Check Account Balance

You can check your account balance using DBS Digibot, digibank (setup Peek Balance via digibank mobile to skip login), Phone banking or at DBS/POSB ATM.

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How to check account balance

There are various channels which you may check account balance with us. The most convenient method would be via digibank mobile.

digibank mobile
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Click on the steps to view screens
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Step 1
Log in to digibank mobile with your Touch / Face ID or digibank User ID & PIN.
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Step 2
Your Account Balance will be display on the homepage.
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Step 3
You can activate Peek Balance option by tapping More and under App & Security Settings, select Peek Balance.
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Step 4
Toggle the Switch to Activate and select the Account for Peek Balance, tap Save.
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Step 5
You may Tap and hold to Peek Balance on your preferred account without log in to digibank mobile.
Get the latest DBS digibank mobile app now!
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Click on the steps to view screens
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Step 1
Log in to digibank online with your User ID & PIN.
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Step 2
Complete the Authentication Process.
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Step 3
Your account balance is on the homepage.
Already a digibank user?

Forgot User ID or PIN

Not yet a digibank user?

For customers with ATM/Debit/Credit Card

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Click on the steps to view screens
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Step 1
Click on located at the bottom right.
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Step 2
Type Account Balance into the chat.
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Step 3
Click Authenticate me to complete the authentication using either your iBanking Login or Card & PIN.
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Step 4
Select your Account that you wish to view and Choose the type of balance you wish to enquire on.
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Step 5
If you select Available and Ledger Balance, Amount on hold, your account balance will be shown.
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Step 6
If you select Hold Balance (for cheques), your holding balance for cheque(s) deposited will be shown.
Launch our DBS Digibot now!
  • Dial 1800 111 1111 (from Singapore) or (+65) 6327 2265 (from Overseas).
  • For a menu in English Press 1, for Mandarin Press 2.
  • Enter your NRIC, Debit or Credit Card Number followed by # to proceed.
  • Follow the steps for SMS OTP to proceed.
  • Select Deposit Account Related Services.
  • Press 1 to listen to your Account Balance(s).

  • Insert your ATM/Debit/Credit Card and key in your PIN.
  • Select Balance Inquiry.
  • Select your Account Type.
  • Your Account Balance will be reflected.
  • Select End and remove ATM card.

Find the nearest ATM using our Locator.

Differences in Total and Available Balance

Total balance is the total amount of money in your account, comprising of available
balance (usable funds) & earmarked/holding balance (non-usable funds).

Usable funds
  • Available Balance: Available balance refers to the balance in your account available for spending, withdrawal or transfers.
Non-usable funds
  • Earmarked Amounts: Earmarked amounts are funds set aside, possibly due to Debit Card spending and/or promotional Fixed Deposits that you may have signed up for.

  • Holding Balance: Holding balance indicates that a cheque deposit have been made into your account and is currently being processed for clearance.

    • One-Day Holding Balance: Cheque has been collected and is being processed. Funds will be available within 1 business day if cheque is successfully cleared.
    • Half-Day Holding Balance: Cheque has been processed and funds will be available after 2:00 pm on a business day if cheque is successfully cleared.
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