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Please enter only a-z,A-Z,0-9,@!>$&-()',./Attractive Home Loan Rates
Online Promotions
| For purchase/ refinance of property Fixed Deposit Home Rate (FHR) Floating Rate Package | 2 Year Lock-in |
|---|---|
| Year 1 | FHR8 + 1.13% p.a. |
| Year 2 | FHR8 + 1.13% p.a. |
| Year 3 | FHR8 + 1.13% p.a. |
| Year 4 and thereafter | FHR8 + 1.13% p.a. |
2-year lock-in period. Fixed Deposit Home Rate 8 (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.950% per annum. If you apply online with a minimum loan amount of S$100,000 for completed HDB flats and completed private properties, you could qualify for our online promotion.
Additionally for refinancing, a cash rebate is also given for loan amounts greater than S$200,000 for completed HDB flats and S$500,000 for completed private properties.
| For purchase/ refinance of property Fixed Rate Package | 1+1 Year Lock-in |
|---|---|
| Year 1 | 2.38% p.a. |
| Year 2 | 2.38% p.a. / any prevailing loan package |
| Year 3 | FHR8 + 1.43% p.a. |
| Year 4 and thereafter | FHR8 + 1.43% p.a. |
2-year lock-in period. Fixed Deposit Home Rate 8 (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.950% per annum. If you apply online with a minimum loan amount of S$100,000 for completed HDB flats and completed private properties, you could qualify for our online promotion.
Enjoy a free conversion to any prevailing loan package during Year 2 of your loan.
Additionally for refinancing, a cash rebate is also given for loan amounts greater than S$200,000 for completed HDB flats and S$500,000 for completed private properties.
| For purchase/ refinance of HDB flat Fixed Rate Package | 5 Year Lock-in |
|---|---|
| Year 1 | 2.50% p.a. |
| Year 2 | 2.50% p.a. |
| Year 3 | 2.50% p.a. |
| Year 4 | 2.50% p.a. |
| Year 5 | 2.50% p.a. |
| Year 6 and thereafter | FHR8 + 1.55% p.a. |
5-year lock-in period. Fixed Deposit Home Rate 8 (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.950% per annum. If you apply online with a minimum loan amount of S$100,000 for completed HDB flats, you could qualify for our online promotion.
Additionally for refinancing, a cash rebate is also given for loan amounts greater than S$200,000.
Completed Properties
| For purchase/ refinance of property Fixed Deposit Home Rate (FHR) Floating Rate Package | No Lock-in |
|---|---|
| Year 1 | FHR8 + 1.70% p.a. |
| Year 2 | FHR8 + 1.70% p.a. |
| Year 3 | FHR8 + 1.70% p.a. |
| Year 4 and thereafter | FHR8 + 1.70% p.a. |
No lock-in period. Fixed Deposit Home Rate 8 (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.950% per annum. For refinancing of home loan, cash rebate is given for loan amounts greater than S$200,000 for completed HDB flats and S$500,000 for completed private properties.
| For purchase/ refinance of property Fixed Deposit Home Rate (FHR) Floating Rate Package | 2 Year Lock-in |
|---|---|
| Year 1 | FHR8 + 1.40% p.a. |
| Year 2 | FHR8 + 1.40% p.a. |
| Year 3 | FHR8 + 1.40% p.a. |
| Year 4 and thereafter | FHR8 + 1.40% p.a. |
2-year lock-in period. Fixed Deposit Home Rate 8 (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.950% per annum. For refinancing of home loan, cash rebate is given for loan amounts greater than S$200,000 for completed HDB flats and S$500,000 for completed private properties.
| For purchase/ refinance of property Fixed Rate Package | 1+1 Year Lock-in |
|---|---|
| Year 1 | 2.38% p.a. |
| Year 2 | 2.38% p.a. / any prevailing loan package |
| Year 3 | FHR8 + 1.43% p.a. |
| Year 4 and thereafter | FHR8 + 1.43% p.a. |
2-year lock-in period. Fixed Deposit Home Rate 8 (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.950% per annum. For refinancing of home loan, cash rebate is given for loan amounts greater than S$200,000 for completed HDB flats and $500,000 completed private properties.
Enjoy a free conversion to any prevailing loan package during Year 2 of your loan.
| For purchase/ refinance of property Fixed Rate Package | 2 Year Lock-in |
|---|---|
| Year 1 | 2.68% p.a. |
| Year 2 | 2.68% p.a. |
| Year 3 | FHR8 + 1.73% p.a. |
| Year 4 and thereafter | FHR8 + 1.73% p.a. |
2-year lock-in period. Fixed Deposit Home Rate 8 (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.950% per annum. For refinancing of home loan, cash rebate is given for loan amounts greater than S$200,000 for completed HDB flats and S$500,000 for completed private properties.
| For purchase/ refinance of property Fixed Rate Package | 3 Year Lock-in |
|---|---|
| Year 1 | 2.88% p.a. |
| Year 2 | 2.88% p.a. |
| Year 3 | 2.88% p.a. |
| Year 4 and thereafter | FHR8 + 1.93% p.a. |
3-year lock-in period. Fixed Deposit Home Rate 8 (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.950% per annum. For refinancing of home loan, cash rebate is given for loan amounts greater than S$200,000 for completed HDB flats and S$500,000 for completed private properties.
| For purchase/ refinance of HDB flat property Fixed Rate Package | 5 Year Lock-in |
|---|---|
| Year 1 | 2.50% p.a. |
| Year 2 | 2.50% p.a. |
| Year 3 | 2.50% p.a. |
| Year 4 | 2.50% p.a. |
| Year 5 | 2.50% p.a. |
| Year 6 and thereafter | FHR8 + 1.55% p.a. |
5-year lock-in period. Fixed Deposit Home Rate 8 (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.950% per annum. For refinancing of home loan, cash rebate is given for loan amounts greater than S$200,000 for completed HDB flats.
Building Under Construction
| For purchase of property under construction Fixed Deposit Home Rate (FHR) Floating Rate Package | No Lock-in |
|---|---|
| Year 1 | FHR8 + 1.40% p.a. |
| Year 2 | FHR8 + 1.40% p.a. |
| Year 3 | FHR8 + 1.40% p.a. |
| Year 4 and thereafter | FHR8 + 1.40% p.a. |
No lock-in period. Fixed Deposit Home Rate 8 (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.950% per annum.