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First Singapore & now the world. Scan to pay with PayLah!
Enjoy secure, cashless payments worldwide with the Ultimate Everyday App.
First Singapore & now the world. Scan to pay with PayLah!
With over 40 million acceptance points worldwide, you can live carefree by going cash-free!
At a Glance
Go cashless in Singapore and abroad!
Scan to pay at merchants with PayLah! both locally and overseas.
Pay like a local overseas
Save yourself the hassle of having to exchange currency before your trip. Just scan to pay and we’ll handle the conversion for you.
Singapore
PayLah! lets you scan to pay at local merchants that accept the following QR payments:
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| Scan to pay for your ComfortDelGro rides, or when you shop and dine at Sheng Siong, Popular, 7-Eleven, Daiso, Gong Cha, R&B Tea and many more! | Scan to pay at over 12,000 FavePay partners across Singapore and get up to 20% Fave cashback every time! Plus, you can track your Fave cashback in PayLah! |
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| Payments made easier for your favourite meals at the local hawkers and F&B outlets! Scan to pay with SGQR. | Scan to pay at merchants such as The Soup Spoon, or the Ang Mo Supermarket with PayLah! |
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| Scan to pay at UnionPay QR Code-enabled merchants with PayLah! Click here to find out more. | |
You can also look out for the following payment logos.
Don’t see them? When in doubt, just ask to PayLah!
Overseas
PayLah! lets you scan to pay at overseas merchants that accept the following QR payments:
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| Scan to pay at more than 31 million UnionPay QR Code-enabled merchants with PayLah! Simply look out for merchants that display the UnionPay QR acceptance mark at their store front. Click here to find out more. | Pay like a local in Thailand. Scan to pay at BTS Skytrain, weekend and night markets. Simply look out for merchants that display the PromptPay acceptance mark at their store front. Click here to find out more. |
How it Works
Step 1: Login to PayLah!
Step 2: Tap on ‘Scan QR’ and scan the QR code
Step 3: Done!
For more convenience, turn on your auto-debit function in PayLah! and say goodbye to manual top ups!
Promotions
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| PayLah! is now more rewarding than ever! With our all-new stamp cards, you can collect and redeem everyday rewards seamlessly in one app when you order and pay with PayLah! for your daily meals and more. Click here for more information and full terms & conditions. | Flash your student ID and redeem a BreadTalk Sausage Standard bun when you make min. S$3 NETS spend and pay using your DBS/POSB Cards, PayLah! app or digibank app at any participating BreadTalk outlets from 1 July to 30 September 2022. While stock last! Click here for full terms & conditions. |
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| You can now scan UnionPay QR codes with PayLah! in Singapore! Enjoy some discounts while you’re at it at selected merchants. Click here for more information and full terms & conditions. | Earn instant cashback when you go cashless with the Ultimate Everyday App! Pay just 99c for your Flash Coffee and KOI beverages! Getting a meal in school? Just PayLah! for instant cashback! Click here for more information and full terms & conditions. |
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| From 9 September to 31 October 2022, spend a min. of $5 with NETS between 11am-2pm and redeem a $1 discount voucher on drinks at any food stalls at the Participating Outlets. Click here for full terms & conditions. | |
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| Enjoy up to 4x MYR5 OFF with UnionPay QR Code Payment at Econsave, TF Value-Mart, CCK Local Click here for more information and full terms & conditions. | |
NETS QR with PayLah!
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What is NETS QR?
The NETS QR Code is a form of a bar code that contains the relevant information required to make a payment. You can make a payment by scanning NETS QR code with PayLah!
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How secure is a NETS QR transaction?
A QR transaction is as secure as a NETS EFTPOS card & PIN transaction. The payment is processed via the scanning of a unique QR Code, which is dynamically generated for every new transaction. Additionally, users have to log in to the PayLah! via biometric authentication or password login each time to effect QR Code payments.
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Will I be charged any fees paying via NETS QR?
There are no fees associated.
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What is the difference between scanning a Static QR code vs Dynamic QR code?
Static QR Code
Dynamic QR Code
After the user scans a static QR code, he/she will be prompted to enter the amount payable.
User only needs to scan a dynamic QR code to make payment. (No need to enter amount payable)
FavePay QR with PayLah!
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How to pay with PayLah! with FavePay QR?
Step 1: Open the scanner in PayLah! app.Step 2: Select “Fave” and scan FavePay QR.Step 3: Enter the amount you need to pay.Step 4: Checkout.
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How to track your Fave cashback on PayLah?
Link your accounts and see them in a single view here! Just tap the 'FavePay' icon in the PayLah! app to link your accounts to see all your Fave cashback.
Step 1: Login to PayLah!Step 2: Tap on ‘FavePay’ icon.Step 3: View your Fave cashback.Step 4: Sign-in & link your accounts.
SGQR with PayLah!
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What is SGQR?
Singapore Quick Response Code (SGQR) is a single QR code that combines multiple e-payment QR codes into one. It is intended to simplify e-payment QR codes in Singapore for both consumers and merchants.
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Where can I scan a SGQR and Pay with PayLah!?
Simply scan the SGQR when you spot PayLah!, NETS, PayNow & FavePay QR logo in the SGQR sticker and pay with PayLah!.
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How do I scan a SGQR and Pay with PayLah!?
- Tap on “scan” icon and scan the SGQR.
- Select your preferred e-payment QR code when prompted.
- Enter payment amount (where required), review and complete your transaction.
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How do I set my default e-payment QR code?
- Select your default e-payment QR code by enabling “Set your preferred QR” and it will automatically be selected for future transactions whenever it’s available.
- If your default e-payment QR code is not selected, future transactions will follow the last used e-payment QR code whenever it’s available.
- Change your e-payment QR code any time by selecting on available option(s) in the drop-down list.
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Why is the option to select other e-payment QR code unavailable?
This happens when the SGQR has only one e-payment QR code that PayLah! supports. And hence, being the only e-payment QR code available, you will not be able to select other e-payment QR code.
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What is the benefit for me to change between the different e-payment QR codes?
We are bringing this benefit to our PayLah! users, so that you can avail any promotions associated with an e-payment QR code at any merchant. For example, if you see a promotion associated with NETS QR, you may select NETS QR (if available) to pay with PayLah! and enjoy the promotional benefits at a particular merchant.
UnionPay QR with PayLah!
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What is UnionPay QR Code? How secure is it?
UnionPay QR Code is a convenient, secure and quick way to pay at over 31 million merchants in Singapore and around the world. UnionPay QR Code uses the EMV specifications which is in line with global payment security standards.
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Do I need an UnionPay card for payment via UnionPay QR Code?
UnionPay Card is not needed. Simply make UnionPay QR Code payment at over 31 million merchants in Singapore and around the world directly with your DBS PayLah! app.
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Why are there 2 ways to pay with UnionPay QR Code?
Depending on markets and merchants’ payment practices, DBS PayLah! users have the flexibility to pay by either scanning UnionPay QR Code displayed by the merchants or by generating UnionPay QR Code on the DBS PayLah! app.
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What are the merchants that I can pay via UnionPay QR Code in Singapore?
UnionPay QR Code payment is widely accepted in Singapore across various merchant categories from F&B to retail and entertainment. DBS PayLah! users can scan a dynamic UnionPay QR Code generated by the merchant, scan the static SGQR Code (with UnionPay logo) on display at the merchant store front or generate a UnionPay QR Code on the PayLah! app to make UnionPay QR Code payment.
Note: QR Code payment will only go via the UnionPay network if there is no feature of other local bank apps or local payment network on the static SGQR Code.
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Where I can use PayLah! to pay a UnionPay QR Code merchant overseas?
You can use PayLah! to make UnionPay QR Code payment at over 31 million merchants around the world. Some popular destinations include Beijing, Chengdu, Chongqing, Guangzhou, Shanghai, Shenzhen, Tianjin, Hong Kong, Japan, Macau, Malaysia, South Korea, Taiwan, Thailand, The Philippines, Vietnam and UAE.
e.g. Popular merchants in Malaysia include Isetan, Econsave, Lotuss, Eco Shop, Tealive, Petron, BHPetrol, Lulu Hypermarket, Putien, OldTown white coffee, Food Republic, Nando’s, A Cut Above, Sunway Medical Centre, CCK Local (EM), TF Value Mart, Koong Woh Tong 恭和堂, Sox World, Flipper, Komugi, Nirwana Maju, Sogo, Dome café, Coffee Bean and King’s
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Are there fees associated with using the service?
No. You will not incur fees from using the service.
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How are the exchange rates determined?
Conversions shall be based on the prevailing wholesale interbank rates or the government-mandated rate, as shall be determined by the respective Card Associations and/or payment service provider. The rate used for the conversion may be different from the rate in effect on the date of the transaction due to market fluctuation.
PromptPay QR with PayLah!
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What is PromptPay QR? How secure is it?
PromptPay QR Code is a cross-border service that offers PayLah! users a convenient, secure and quick way to pay merchants in Thailand. It employs the EMV specifications which is in line with global payment security standards.
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What are the merchants that I can pay via PromptPay in Thailand?
You can do so at any merchants that display the PromptPay acceptance mark on display at the merchant store front.
The acceptance mark should also be tagged to any of the following financial institutions:
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Are there fees associated with using the service?
No. You will not incur fees from using the service.
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How are the exchange rates determined?
Conversions shall be based on the prevailing wholesale interbank rates or the government-mandated rate, as shall be determined by the respective Card Associations and/or payment service provider. The rate used for the conversion may be different from the rate in effect on the date of the transaction due to market fluctuation.
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I’m getting an invalid QR message when I try to pay the merchant. Why is this so?
Payment can only be made strictly to a QR belonging to a registered business entity with this service. You will encounter this error If the QR that is presented to you for scanning is a QR that belongs to an individual in his/her personal capacity.
You can request the merchant to provide you with the QR that is tagged to his/her registered business entity.
Terms and Conditions
By making payment using PayLah!, you agree to the Terms and Conditions Governing Accounts, Terms and Conditions Governing Electronic Services and the specific terms and conditions set out in the abovementioned FAQs.
For DBS PayLah! and Fave partnership, you agree to the Terms of Use.
Deposit Insurance Scheme
Monies in DBS PayLah! are a deposit. SGD deposits are insured up to S$75k by SDIC. Find out more about DBS PayLah! here.
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