At a Glance

Choice of 9 foreign currencies

For the list of currencies and interest rates, click here.

Flexible choice of tenors

 

Place your Fixed Deposits in a few taps

Start growing your money on digibank, anytime.

Waiting for investment opportunities? Enjoy returns on your foreign currencies in the meantime, with up to 2.9% p.a. interest on USD, GBP, HKD and AUD Fixed Deposits. Place your Fixed Deposits instantly on digibank.

 

Fixed Deposit interest rates

View the latest Foreign Currency Fixed Deposit rates here.
 

Eligibility & Fees​

Foreign Currency Fixed Deposit account holders must be at least 12 years old. 

Please refer to the Pricing Guide for services charges applicable for deposits and withdrawals

 

Apply now

If you are an existing DBS Treasures client, you can apply for your Fixed Deposit now on digibank​.

Don’t have a digibank? Download the mobile app

   

Need to speak with a Relationship Manager?

 

Frequently Asked Questions​

How to place a deposit on your digibank app​

Invest

Step 1
Under “Invest”, tap on “Fixed Deposit” icon

Step 2
Select your desired currency and select your wealth portfolio

Step 3
Key in amount and select placement period and maturity instructions

Step 4
Review the details and tap on Confirm

 

Yes, you may select one of the following maturity instructions:

  • Renew the principal and interest amounts;
  • Withdraw the principal and interest amounts; or
  • Renew the principal amount and withdraw the interest.

Learn More


You can refer to our foreign currency rates here.


An early withdrawal fee may be imposed. Also, you may earn less or no interest if you withdraw your fixed deposit before maturity. Learn More


There are multiple factors that determine the early withdrawal fee for a Fixed Deposit, including:

  • The rate quoted on the premature withdrawal date; and
  • Remaining number of days which are not fulfilled ie. from premature withdrawal date to original maturity date

Alternatively, you can access digibank (Fixed Deposit Premature Withdrawal service) on the premature withdrawal date to check if there is any applicable premature withdrawal fee for your placement.

We encourage you to place a shorter tenor FD if you foresee using your funds in the short-term. This can help you avoid any early withdrawal fee or reduction/loss of interest earned. Learn More

Deposit Insurance Scheme​
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.​

​Conversions between currencies involve fluctuations and are subject to exchange controls. If you are converting from another currency to place the deposit and intend to convert it to the original currency, exchange rate fluctuations could cause the converted amount to be less than your original amount.​

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