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Online Promotions
| For purchase/ refinance of property Fixed Deposit Home Rate (FHR) Floating Rate Package | 2 Year Lock-in |
|---|---|
| Year 1 | FHR8 + 1.25% p.a. |
| Year 2 | FHR8 + 1.25% p.a. |
| Year 3 | FHR8 + 1.25% p.a. |
| Year 4 and thereafter | FHR8 + 1.25% p.a. |
2-year lock-in period. Fixed Deposit Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.50% per annum. If you apply online with a minimum loan amount of S$500,000 for completed properties and S$200,000 for HDB flats, you could qualify for our online promotion. Additionally for refinancing, a cash rebate is also given for loan amounts greater than $500,000.
| For purchase/ refinance of property Fixed Rate Package | 2 Year Lock-in |
|---|---|
| Year 1 | 1.98% p.a. |
| Year 2 | 1.98% p.a. |
| Year 3 | FHR8 + 1.48% p.a. |
| Year 4 and thereafter | FHR8 + 1.48% p.a. |
2-year lock-in period. Fixed Deposit Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.50% per annum. If you apply online with a minimum loan amount of S$500,000 for completed properties and S$200,000 for HDB flats, you could qualify for our online promotion. Additionally for refinancing, a cash rebate is also given for loan amounts greater than $500,000.
| For refinance of HDB flats Fixed Deposit Home Rate (FHR) Floating Rate Package | No Lock-in |
|---|---|
| Year 1 | FHR8 + 1.25% p.a. |
| Year 2 | FHR8 + 1.25% p.a. |
| Year 3 | FHR8 + 1.25% p.a. |
| Year 4 and thereafter | FHR8 + 1.25% p.a. |
No lock-in period. Fixed Deposit Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of POSB Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.50% per annum. If you apply online with a minimum loan amount of S$200,000, you could qualify for our online promotion. Full legal and valuation subsidies apply.
| For refinance of HDB flats Fixed Rate Package | 2 Year Lock-in |
|---|---|
| Year 1 | 1.98% p.a. |
| Year 2 | 1.98% p.a. |
| Year 3 | FHR8 + 1.48% p.a. |
| Year 4 and thereafter | FHR8 + 1.48% p.a. |
2-year lock-in period. Fixed Deposit Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of POSB Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.50% per annum. If you apply online with a minimum loan amount of S$200,000, you could qualify for our online promotion. Full legal and valuation subsidies apply.
Completed Properties
| For purchase/ refinance of property Fixed Deposit Home Rate (FHR) Floating Rate Package | No Lock-in |
|---|---|
| Year 1 | FHR8 + 1.70% p.a. |
| Year 2 | FHR8 + 1.70% p.a. |
| Year 3 | FHR8 + 1.70% p.a. |
| Year 4 and thereafter | FHR8 + 1.70% p.a. |
No lock-in period. Fixed Deposit Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.50% per annum. For refinancing of home loan, cash rebate is given for loan amount of $500,000 or more.
| For purchase/ refinance of property Fixed Deposit Home Rate (FHR) Floating Rate Package | 2 Year Lock-in |
|---|---|
| Year 1 | FHR8 + 1.38% p.a. |
| Year 2 | FHR8 + 1.38% p.a. |
| Year 3 | FHR8 + 1.38% p.a. |
| Year 4 and thereafter | FHR8 + 1.38% p.a. |
2-year lock-in period. Fixed Deposit Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.50% per annum. Additionally for refinancing, a cash rebate is also given for loan amounts greater than $500,000.
| For purchase/ refinance of property Fixed Rate Package | 2 Year Lock-in |
|---|---|
| Year 1 | 1.98% p.a. |
| Year 2 | 1.98% p.a. |
| Year 3 | FHR8 + 1.48% p.a. |
| Year 4 and thereafter | FHR8 + 1.48% p.a. |
2-year lock-in period. Fixed Deposit Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.50% per annum. If you apply online with a minimum loan amount of S$500,000 for completed properties and S$200,000 for HDB flats, you could qualify for our online promotion. Additionally for refinancing, a cash rebate is also given for loan amounts greater than $500,000.
| For purchase/ refinance of property Fixed Rate Package | 3 Year Lock-in |
|---|---|
| Year 1 | 2.18% p.a. |
| Year 2 | 2.18% p.a. |
| Year 3 | 2.18% p.a. |
| Year 4 and thereafter | FHR8 + 1.68% p.a. |
3-year lock-in period. Fixed Deposit Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.50% per annum. Additionally for refinancing, a cash rebate is also given for loan amounts greater than $500,000.
Building Under Construction
| For purchase of property under construction Fixed Deposit Home Rate (FHR) Floating Rate Package | 2 Year Lock-in |
|---|---|
| Year 1 | FHR8 + 1.25% p.a. |
| Year 2 | FHR8 + 1.25% p.a. |
| Year 3 | FHR8 + 1.25% p.a. |
| Year 4 and thereafter | FHR8 + 1.25% p.a. |
2-year lock-in period. Fixed Deposit Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.50% per annum.
For fees and charges, please click here.