Maximise miles and points for your next holiday

If you've only got a minute:

• By choosing the miles credit card that best suits your spending, flying in business-class or first-class can actually be quite attainable.
• Credit cards that you can use to earn frequent flyer miles include: DBS Woman’s Card, DBS Woman’s World Card, DBS Altitude American Express Card, DBS Altitude Visa Signature Card and DBS Vantage Visa Infinite Card.

This article was produced in partnership with TripZilla.

For many travellers, flying in business-class or first-class is something to tick off on your bucket list, and it’s little surprise why.

These luxe cabins not only offer premium seats but also a significant amount of space and privacy compared to flying in economy. Add free flows of delicious food and drink, and you get an extraordinary travel experience that’s simply unforgettable.

Given that the price of a standard business class flight ticket costs at least 2 times more than an economy flight, most travellers choose to prioritise other travel costs (like food and lodging) over luxury on a flight.

While these seats can cost a pretty penny, flying in luxury does not have to be a pipe dream.

DBS credit cards that reward you with miles

With a credit card that offers you miles (and more) for your spending, flying in business-class or first-class can actually be quite attainable.

Here are 4 DBS credit cards that you can use to redeem DBS points for frequent flyer miles.

Find out more about: DBS Credit Cards

DBS Woman’s Card

The DBS Woman’s Card allows you to earn up to 2 miles per S$1 on online spending and 0.4 miles per S$1 on other purchases.

This makes it a great option for shopping, as cardholders will be getting more value from each purchase, meaning you’ll be getting exciting rewards down the line!

Find out more about: DBS Woman’s Card

DBS Woman’s World Card

With the DBS Woman’s World Card, you can earn up to 4 miles per S$1 spent on online spending, 1.2 miles per S$1 spent on overseas purchases and 0.4 miles per S$1 spend on other purchases.

Like the DBS Woman's Card, it's also a great option for both local and overseas shopping.

Find out more about: DBS Woman’s World Card

DBS Altitude cards

With DBS Altitude credit cards, you can earn 2.2 miles per S$1 on overseas spend (must be made in foreign currency) and up to 1.3 miles for every S$1 on local spend.

You can think of it as an all-in-one miles card.

On top of that, miles earned via the DBS Altitude American Express and DBS Altitude Visa Signature cards never expire. This means you don’t need to feel pressured into making redemptions to avoid losing your hard-earned miles.

You can also receive 10,000 bonus miles when you pay for the annual fee.

Find out more about: DBS Altitude cards

DBS Vantage Visa Infinite Card

The DBS Vantage Visa Infinite Card comes with many features and benefits. What’s more, it provides you with flexibility as you can easily switch between miles and cashback reward options.

Enjoy 1.5 miles for every S$1 spent, or 1.5% cashback in local spending, and 2.2 miles for every S$1 equivalent spent, or 2.2% cashback for overseas spending.

Besides that, the DBS Vantage Visa Infinite Card also lets you benefit from savings on fuel spend, with up to 19% savings at Esso stations.

Find out more about: DBS Vantage Visa Infinite Card

How do you earn miles?

There are multiple ways you can earn miles. One of the best ways to do this is by making purchases or holiday bookings in foreign currency, which for some cards can earn you up to 2.2 miles per S$1 spend.

You can also consider making use of big-ticket expenses like home renovation, car purchases, as well as wedding and honeymoon costs to earn major points.

Also, look out for airline shopping portals, alliances, and airline dining programs to maximise your earning potential. In short, you can obtain miles by buying almost anything.

With the above in mind, your next question might be: “Are miles and points the same?”

The answer is no. In most cases, 1 DBS Point converts to 2 miles. In other words, simply double the number of your DBS Points.

Read more: Use your credit card to your advantage

How to convert points to miles

Now, on to the most exciting part of having a DBS miles credit card: the rewards and privileges! Of course, the more you spend, the more you get to save on things like flying.

To use your miles, all you have to do is complete the DBS Points to miles redemption via the DBS Rewards website. Be sure to do this well in advance of your travels, as the entire process can take approximately 1 to 2 weeks to complete.

The process is simple: Select the preferred airline and miles programme — KrisFlyer miles, Asia Miles, Qantas Points, or Air Asia BIG Points — and then enter the desired quantity of air miles you would like to convert.

For transfers to KrisFlyer, Asia Miles, or Qantas Points, there is a conversion rate of 1 DBS point to 2 miles. Transfers are accepted in blocks of 5,000 DBS Points (or 10,000 miles).

For Air Asia BIG points, the conversion rate of 1 DBS Point to 3 Air Asia BIG points applies. In this case, transfers are accepted in blocks of 500 DBS Points (or 1,500 Air Asia BIG points).

With these air miles, benefits like free or discounted airport lounge visits, a loyalty money-back guarantee, and further discounts with partners like Agoda, Klook, and KKDay await you. During your travels, you can even redeem rewards such as award tickets, hotel vouchers, tours, car rentals, travel insurance, and more.

Simply put, with the right miles credit card, you can spend, earn, and enjoy your vacation — all at the same time.

Find out more: DBS Rewards

More rewards and privileges with your credit card

Besides miles, these cards also offer other exciting perks.

DBS Woman’s Card

From now till 31 Jan 2025, cardholders of DBS Woman's Cards are entitled to get up to 8% off hotel bookings on Hotels.com. Plus, enjoy up to 10% cashback on accommodation bookings made on Booking.com from now till 31 Dec 2024!

More perks with dining partners like Foodpanda and Chope and retail partners like Zalora and Sephora await you too.

DBS Altitude Cards

The DBS Altitude Card, on the other hand, is a card dedicated to all things travel. Unlock new adventures with DBS Altitude when you sign up before 30 Sep 2024 and unlock up to 35,000 Miles for Life!

If you are a DBS Altitude cardholder, you can get attractive discounts and savings when you shop at participating partners like Hotels.com, KLM, and AirFrance.

On top of that, cardholders of the DBS Altitude Visa Signature Card get a complimentary Digital Priority Pass™ membership. This means you’ll get to enjoy two free lounge visits at over 1,300 airport lounges worldwide! T&Cs apply.

On the other hand, cardholders of the DBS Altitude American Express® Card get to enjoy up to 30% off selected bookings on Booking.com! T&Cs apply.

DBS Vantage Visa Infinite Card

Only the finest of experiences await holders of the DBS Vantage Visa Infinite Card. Apply for the card by 30 Sep 2024 to enjoy up to 85,000 miles with a minimum spend of S$4,000 in 30 days. Experience the flexibility of being able to switch between miles or cashback whenever you want; up to 2.2 miles per S$1 or 2.2% cashback.

Besides that, DBS Vantage Visa Infinite Card cardholders automatically enjoy an Accor Plus Explorer Membership. With this, they can enjoy a 1-night complimentary stay at Accor Hotels and up to 50% off on dining experiences at Accor hotel brands like Fairmont, Sofitel, and more.

Besides that, cardholders will also be given a Priority Pass Digital Membership that allows them to benefit from 10 free visits at over 1,500 airport lounges and travel experiences worldwide, with a membership that's valid for 12 months upon registration.

Finally, DBS Vantage Visa Infinite cardholders can access 24/7 Visa Personal Concierge Services, allowing for seamless booking experiences, customised recommendations, worldwide assistance for medical emergencies while abroad, and more.

For your upcoming vacations, make strategic use of the DBS credit cards mentioned to maximise your benefits. From pre-trip planning and bookings to spending while you’re overseas, here’s to making travelling in style a dream come true!

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Disclaimers and Important Notice
This article is meant for information only and should not be relied upon as financial advice. Before making any decision to buy, sell or hold any investment or insurance product, you should seek advice from a financial adviser regarding its suitability.