Documents Required for Account Opening

Simply upload photos or scanned copies of the required documents if you’re applying online for a Personal or Joint-Alternate Account.

For applications on follow up for documents, click here.

List of required and acceptable documents

  1. Provide the latest copy of either
    • Front and back of NRIC or
    • Local utility bill or
    • Telecommunication bill or
    • Local bank / credit card statement
    Note:
    • Residential address must be valid. (P.O.Box, Care-of, Office and School address are not acceptable)

    Identity Card
    Utility Bill
    Telco Bill
    Bank statement
  2. Name and address should match that on your application form.
  3. Document must be dated within 3 months before the date of application.
  1. Provide a copy of either documents for each country/jurisdiction of tax residency declared:
    • Passport or
    • National identity card or
    • Others (residence permit/work pass/student pass/birth cert/ government-issued documents from tax authority showing recent filing of income tax)

    Passport
    Identity Card
  2. Name and address should match that on your application form.
  3. Document must be dated within 3 months before the date of application.
  1. Provide a copy of either
    • Telco bill or
    • Telco confirmation letter*
    * If you are using prepaid telco card, telco confirmation letter can be obtained from your telco provider (Singtel, Starhub, M1, etc).

    Telco bill
    Telco confirmation letter
  2. Name and address should match that on your application form.
  3. Document must be dated within 3 months before the date of application.
  4. Signatures and authority stamps should be captured clearly, if applicable.
  1. Provide a copy of either
    • Front and back of NRIC or
    • Birth certificate (for Singaporean) or
    • Valid Re-entry Permit and Passport (For Singapore Permanent Resident).

    Identity Card
    Birth certificate
    Re-entry permit
  2. Name and address should match that on your application form.
  1. Provide the latest copy of either
    • Front and back of NRIC or
    • Local utility bill or
    • Telecommunication bill or
    • Local bank / credit card statement.
    Note:
    • Residential address must be valid. (P.O.Box, Care-of, Office and School address are not acceptable)

    Identity Card
    Utility bill
    Telco bill
    Bank statement
  2. Name and address should match that on your application form.
  3. Document must be dated within 3 months before the date of application.
  1. Provide a copy of either documents for each country/jurisdiction of tax residency declared:
    • Passport or
    • National identity card or
    • Others (residence permit/work pass/student pass/birth cert/ government-issued documents from tax authority showing recent filing of income tax)

    Passport
    Identity Card
  2. Name and address should match that on your application form.
  3. Document should correspond to the country / jurisdiction declared.
  1. Provide a copy of either
    • Telco bill or
    • Telco confirmation letter*
    *If you are using prepaid telco card, telco confirmation letter can be obtained from your telco provider (Singtel, Starhub, M1, etc).

    Telco bill
    Telco confirmation letter
  2. Name and address should match that on your application form.
  3. Document must be dated within 3 months before the date of application.
  4. Signatures and authority stamps should be captured clearly, if applicable.
  1. Provide a copy of either
    • Front and back of Malaysian IC or
    • Passport details (for Foreigner).

    Malaysian IC
    Passport
  2. Name on Malaysian IC / Passport should match that on your application form.
  3. Passport must be valid
  1. Provide the latest copy of either
    • Letter of offer/ employment or
    • Certification letter from school or
    • Certificate of stamp duty or
    • Local utility/ telecommunication bill or
    • Local bank statement/ credit card statement or
    • In-Principle Approval (IPA) issued by Ministry of Manpower# or
    • In-Principle Approval (IPA) issued from ICA# or
    • Work permit of foreign domestic worker issue by Ministry of Manpower.
    Note:
    • Tenancy agreement is not acceptable proof of residential address
    • Residential address must be valid. (P.O.Box, Care-of, Office and School address are not acceptable)
    #IPA can only be accepted for either Proof of employment/ Study in Singapore/ Dependent or Long Term visit pass or Proof of Residential Address. It cannot be used for both.

  2. Name and address should match that on your application form.
  3. Document must be dated within 3 months before the date of application.
  4. Signatures and authority stamps should be captured clearly, if applicable

    5. Letter of offer / employment
    Certification letter from school
    Stamp Duty
    Utility / Teleco bill
  1. Provide a copy of either documents for each country/jurisdiction of tax residency declared:
    • Passport or
    • National identity card or
    • Others (residence permit/work pass/student pass/birth cert/ government-issued documents from tax authority showing recent filing of income tax)

    Passport
    Identity Card
  2. Name and address should match that on your application form.
  3. Document should correspond to the country / jurisdiction declared.
  1. Provide a copy of either
    • Telco bill or
    • Telco confirmation letter*
    * If you are using prepaid telco card, telco confirmation letter can be obtained from your telco provider (Singtel, Starhub, M1, etc)

    Telco bill
    Telco confirmation letter
  2. Name and address should match that on your application form.
  3. Document must be dated within 3 months before the date of application.
  4. Signatures and authority stamps should be captured clearly, if applicable.
  1. Provide a copy of either
    • front and back of Malaysian IC or
    • passport details (for Foreigner).

    Malaysian IC
    Passport
  2. Name on Malaysian IC / Passport should match that on your application form.
  3. Passport must be valid
  1. Provide the latest copy of either
    • Employment or
    • Student pass or
    • Dependent/long term visit pass or
    • In-Principle Approval (IPA) issued by Ministry of Manpower# or
    • In-Principle Approval (IPA) from ICA# or
    • Acceptance letter from school*
    #IPA can only be accepted for either Proof of employment/ Study in Singapore/ Dependent or Long Term visit pass or Proof of Residential Address. It cannot be used for both.
    *Only for student. Letter is restricted to official letter from educational institutions or schools under the purview of Council for Private Education or Ministry of Education.

    Employment pass


    		Student Pass / Long Term Pass / Dependent Pass
    School Acceptance letter
  2. Name and Foreign Identification Number (FIN)* details on document proof should match that on your application form.
    *Foreign Identification Number or FIN is a unique identification numbers issued by Immigration & Checkpoints Authority (ICA) and government agencies to foreigners who are working, studying, or residing in Singapore. It can be found on your employment pass card or In-Principle Approval (IPA) letter. FIN starts with a prefix F, G, or M followed by 7 digits and a letter (eg. M1234567B).
  3. Document proof must be valid e.g still within 3 months before the date of application.
  4. Signatures and authority stamps should be captured clearly, if applicable.
  1. Provide the latest copy of either
    • Letter of offer/ employment or
    • Certification letter from school or
    • Certificate of stamp duty or
    • Local utility/ telecommunication bill or
    • Local bank statement/ credit card statement or
    • In-Principle Approval (IPA) issued by Ministry of Manpower# or
    • In-Principle Approval (IPA) issued from ICA# or
    • Work permit of foreign domestic worker issue by Ministry of Manpower.
    Note:
    • Tenancy agreement is not acceptable proof of residential address
    • Residential address must be valid. (P.O.Box, Care-of, Office and School address are not acceptable)
    #IPA can only be accepted for either Proof of employment/ Study in Singapore/ Dependent or Long Term visit pass or Proof of Residential Address. It cannot be used for both.

    Letter of offer / employment
    Certification letter from school
    Stamp Duty
    Utility / Teleco bill
  2. Name and address should match that on your application form.
  3. Document must be dated within 3 months before the date of application.
  4. Signatures and authority stamps should be captured clearly, if applicable.
  1. Provide a copy of either documents for each country/jurisdiction of tax residency declared:
    • Passport or
    • National identity card or
    • Others (residence permit/work pass/student pass/birth cert/ government-issued documents from tax authority showing recent filing of income tax)

    Passport
    Identity Card
  2. Name and address should match that on your application form.
  3. Document should correspond to the country / jurisdiction declared.
  1. Provide a copy of either
    • Telco bill or
    • Telco confirmation letter*
    *If you are using prepaid telco card, telco confirmation letter can be obtained from your telco provider (Singtel, Starhub, M1, etc).

    Telco bill
    Telco confirmation letter
  2. Name and address should match that on your application form.
  3. Document must be dated within 3 months before the date of application.
  4. Signatures and authority stamps should be captured clearly, if applicable.
Note that this is for Joint Account with Child. Please prepare the following documents to be uploaded to complete the online application.

Child’s Nationality Document Required
Singapore Citizen Singapore Birth Certificate

OR

Singapore NRIC (Front & Back)
(For child 15 years old and above)
Singapore Permanent Residents Singapore Birth Certificate/NRIC + Re-entry Permit/Passport
(For child born in Singapore)

OR

Re-entry Permit + Passport
(For child born in other countries)
Malaysian Malaysia Birth Certificate

OR

Malaysia Identification Card1​
(For child 12 years old and above)
Other Nationalities Passport2
1 – Please select the nationality as “Malaysian” and input child’s 12 digits Malaysia IC in the application
2 - Please select the nationality as “Other Nationality” and input child’s passport number in the application

Document Submission Guidelines

Document Specifications

Image File Type: jpeg, pdf, or png file extension
Image Size Limit: Up to 5MB per document

Document Specifications for Child's Application

Image File Type: jpeg or pdf file extension
Image Size Limit: Up to 4MB per document

1. Submit documents that match your application form

Tip: Ensure that your document is valid. Review details (e.g. expiry dates, visibility of details) before you submit your application.

2. Avoid blurring/blocking document details

Tip: Use natural light (instead of flash mode on your camera) or position your document where reflection does not blur any part of the image.

3. Prevent details of documents from being cropped out

Tip: Frame your image by leaving at least 1 cm gap on each side of the document when you photograph it digitally.

4. Submit complete identity document

Tip: Capture both the profile picture and all printed details. Do not block or crop out any of the details.

5. Submit images that are in focus

Tip: When using mobile phone, tap the screen to correct the camera’s focus before taking the picture.

6. Avoid skewed distortions of your image

Tip: Ensure your phone is parallel to your document when taking the picture. Try placing your document against a white piece of paper and use it as a parallel frame.

Applying for a Singpass account?

Here's how.​
Pro tip: Select Face Verification for instant registration.​

For foreigners: Have your FIN number and Singapore (+65) mobile number ready.​

Important: Your Singpass should be ready to use once your Personal details are displayed in your Singpass mobile app. Once your Singpass is set up, you can sign up for a digbank account. Learn more here.


Follow up application

  • If you receive our SMS request to provide additional supporting documents, please send the updates to  our functional mailbox below within 3 days.
    Online Application DBS Functional Email
    Personal Deposit Account accountopening@dbs.com
    Joint-alternate Deposit Account jointaccount@dbs.com


    Online Kids Application (Child) DBS Functional Email
    Personal My Account myaccount@dbs.com
    Joint-alternate Deposit Account posbkids@dbs.com
  • Please indicate last 4 characters of your NRIC/Passport in email subject e.g. "567A".
  • Our team will complete your application once we received the correct documents.

More information

  • If you are a new DBS / POSB customer, you can open your personal My Account and Multiplier Account via the digibank mobile app. For further assistance, simply drop us a note here and our service team will contact you at your preferred date and time.
  • *Residential Address: A non-commercial address where the customer resides. An overseas residential address can used to apply for an account if a Singapore address is unavailable at that point. Letter issued by government of other public bodies regulated for AML practices or a letter from regulated insurance companies in a FATF member country may be uploaded as proof. However, customers are required to update to Singapore address via digibank once available.
  • For Online Personal or Joint-Alternate Account Application, please ensure that the proof of residential address uploaded for each applicant indicates their address and issue date clearly.
  • For Joint-Alternate account application, both applicant’s proof of addresses are required.
  • For proof of mobile number ownership (if applicable), please upload either a local telecommunication bill/confirmation letter or mobile service agreement (signed acceptance page).
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