Planning to take up a new home loan or to refinance your existing home loan? Look no further as we offer a wide range of attractive fixed and floating home loan interest rate packages that are catered to your needs.

 

2-Year Lock-in 3M SORA + 1.00% p.a.

Year 1 to Year 2

3M SORA + 1.00% p.a. 

Year 3 and thereafter

3M SORA + 1.00% p.a. 

Commitment period

2 Years

Minimum loan amount

S$100,000

Special feature

Waiver of commitment fee due to sale of property

3M SORA refers to the 3-Month Compounded Singapore Overnight Rate Average (SORA) that is published on MAS website.  As at 1 June 2022, it is 0.526% p.a.
Find out more on 3M SORA.

2-Year Lock-in FHR6 + 1.30% p.a.

Year 1 to Year 2

FHR6 + 1.30% p.a.

Year 3 and thereafter

FHR6 + 1.30% p.a.

Commitment period

2 Years

Minimum loan amount

S$100,000

Special feature

  • Waiver of commitment fee due to sale of property
  • 1 free conversion after 6 months from the date of first disbursement, so you can reprice your home loan at no cost

No Lock FHR6 + 1.75% p.a.

Year 1 to Year 5

FHR6 + 1.75% p.a.

Year 6 and thereafter

FHR6 + 1.75% p.a.

Minimum loan amount

S$100,000

Fixed Deposits Home Rate 6 (FHR6) refers to the prevailing 6 months Singapore Dollar fixed deposit interest rate of DBS Bank for amounts within S$1,000 to S$9,999 or such other sum as we may specify. FHR6 is currently at 0.750%.

 

Designed for customers who prefer stability and certainty in their monthly instalment.

2-Year Fixed 2.75% p.a

Year 1 to Year 2

2.75% p.a.

Year 3 and thereafter

3M SORA + 1.50% p.a.

Minimum loan amount

S$100,000

Commitment period

2 Years


3-Year Fixed 2.75% p.a.

Year 1 to Year 3

2.75% p.a.

Year 4 and thereafter

3M SORA + 1.50% p.a.

Minimum loan amount

S$100,000

Commitment period

3 Years

 

Enjoy the best of both worlds by having part of your loan amount under a fixed rate package for a peace of mind, and also benefit from the interest of a floating rate package for the remaining loan amount. What’s more, manage the level of interest rate exposure for your loan by diversifying it over a mix of loan packages.

 

Prevailing 2-Year or 3-Year
Fixed Rate Package

Exclusive
Floating Rate Package
with 2-Year Lock-In

Option A

50% of loan amount

50% of loan amount

Option B

40% of loan amount

60% of loan amount

Option C

30% of loan amount

70% of loan amount



Choose either a 2-Year or 3-Year Fixed Rate Package:

2-Year Fixed 2.75% p.a.

Year 1

2.75% p.a.

Year 2

2.75% p.a.

Year 3 and thereafter

3M SORA +1.50%

Commitment period

2 Years

OR


3-Year Fixed 2.75% p.a.

Year 1

2.75% p.a.

Year 2

2.75% p.a.

Year 3 and thereafter

3M SORA +1.50%

Commitment period

3 Years


+

A Floating Rate with 2-Year Lock-In
(Exclusively for Two-In-One Home Loan)


2-Year Lock-In 3M SORA + 0.75%
(Exclusively for Two-In-One Home Loan)

Year 1

3M SORA + 0.75%

Year 2

3M SORA + 0.75%

Year 3 and thereafter

3M SORA + 0.75%

Commitment period

2 Years


3M SORA refers to the 3-Month Compounded Singapore Overnight Rate Average (SORA) that is published on MAS website. As at 1 Jul 2022, it is 0.772% p.a. Find out more on 3M SORA.

The blended interest rate may change as the portion of loan under the floating rate package is subject to interest rate fluctuations.

Terms and Conditions

  • Applicable for published 2-Year or 3-Year fixed rate packages paired with the exclusive Two-In-One Home Loan
  • Applicable for home loan amount of S$300,000 and above
  • Applicable for completed residential properties in Singapore (Resale and Refinancing from another financial institution or HDB)
  • Applicable for online and offline direct applications via DBS/POSB website
 

Bridging loan

For purchase of all residential properties
Prime Rate
Floating Rate Package

No Lock-in

Up to 6 months 4.25% p.a.

No lock-in period. This is based on the DBS Prime Rate which is currently at 4.25% per annum.

For other fees and charges that may be applicable, please refer here.

Apply now