At a Glance

Protect those that you care about

Cover your liabilities

Provide added financial security for your loved ones

As you build on your success and portfolio, ensure that you invest in a protection plan to safeguard your family, home and yourself. The peace of mind and security ensure immeasurable returns.

 

Features & Benefits

  • Lump sum payout of the Sum Insured in the event of Death or diagnosis of Terminal Illness (TI)1
  • Choice of policy term from 11 to 40 years
  • Option to convert2 your plan to another regardless of your health conditions
  • Unique Quit Smoking Incentive (QSI)3 to encourage smokers to quit smoking
 

How to Apply

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Footnotes
1 Terminal Illness (TI) is defined as an illness, which in the opinion of a medical examiner and on agreement of our appointed medical examiner, is likely to lead to death within 12 months from the date of diagnosis.
For ManuProtect Term, in the event of TI before the Policy Anniversary immediately following the 85th birthday of the Life Insured, the Death Benefit will be advanced in a lump sum. The maximum amount which Manulife (Singapore) Pte. Ltd. (“Manulife”) will pay for TI claim(s) (aggregating all policies which Manulife is liable for on the same life) is S$1 million. Further, the maximum amount which Manulife will pay for TI and Critical Illness (CI) claim(s) in total (aggregating all policies which Manulife is liable for on the same life) is S$2 million. Accumulated Reversionary Bonus (if any) and/or Claim Bonus (if any) are included in determining the TI limit or TI/CI limit of S$1 million and S$2 million respectively. Please refer to the Product Summary for details.
2 ManuProtect Term may be converted to any available regular premium life insurance plan (Whole Life, Endowment or Investment-Linked) offered by Manulife without providing evidence of health while Policy is in-force and before age 65 of the Life Insured. The Sum Insured for the new basic plan cannot exceed the Sum Insured of the original policy. Terms and Conditions apply. Please refer to the Product Summary for more details.
3 The Quit Smoking Incentive (QSI) is available for Sum Insured of at least S$500,000. Terms and Conditions apply. Please refer to the Product Summary for more details.

Information is correct as at 1 January 2016.

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