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Please enter only a-z,A-Z,0-9,@!>$&-()',./Attractive Home Loan Rates
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For refinancing of home loan, cash rebate is given for loan amounts of at least S$250,000 for completed HDB flats and S$500,000 for completed private properties.
| For purchase / refinance of property Floating Rate Package | 1 Year Lock-in |
|---|---|
| Year 1 | FHR8 + 1.13% p.a. |
| Year 2 | FHR8 + 1.13% p.a. |
| Year 3 | FHR8 + 1.13% p.a. |
| Year 4 and thereafter | FHR8 + 1.13% p.a. |
1-year lock-in period. This home loan rate is valid for applications with a minimum loan amount of S$500,000. Fixed Deposits Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within S$1,000 to S$9,999 or such other sum as we may specify. The current FHR8 is 0.600% p.a.
| For purchase / refinance of property Floating Rate Package | No Lock-in |
|---|---|
| Year 1 | FHR8 + 1.20% p.a. |
| Year 2 | FHR8 + 1.20% p.a. |
| Year 3 | FHR8 + 1.20% p.a. |
| Year 4 and thereafter | FHR8 + 1.20% p.a. |
No lock-in period. This home loan rate is valid for applications with a minimum loan amount of S$500,000. Fixed Deposits Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within S$1,000 to S$9,999 or such other sum as we may specify. The current FHR8 is 0.600% p.a.
| For purchase / refinance of property Fixed Rate Package | 3 Year Fixed Rate Package 1+1+1 |
|---|---|
| Year 1 | 1.70% p.a. |
| Year 2 | 1.72% p.a. |
| Year 3 | 1.75% p.a. |
| Year 4 and thereafter | FHR8 + 1.38% p.a. |
3-year lock-in period. This home loan rate is valid for applications with a minimum loan amount of S$100,000. Fixed Deposits Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within S$1,000 to S$9,999 or such other sum as we may specify. The current FHR8 is 0.600% p.a.
| For purchase / refinance of property Fixed Rate Package | 5 Year Fixed Rate Package |
|---|---|
| Year 1 | 1.80% p.a. |
| Year 2 | 1.80% p.a. |
| Year 3 | 1.80% p.a. |
| Year 4 | 1.80% p.a. |
| Year 5 | 1.80% p.a. |
| Year 6 and thereafter | FHR8 + 1.40% p.a. |
5-year lock-in period. This home loan rate is valid for applications with a minimum loan amount of S$100,000. Fixed Deposits Home Rate (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within S$1,000 to S$9,999 or such other sum as we may specify. The current FHR8 is 0.600% p.a.