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Home loan rates are valid for applications with a minimum loan amount of $100,000, unless otherwise stated.
For refinancing of home loan, cash rebate is given for loan amounts of at least S$200,000 for completed HDB flats and S$500,000 for completed private properties.
| For purchase / refinance of property Floating Rate Package | 1 Year Lock-in |
|---|---|
| Year 1 | FHR8 + 1.13% p.a. |
| Year 2 | FHR8 + 1.13% p.a. |
| Year 3 | FHR8 + 1.13% p.a. |
| Year 4 and thereafter | FHR8 + 1.13% p.a. |
1-year lock-in period. Fixed Deposits Home Rate 8 (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.950% per annum.
| For purchase / refinance of property Floating Rate Package | No Lock-in |
|---|---|
| Year 1 | FHR8 + 1.20% p.a. |
| Year 2 | FHR8 + 1.20% p.a. |
| Year 3 | FHR8 + 1.20% p.a. |
| Year 4 and thereafter | FHR8 + 1.20% p.a. |
No lock-in period. Fixed Deposit Home Rate 8 (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.950% per annum.
| For purchase / refinance of property Fixed Rate Package | 2 Year Fixed Rate Package |
|---|---|
| Year 1 | 1.86% p.a. |
| Year 2 | 1.86% p.a. |
| Year 3 | FHR8 + 1.03% p.a. |
| Year 4 and thereafter | FHR8 + 1.03% p.a. |
2-year lock-in period. Fixed Deposits Home Rate 8 (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.950% per annum.
| For purchase / refinance of property Fixed Rate Package | 5 Year Lock-in |
|---|---|
| Year 1 | 2.00% p.a. |
| Year 2 | 2.00% p.a. |
| Year 3 | 2.00% p.a. |
| Year 4 | 2.00% p.a. |
| Year 5 | 2.00% p.a. |
| Year 6 and thereafter | FHR8 + 1.05% p.a. |
5-year lock-in period. Fixed Deposits Home Rate 8 (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.950% per annum.