Online Promotions

For purchase/ refinance of property
Fixed Rate Package

2 Year Fixed Rate Package (Online Exclusive)

Year 1 2.05% p.a.
Year 2 2.05% p.a.
Year 3 FHR8 + 1.10% p.a.
Year 4 and thereafter FHR8 + 1.10% p.a.

2-year lock-in period. Fixed Deposit Home Rate 8 (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.950% per annum. If you apply online with a minimum loan amount of S$100,000 for completed HDB flats and completed private properties, you could qualify for our online promotion.

Additionally for refinancing, a cash rebate is also given for loan amounts of at least S$200,000 for completed HDB flats and S$500,000 for completed private properties.

For purchase/ refinance of property
Fixed Deposit Home Rate (FHR)
Floating Rate Package

1 Year Lock-in

Year 1 FHR8 + 1.13% p.a.
Year 2 FHR8 + 1.13% p.a.
Year 3 FHR8 + 1.13% p.a.
Year 4 and thereafter FHR8 + 1.13% p.a.

1-year lock-in period. Fixed Deposit Home Rate 8 (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.950% per annum. If you apply online with a minimum loan amount of S$100,000 for completed HDB flats and completed private properties, you could qualify for our online promotion.

Additionally for refinancing, a cash rebate is also given for loan amounts of at least S$200,000 for completed HDB flats and S$500,000 for completed private properties.

For purchase/ refinance of HDB flat
Fixed Rate Package

5 Year Lock-in

Year 1 2.20% p.a.
Year 2 2.20% p.a.
Year 3 2.20% p.a.
Year 4 2.20% p.a.
Year 5 2.20% p.a.
Year 6 and thereafter FHR8 + 1.25% p.a.

5-year lock-in period. Fixed Deposit Home Rate 8 (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.950% per annum. If you apply online with a minimum loan amount of S$100,000 for completed HDB flats, you could qualify for our online promotion.

Additionally for refinancing, a cash rebate is also given for loan amounts of at least S$200,000.

 

Completed Properties

For purchase/ refinance of property
Fixed Deposit Home Rate (FHR)
Floating Rate Package

No Lock-in

Year 1 FHR8 + 1.70% p.a.
Year 2 FHR8 + 1.70% p.a.
Year 3 FHR8 + 1.70% p.a.
Year 4 and thereafter FHR8 + 1.70% p.a.

No lock-in period. Fixed Deposit Home Rate 8 (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.950% per annum. For refinancing of home loan, cash rebate is given for loan amounts of at least S$200,000 for completed HDB flats and S$500,000 for completed private properties.

For purchase/ refinance of property
Fixed Deposit Home Rate (FHR)
Floating Rate Package

1 Year Lock-in

Year 1 FHR8 + 1.13% p.a.
Year 2 FHR8 + 1.13% p.a.
Year 3 FHR8 + 1.13% p.a.
Year 4 and thereafter FHR8 + 1.13% p.a.

1-year lock-in period. Fixed Deposit Home Rate 8 (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.950% per annum. For refinancing of home loan, cash rebate is given for loan amounts of at least S$200,000 for completed HDB flats and S$500,000 for completed private properties.

For purchase/ refinance of property 
Fixed Rate Package

2 Year Fixed Rate Package (Online Exclusive)

Year 1 2.05% p.a.
Year 2 2.05% p.a.
Year 3 FHR8 + 1.10% p.a.
Year 4 and thereafter FHR8 + 1.10% p.a.

2-year lock-in period. Fixed Deposit Home Rate 8 (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.950% per annum. For refinancing of home loan, cash rebate is given for loan amounts of at least S$200,000 for completed HDB flats and $500,000 completed private properties.

For purchase/ refinance of HDB flat property
Fixed Rate Package

5 Year Lock-in

Year 1 2.20% p.a.
Year 2 2.20% p.a.
Year 3 2.20% p.a.
Year 4 2.20% p.a.
Year 5 2.20% p.a.
Year 6 and thereafter FHR8 + 1.25% p.a.

5-year lock-in period. Fixed Deposit Home Rate 8 (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.950% per annum. For refinancing of home loan, cash rebate is given for loan amounts of at least S$200,000 for completed HDB flats.

 

Building Under Construction

For purchase of property under construction
Fixed Deposit Home Rate (FHR)
Floating Rate Package

No Lock-in

Year 1 FHR8 + 1.40% p.a.
Year 2 FHR8 + 1.40% p.a.
Year 3 FHR8 + 1.40% p.a.
Year 4 and thereafter FHR8 + 1.40% p.a.

No lock-in period. Fixed Deposit Home Rate 8 (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR8 is 0.950% per annum.

 

Bridging Loan

For purchase of all residential properties
Prime Rate
Floating Rate Package

No Lock-in

Up to 6 months 4.25% p.a.

No lock-in period. This is based on the DBS Prime Rate which is currently at 4.25% per annum.

For fees and charges, please click here.

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