in period.
| For new purchase / Refinance of property | 2 Year Lock-in |
|---|---|
| Year 1 to Year 2 | FHR6 + 1.05% p.a. |
| Year 3 and thereafter | FHR6 + 1.60% p.a. |
This package comes with the following feature(s):
- Interest rate cap at 1.50% in the 1st two years – Protecting you from future interest rate increase by capping your interest rate to 1.50% p.a., giving you greater peace of mind.
- Waiver of commitment fee due to sale of property- giving you the flexibility to sell your property without the worry of penalty fees.
2-Year Lock-in
This package comes with a minimum loan amount of S$1,000,000. (Limited Tranche of S$300M)
| For new purchase / Refinance of property | 2 Year Lock-in |
|---|---|
| Year 1 to Year 2 | FHR6 + 0.95% p.a. |
| Year 3 and thereafter | FHR6 + 1.60% p.a. |
This package comes with the following feature(s):
- Interest rate cap at 1.40% in the 1st two years – Protecting you from future interest rate increase by capping your interest rate to 1.40% p.a., giving you greater peace of mind.
- Waiver of commitment fee due to sale of property- giving you the flexibility to sell your property without the worry of penalty fees.
No Lock-in
This package is valid with a minimum loan amount of S$100,000 with no lock-in period.
| For new purchase / Refinance of property | No Lock In |
|---|---|
| Year 1 to Year 3 | FHR6 + 1.60% p.a. |
| Year 4 and thereafter | FHR6 + 1.60% p.a. |
Fixed Deposits Home Rate 6 (FHR6) refers to the prevailing 6 months Singapore Dollar fixed deposit interest rate of DBS Bank for amounts within S$1,000 to S$9,999 or such other sum as we may specify. FHR6 is 0.200% p.a. currently.
This package comes with the following feature:
This package comes with the following feature(s):
This package comes with the following feature(s):
Fixed Rate Packages
2-Year Fixed Rate
This package is valid with a minimum loan amount of S$100,000.
| For new purchase / Refinance of property | 2 Year Fixed |
|---|---|
| Year 1 to Year 2 | 1.30% p.a. |
| Year 3 and thereafter | FHR6 + 1.60% p.a. |
This package comes with the following feature:
- 1 free conversion after 24 months from the date of 1st disbursement- giving you the option to reprice your home loan at no cost.
5-Year Fixed-Flexi Rate
This package is valid with a minimum loan amount of S$100,000.
| For new purchase / Refinance of property | 5-Year Fixed |
|---|---|
| Year 1 to Year 5 | 1.50% p.a. |
| Year 6 and thereafter | FHR6 + 1.60% p.a. |
This package comes with the following feature(s):
- 1 free conversion after 30 months from the date of 1st disbursement- giving you the option to reprice your home loan at no cost.
- Waiver of commitment fee due to sale of property- giving you the flexibility to sell your property without the worry of penalty fees.
- Waiver of prepayment fee(s) – giving you the flexibility to prepay your loan without the worry of penalty fees.
5-Year Fixed Rate (HDB Exclusive)
This package is valid with a minimum loan amount of S$100,000. Only applicable for HDB properties.
| For new purchase / Refinance of property | 5-Year Fixed |
|---|---|
| Year 1 to Year 5 | 1.40% p.a. |
| Year 6 and thereafter | FHR6 + 1.60% p.a. |
This package comes with the following feature(s):
- 1 free conversion after 60 months from the date of 1st disbursement- giving you the option to reprice your home loan at no cost.
Fixed Deposits Home Rate 6 (FHR6) refers to the prevailing 6 months Singapore Dollar fixed deposit interest rate of DBS Bank for amounts within S$1,000 to S$9,999 or such other sum as we may specify. FHR6 is 0.200% p.a. currently.