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Please enter only a-z,A-Z,0-9,@!>$&-()',./Attractive Home Loan Rates
Planning to take up a new home loan or to refinance your existing home loan? Look no further as we offer a wide range of attractive fixed and floating home loan interest rate packages that are catered to your needs.
2-Year Lock-in
5-Year Lock-in
Floating Rate Packages
2-Year Lock-in
(with protection against interest rate hike)
| For new purchase / Refinance of property |
2-Year Lock-in |
|---|---|
| Year 1 | FHR6 + 0.80% p.a. (Capped at 1.40% p.a.) |
| Year 2 | FHR6 + 0.90% p.a. (Capped at 1.40% p.a.) |
| Year 3 and thereafter | FHR6 + 1.00% p.a. |
The FHR6 rate is at 0.200% p.a. currently.
This package is valid with a minimum loan amount of S$100,000 and comes with the following feature(s):- Interest rate cap at 1.40% in the 1st two years – Protecting you from future interest rate increase giving you greater peace of mind.
5-Year Lock-in
(with protection against interest rate hike)
| For new purchase / Refinance of property |
5-Year Lock-in |
|---|---|
| Year 1 | FHR6 + 0.80% p.a. (Capped at 2.00% p.a) |
| Year 2 to Year 5 | FHR6 + 1.00% p.a. (Capped at 2.00% p.a.) |
| Year 6 and thereafter | FHR6 + 1.00% p.a. |
The FHR6 rate is at 0.200% p.a. currently.
This package is valid with a minimum loan amount of S$100,000 and comes with the following feature(s):- Interest rate cap at 2.00% in the 1st five years- Protecting you from future rate increase for a greater peace of mind.
- Waiver of commitment fee due to sale of property- giving you the flexibility to sell your property without the worry of commitment fees.
- Waiver of prepayment fee(s)-giving you the flexibility to partial prepay your loan without the worry of prepayment fees
No Lock-in
| For new purchase / Refinance of property |
No Lock In |
|---|---|
| Year 1 to Year 3 | FHR6 + 1.60% p.a. |
| Year 4 and thereafter | FHR6 + 1.60% p.a. |
The FHR6 rate is at 0.200% p.a. currently.
This package is valid with a minimum loan amount of S$100,000.
Fixed Deposits Home Rate 6 (FHR6) refers to the prevailing 6 months Singapore Dollar fixed deposit interest rate of DBS Bank for amounts within S$1,000 to S$9,999 or such other sum as we may specify. FHR6 is 0.200% p.a. currently.
3M SORA Package – 2-Year Lock-in
| For new purchase / Refinance of property |
2-Year Lock-in |
|---|---|
| Year 1 to Year 2 | 3M SORA + 0.80% p.a. |
| Year 3 and thereafter | 3M SORA + 1.00% p.a. |
This package is valid with a minimum loan amount of S$300,000.
3M SORA (3-Month Compounded Singapore Overnight Rate Average) refers to the SORA volume-weighted average rate compounded for 3 months period administered by the Monetary Authority of Singapore, published by the Monetary Authority of Singapore on or about 9:00 a.m, Singapore time, on the first business day of the relevant month or on such other date as we may determine.
This package is valid with a minimum loan amount of S$100,000 and comes with the following feature(s):
This package is valid with a minimum loan amount of $100,000 and comes with the following feature(s):
This package is valid with a minimum loan amount of S$100,000 and comes with the following feature(s):
This package is only applicable for HDB with a minimum loan amount of S$200,000 and comes with the following feature(s):
Fixed Rate Packages
2-Year Fixed Rate
| For new purchase / Refinance of property |
2-Year Lock-in |
|---|---|
| Year 1 to Year 2 | 1.30% p.a. |
| Year 3 and thereafter | FHR6 + 1.60% p.a. |
This package is valid with a minimum loan amount of S$100,000 and comes with the following feature(s):
- 1 FREE conversion after 24 months from the date of 1st disbursement- giving you the option to reprice your home loan at no cost.
3-Year Fixed Rate
| For new purchase / Refinance of property |
3-Year Lock-in |
|---|---|
| Year 1 to Year 3 | 1.40% p.a. |
| Year 4 and thereafter | FHR6 + 1.60% p.a. |
This package is valid with a minimum loan amount of $100,000 and comes with the following feature(s):
- 1 FREE conversion after 36 months from the date of 1st disbursement- giving you the option to reprice your home loan at no cost.
5-Year Fixed-Flexi Rate
| For new purchase / Refinance of property |
5-Year Lock-in |
|---|---|
| Year 1 to Year 5 | 1.68% p.a. |
| Year 6 and thereafter | FHR6 + 1.60% p.a. |
This package is valid with a minimum loan amount of S$100,000 and comes with the following feature(s):
- 1 FREE conversion after 30 months from the date of 1st disbursement- giving you the option to reprice your home loan at no cost.
- Waiver of commitment fee due to sale of property- giving you the flexibility to sell your property without the worry of commitment fees.
- Waiver of prepayment fee(s)-giving you the flexibility to partial prepay your loan without the worry of prepayment fees
5-Year Fixed Rate (Exclusively for HDB homeowners)
| For new purchase / Refinance of property |
5-Year Lock-in |
|---|---|
| Year 1 to Year 5 | 1.40% p.a. |
| Year 6 and thereafter | FHR6 + 1.60% p.a. |
This package is only applicable for HDB with a minimum loan amount of S$200,000 and comes with the following feature(s):
- 1 FREE conversion after 60 months from the date of 1st disbursement- giving you the option to reprice your home loan at no cost.
Fixed Deposits Home Rate 6 (FHR6) refers to the prevailing 6 months Singapore Dollar fixed deposit interest rate of DBS Bank for amounts within S$1,000 to S$9,999 or such other sum as we may specify. FHR6 is 0.200% p.a. currently.