Attractive Home Loan Rates

Planning to take up a new home loan or to refinance your existing home loan? Look no further as we offer a wide range of attractive fixed and floating home loan interest rate packages that are catered to your needs.

 

Enjoy greater stability and secure yourself with a 5-Year Fixed at 4.00% p.a. View our attractive fixed rate packages below

5-Year Fixed 4.00% p.a.

Year 1 to Year 5

4.00% p.a.

Year 6 and thereafter

3M SORA + 1.00% p.a.

Minimum loan amount

S$100,000

Commitment period

5 Years

Special feature

Enjoy greater flexibility with waiver of commitment fee due to sale of property after 36 months and free conversion to any prevailing package after 36 months.

2-Year Fixed 4.00% p.a.

Year 1 to Year 2

4.00% p.a.

Year 3 and thereafter

3M SORA + 1.00% p.a.

Minimum loan amount

S$100,000

Commitment period

2 Years

Special feature

Waiver of commitment fee due to sale of property

3-Year Fixed 4.00% p.a.

Year 1 to Year 3

4.00% p.a.

Year 4 and thereafter

3M SORA + 1.00% p.a.

Minimum loan amount

S$100,000

Commitment period

3 Years

Special feature

Waiver of commitment fee due to sale of property

4-Year Fixed 4.00% p.a.

Year 1 to Year 4

4.00% p.a.

Year 5 and thereafter

3M SORA + 1.00% p.a.

Minimum loan amount

S$100,000

Commitment period

4 Years

3M SORA refers to the 3-Month Compounded Singapore Overnight Rate Average (SORA) that is published on MAS website. As at 1 Mar 2023, it is 3.22% p.a. Find out more on 3M SORA.

 

3-Year Lock-in CHR + 0.10% p.a.

Year 1 to Year 3

CHR + 0.10% p.a.

Year 4 and thereafter

CHR + 0.10% p.a.

Commitment Period

3 Years

Minimum loan amount

S$100,000

Eligible criteria
  • New or Existing HDB Homeowners
  • Applications where average monthly income of all borrowers are S$2,500 and below*

CPF Home Rate (CHR) is based on the prevailing interest rate payable on CPF Ordinary Account (OA). It is currently 2.50% p.a.

*Refers to Admissible income – Gross monthly income (Basic salary and extra wages such as overtime pay and bonuses)

2-Year Lock-in 3M SORA + 1.00% p.a.

Year 1 to Year 2

3M SORA + 1.00% p.a. 

Year 3 and thereafter

3M SORA + 1.00% p.a. 

Commitment period

2 Years

Minimum loan amount

S$100,000

3M SORA refers to the 3-Month Compounded Singapore Overnight Rate Average (SORA) that is published on MAS website. As at 1 Mar 2023, it is 3.22% p.a. Find out more on 3M SORA.

 

Bridging loan

For purchase of all residential properties
Prime Rate
Floating Rate Package

No Lock-in
Up to 6 months 4.25% p.a.

No lock-in period. This is based on the DBS Prime Rate which is currently at 4.25% per annum.

 

Enjoy the best of both worlds by having part of your loan amount under a fixed rate package for a peace of mind, and also benefit from the interest of a floating rate package for the remaining loan amount.

 

Prevailing
2-Year/3-Year/4-Year/5-Year
Fixed Rate Package

Exclusive 3M SORA
+ 0.75% package
with 2-Year Lock-in

Option A

30% of loan amount

70% of loan amount

Option B

40% of loan amount

60% of loan amount

Option C

50% of loan amount

50% of loan amount

New Options to Choose From

Option D

60% of loan amount

40% of loan amount

Option E

70% of loan amount

30% of loan amount


For the portion of loan under fixed rates, choose either a 2, 3, 4 or 5-Year Fixed Rate Package. The portion of loan under floating rates will be as such:

2-Year Lock-in 3M SORA + 0.75% p.a.

Year 1 to Year 2

 3M SORA + 0.75% p.a. 

Year 3 and thereafter

 3M SORA + 0.75% p.a. 

Commitment period

 2 Years

Minimum loan amount

 S$100,000

3M SORA refers to the 3-Month Compounded Singapore Overnight Rate Average (SORA) that is published on MAS website. As at 1 Mar 2023, it is 3.22% p.a. Find out more on 3M SORA.

The blended interest rate may change as the portion of loan under the floating rate package is subject to interest rate fluctuations.


For other fees and charges that may be applicable, please refer here.

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