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Please enter only a-z,A-Z,0-9,@!>$&-()',./Attractive Home Loan Rates
Planning to take up a new home loan or to refinance your existing home loan? Look no further as we offer a wide range of attractive fixed and floating home loan interest rate packages that are catered to your needs.
Fixed Rate Packages
|
2-Year Fixed 4.25% p.a. |
|
|---|---|
|
Year 1 to Year 2 |
4.25% p.a. |
|
Year 3 and thereafter |
3M SORA + 1.00% p.a. |
|
Minimum loan amount |
S$100,000 |
|
Commitment period |
2 Years |
|
3-Year Fixed 4.25% p.a. |
|
|---|---|
|
Year 1 to Year 3 |
4.25% p.a. |
|
Year 4 and thereafter |
3M SORA + 1.00% p.a. |
|
Minimum loan amount |
S$100,000 |
|
Commitment period |
3 Years |
|
4-Year Fixed 4.25% p.a. |
|
|---|---|
|
Year 1 to Year 4 |
4.25% p.a. |
|
Year 5 and thereafter |
3M SORA + 1.00% p.a. |
|
Minimum loan amount |
S$100,000 |
|
Commitment period |
4 Years |
|
5-Year Fixed 4.25% p.a. |
|
|---|---|
|
Year 1 to Year 5 |
4.25% p.a. |
|
Year 6 and thereafter |
3M SORA + 1.00% p.a. |
|
Minimum loan amount |
S$100,000 |
|
Commitment period |
5 Years |
|
Special feature |
Waiver of commitment fee due to sale of property after 36 months. |
3M SORA refers to the 3-Month Compounded Singapore Overnight Rate Average (SORA) that is published on MAS website. As at 3 January 2023, it is 3.0294% p.a.
Find out more on 3M SORA.
Floating Rate Packages
|
3-Year Lock-in CHR + 0.10% p.a. |
|
|---|---|
|
Year 1 to Year 3 |
CHR + 0.10% p.a. |
|
Year 4 and thereafter |
CHR + 0.10% p.a. |
|
Commitment Period |
3 Years |
|
Minimum loan amount |
S$100,000 |
|
Eligible criteria |
|
CPF Home Rate (CHR) is based on the prevailing interest rate payable on CPF Ordinary Account (OA). It is currently 2.50% p.a.
*Refers to Admissible income – Gross monthly income (Basic salary and extra wages such as overtime pay and bonuses)
|
2-Year Lock-in 3M SORA + 1.00% p.a. |
|
|---|---|
|
Year 1 to Year 2 |
3M SORA + 1.00% p.a. |
|
Year 3 and thereafter |
3M SORA + 1.00% p.a. |
|
Commitment period |
2 Years |
|
Minimum loan amount |
S$100,000 |
3M SORA refers to the 3-Month Compounded Singapore Overnight Rate Average (SORA) that is published on MAS website. As at 3 January 2023, it is 3.0294% p.a.
Find out more on 3M SORA.
Bridging loan
Bridging loan
| For purchase of all residential properties Prime Rate Floating Rate Package |
No Lock-in |
|---|---|
| Up to 6 months | 4.25% p.a. |
No lock-in period. This is based on the DBS Prime Rate which is currently at 4.25% per annum.
Two-In-One Home Loan
Enjoy the best of both worlds by having part of your loan amount under a fixed rate package for a peace of mind, and also benefit from the interest of a floating rate package for the remaining loan amount.
|
Prevailing |
Exclusive 3M SORA |
|
|---|---|---|
|
Option A |
30% of loan amount |
70% of loan amount |
|
Option B |
40% of loan amount |
60% of loan amount |
|
Option C |
50% of loan amount |
50% of loan amount |
|
New Options to Choose From |
||
|
Option D |
60% of loan amount |
40% of loan amount |
|
Option E |
70% of loan amount |
30% of loan amount |
For the portion of loan under fixed rates, choose either a 2, 3, 4 or 5-Year Fixed Rate Package. The portion of loan under floating rates will be as such:
| 2-Year Lock-in 3M SORA + 0.75% p.a. | |
|---|---|
|
Year 1 to Year 2 |
3M SORA + 0.75% p.a. |
|
Year 3 and thereafter |
3M SORA + 0.75% p.a. |
|
Commitment period |
2 Years |
|
Minimum loan amount |
S$100,000 |
3M SORA refers to the 3-Month Compounded Singapore Overnight Rate Average (SORA) that is published on MAS website. As at 3 January 2023, it is 3.0294% p.a.
Find out more on 3M SORA.
The blended interest rate may change as the portion of loan under the floating rate package is subject to interest rate fluctuations.