Attractive Home Loan Rates

Planning to take up a new home loan or to refinance your existing home loan? Look no further as we offer a wide range of attractive fixed and floating home loan interest rate packages that are catered to your needs.

 

2-Year Fixed 3.50% p.a.

Year 1 to Year 2

3.50% p.a.

Year 3 and thereafter

3M SORA + 1.00% p.a.

Minimum loan amount

S$100,000

Commitment period

2 Years

3-Year Fixed 3.50% p.a.

Year 1 to Year 3

3.50% p.a.

Year 4 and thereafter

3M SORA + 1.00% p.a.

Minimum loan amount

S$100,000

Commitment period

3 Years

4-Year Fixed 3.50% p.a.

Year 1 to Year 4

3.50% p.a.

Year 5 and thereafter

3M SORA + 1.00% p.a.

Minimum loan amount

S$100,000

Commitment period

4 Years

5-Year Fixed 3.50% p.a.

Year 1 to Year 5

3.50% p.a.

Year 6 and thereafter

3M SORA + 1.00% p.a.

Minimum loan amount

S$100,000

Commitment period

5 Years

Special feature

Waiver of commitment fee due to sale of property after 36 months.

3M SORA refers to the 3-Month Compounded Singapore Overnight Rate Average (SORA) that is published on MAS website. As at 3 October 2022, it is 2.0655% p.a.
Find out more on 3M SORA.

 

3-Year Lock-in CHR + 0.10% p.a.

Year 1 to Year 3

CHR + 0.10% p.a.

Year 4 and thereafter

CHR + 0.10% p.a.

Commitment Period

3 Years

Minimum loan amount

S$100,000

Eligible criteria
  • New or Existing HDB Homeowners
  • Applications where average monthly income of all borrowers are S$2,500 and below*

CPF Home Rate (CHR) is based on the prevailing interest rate payable on CPF Ordinary Account (OA). It is currently 2.50% p.a.

*Refers to Admissible income – Gross monthly income (Basic salary and extra wages such as overtime pay and bonuses)

2-Year Lock-in 3M SORA + 1.00% p.a.

Year 1 to Year 2

3M SORA + 1.00% p.a. 

Year 3 and thereafter

3M SORA + 1.00% p.a. 

Commitment period

2 Years

Minimum loan amount

S$100,000

3M SORA refers to the 3-Month Compounded Singapore Overnight Rate Average (SORA) that is published on MAS website. As at 3 October 2022, it is 2.0655% p.a.
Find out more on 3M SORA.

2-Year Lock-in FHR6 + 1.30% p.a.

Year 1 to Year 2

FHR6 + 1.30% p.a.

Year 3 and thereafter

FHR6 + 1.30% p.a.

Commitment period

2 Years

Minimum loan amount

S$100,000

No Lock FHR6 + 1.75% p.a.

Year 1 to Year 5

FHR6 + 1.75% p.a.

Year 6 and thereafter

FHR6 + 1.75% p.a.

Minimum loan amount

S$100,000

Fixed Deposits Home Rate 6 (FHR6) refers to the prevailing 6 months Singapore Dollar fixed deposit interest rate of DBS Bank for amounts within S$1,000 to S$9,999 or such other sum as we may specify. FHR6 is currently at 1.40%.

 

Bridging loan

For purchase of all residential properties
Prime Rate
Floating Rate Package

No Lock-in
Up to 6 months 4.25% p.a.

No lock-in period. This is based on the DBS Prime Rate which is currently at 4.25% per annum.

 

Enjoy the best of both worlds by having part of your loan amount under a fixed rate package for a peace of mind, and also benefit from the interest of a floating rate package for the remaining loan amount.

 

Prevailing 2-Year or 3-Year
Fixed Rate Package

Exclusive
Floating Rate Package
with 2-Year Lock-In

Option A

50% of loan amount

50% of loan amount

Option B

40% of loan amount

60% of loan amount

Option C

30% of loan amount

70% of loan amount


Choose either a 2-Year or 3-Year Fixed Rate Package:

2-Year Fixed 3.50% p.a.

Year 1

 3.50% p.a.

Year 2

 3.50% p.a.

Year 3 and thereafter

 3M SORA +1.00%

Commitment period

 2 Years

OR


3-Year Fixed 3.50% p.a.

Year 1

 3.50% p.a.

Year 2

 3.50% p.a.

Year 3

 3.50% p.a.

Year 4 and thereafter

 3M SORA +1.00%

Commitment period

3 Years

For other fees and charges that may be applicable, please refer here.

Apply now