Types of Account

Cash Upfront Account

Trade via iBanking at only 0.12% commission rate on all Singapore cash upfront trades.

cash upfront account

DBS Vickers Cash Upfront Account allows you to enjoy preferential commission rate of 0.12%, minimum SGD10 when you trade via DBS/POSB iBanking for all Singapore trades.

Benefits of cash upfront trading:

  • Hassle-free settlement debiting from or crediting to your DBS Vickers cash upfront account.
  • Flexibility in managing your trading limit with real-time cash top up.
  • Convenience of online fund withdrawal requests.

How to Apply

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  • What is DBS Vickers Cash Upfront Account?

    DBS Vickers Cash Upfront Account is a prefunded account in which you will need to top up sufficient cash into the account before executing a trade.


    • You will need to log in to your DBS/POSB iBanking account to access your DBS Vickers Cash Upfront Account.
    • Cash Upfront is only applicable to Buy Trades.


  • How do I trade using DBS Vickers Cash Upfront Account via DBS/POSB iBanking?

    You will need to perform a one-time activation to link your existing DBS Vickers online trading account to your iBanking account. In the Place Order page, please select “Cash upfront” under the Account selection to enjoy the preferential commission rate.

  • How do I top up cash into my DBS Vickers Cash Upfront Account?

    Log in to your DBS/POSB iBanking account, mouse over the “Invest” tab, click on “More Investment Services” and select “Top Up Cash to DBS Vickers Account”. You may transfer funds from your DBS Savings Plus/S$ Current/Autosave, POSB Savings/Current accounts or Cashline account to your DBS Vickers Cash Upfront Account.

    Note: This service is available from 8.00AM to 11.30PM (indicative) on working days Monday to Friday. On the last working day of the month, this service is available from 8.00AM to 8.30PM (indicative).

  • When will the funds be available in my DBS Vickers Cash Upfront Account after I make a cash top-up?

    Funds will be available immediately.

  • What are the markets that I can trade via DBS Vickers Cash Upfront Account?

    Currently you can only trade Singapore stocks.

  • How would I know if the trade rebate has been credited into my trust account?

    You may view your trade rebate by logging into your DBS Vickers platform, click on My Account -> History -> Account Activity page. Alternatively, you may also refer to your daily and/or monthly statement.

  • How do I withdraw my trade rebate?

    You may log in to DBS Vickers Online Trading Platform and proceed to My Account > Account Management > Online Fund Withdrawal.

  • Is there any cut-off time for online fund withdrawal?

    For same day fund withdrawal, the cut-off time is 9:00am daily. If the withdrawal request is submitted before 9:00am on a business day, the funds will be deposited into your account on the same day. If the request is submitted after 9:00am, the withdrawal will be processed and deposited back to your account on the next business day. For mail cheque and quick cheque deposit, please allow up to 3- 5 business days.

    Note: For urgent same day fund withdrawal request, please call our Customer Service Line (65) 6327 2288 before 9:30am, from Monday to Friday.

  • Where can I check the status of my fund withdrawal?

    You may check your fund withdrawal status in the online fund withdrawal page. Once the request has been processed, you may view the status in the Account Activity page.

  • What are the different modes I can withdraw from my trading account?

    You can withdraw from your trading account via GIRO, EPS, Mail Cheque and Quick Cheque Deposit. Please note that there must be an existing facility set up for GIRO or EPS payment.

    Please note that withdrawal cannot be deposited to a SGD or Foreign Currency Fixed Deposit Account.

  • For more information on other accounts and trade related FAQ, please click here.