500
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Up to 5.19%* p.a. for USD, GBP, AUD & HKD
Grow your Fixed Deposits, while awaiting investment opportunity
Up to 5.19%* p.a. for USD, GBP, AUD & HKD
At a Glance
Choice of 9 foreign currencies
For the list of currencies and interest rates, click here.
Flexible choice of tenors
Place your Fixed Deposits in a few taps
Start growing your money on digibank, anytime.
Waiting for investment opportunities? Enjoy returns on your foreign currencies in the meantime, with up to 5.19%* p.a. interest on USD, GBP, HKD and AUD Fixed Deposits. Place your Fixed Deposits instantly on digibank.
*Rates reflected as of 3 November 2023. T&Cs apply
Eligibility & Fees
Foreign Currency Fixed Deposit account holders must be at least 18 years old.
Please refer to the Pricing Guide for services charges applicable for deposits and withdrawals
Apply now
If you are an existing DBS Treasures client, you can apply for your Fixed Deposit now on digibank.
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Frequently Asked Questions
How to place a deposit on your digibank app
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Can I set the maturity instruction at the point of placement or after placement is done?
Yes, you may select one of the following maturity instructions:
- Renew the principal and interest amounts;
- Withdraw the principal and interest amounts; or
- Renew the principal amount and withdraw the interest.
Where can I check for the current foreign exchange rates?
You can refer to our foreign currency rates here.
Will there be early withdrawal fee levied for Foreign Currency Fixed Deposit placements?
An early withdrawal fee may be imposed. Also, you may earn less or no interest if you withdraw your fixed deposit before maturity. Learn More
How do you compute the early withdrawal fee for Fixed Deposit (FD)?
There are multiple factors that determine the early withdrawal fee for a Fixed Deposit, including:
- The rate quoted on the premature withdrawal date; and
- Remaining number of days which are not fulfilled ie. from premature withdrawal date to original maturity date
Alternatively, you can access digibank (Fixed Deposit Premature Withdrawal service) on the premature withdrawal date to check if there is any applicable premature withdrawal fee for your placement.
We encourage you to place a shorter tenor FD if you foresee using your funds in the short-term. This can help you avoid any early withdrawal fee or reduction/loss of interest earned. Learn More
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Conversions between currencies involve fluctuations and are subject to exchange controls. If you are converting from another currency to place the deposit and intend to convert it to the original currency, exchange rate fluctuations could cause the converted amount to be less than your original amount.
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