Your First Insurance


Beginner at Insurance? Don't worry. We've got policies that suit you and your lifestyle.


No sugarcoating, we tell you what you need to hear. We compare our various policies and provide personalised solutions that suit your needs.


Simple process to getting started online or with help from our experts.

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Getting insurance for the first time? Here’s what you need to know.


The key to not regretting your insurance is to keep it simple. As a first timer, there’s two types of insurance that are vital for you to have:

1. Hospitalisation Insurance

Also known as Hospital insurance, covers any out-of-pocket expenses on unexpected hospital visits.

2. Critical Illness Insurance [Available Online]

Protects you against 37 critical illness and unforeseen conditions. Start from only $5.72/mth1.

Once you’ve got these 2 essential types of insurance, you could consider additional types of coverage to meet your additional protection needs.

1. Term Life Insurance [Available Online] 

Affordable life insurance to protect your loved ones should anything unfortunate happen to you. Start from just S$2.98/mth2

2. Insurance Savings Plan

Save up for your future goal, like that dream wedding or BTO down payment and renovation budget while being protected at the same time.

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Why insure with DBS?


No more over or underspending on your insurance, get the right coverage.
With DBS, you have an overview on your finances across all financial and government institutions (Check out NAV Planner now supercharged by SGFinDex). This gives you a good view of all your financial needs, allowing you and our expert planners to look at your finances holistically to ensure that you’re getting the right amount of coverage. #NoMoreGuesstimations

Affordable premiums that meet your needs.
What’s more, 35% regret their first insurance purchase as they found their premiums too expensive. That’s why we ensure that our policies are affordable enough for first-timers and addresses the ‘must-have’ insurance protection you need.

Get rewarded for protecting yourself with DBS Multiplier.
To top it off, insuring with DBS can be rewarding. If you’ve got a DBS Multiplier Account, getting protected with us gives you higher interest rates on your savings.


Read more before buying your first insurance


Want to know more? Here are some articles to get you up to speed on insurance.

If you need more information before making your first insurance purchase, how insurance can work in your current life stage, or personalised recommendations according to your lifestyle and needs, have a chat with our Wealth Planning Managers today.

Whatever you want to do with your life, you do you as DBS has you covered.


Ready to start?

Chat with our friendly Wealth Planning Managers now and quote “First Insurance”. (This chat service is available from 9am to 6pm on Mon to Fri, excluding Public Holidays.)

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Alternatively, you may leave your contact details and we will get in touch soon.

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This is for general information only and is not a contract of insurance and has not been tailored to your specific investment objectives, financial situation and particular needs. You should seek advice from a financial adviser and obtain the Product Summary to read before deciding whether the product suits you. For more information, please refer to DBS Insurance Important Notes.

1 This premium amount is calculated based on a male non-smoker aged 18 with coverage amount of S$50,000 for a policy term of 10 years.

2 This premium amount is calculated based on a female non-smoker aged 18 with coverage amount of S$75,000 for a policy term of 5 years.

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