Get up to 6 months rebate of management fee on your RSP amount (capped at S$125)

digiPortfolio Recurring Top Up Promotion

Get up to S$125 management fee rebate on your recurring top upsRide the market steadily with digiPortfolio. From just S$100 a month.

Promotion DetailsFrom now till 31^st December 2024, receive management fee rebates on up to 6 months of recurring top ups on any digiPortfolios.
Terms and conditions apply.Dollar-cost average with digiPortfolioTuck in to our selection of digiPortfolios. Click or tap on any of the tiles to find out more.

Here's how to participate in the promotion
Step 1: Set up a recurring top up instruction on the digibank app (instructions are in the following section).Step 2: Ensure that your debit account is funded before each recurring top up. Complete 3 consecutive months of recurring top ups to qualify.Set up recurring top up for new digiPortfolio customers

Set up recurring top up for existing digiPortfolio customers

Terms and Conditions

Terms and Conditions governing digiPortfolio Recurring Top Up Promotion ("Promotion")

By participating in this promotion, you agree to the following Terms and Conditions governing the Promotion.

This Promotion is valid for digiPortfolio recurring top up instructions which are set up via digibank app between 3rd July 2023 to 31st December 2024 (dates inclusive) (“Promotion Period”).
Eligible Customers will be entitled to receive rebates on management fees incurred on recurring top ups made between 3rd July 2023 to 30th June 2025 (“Contribution Period”).

To qualify for the Promotion, a DBS/POSB customer must have set up a recurring top up instruction during the Promotion Period, and have completed at least 3 consecutive monthly recurring top ups (“Qualifying Transactions”) to any of the digiPortfolio(s) stated in Table 1 (“Qualifying Products and Criteria”) during the Contribution Period. (“you”, “your”, or “Qualifying Customer”)

Table 1 - Qualifying Products and Criteria

Qualifying Products	Qualifying Criteria	Reward
SaveUp Portfolio	• Set up recurring top up instruction during Promotion Period. • Completed at least 3 consecutive monthly recurring top up¹ transactions during Contribution Period	Rebate of management fee incurred on up to 6 consecutive monthly recurring top ups. (Capped at S$125 per customer)
Income Portfolio
Asia Portfolio
Global Portfolio (ETF-based or UT-based)
Global Portfolio Plus
Retirement Portfolio

¹Recurring top up transactions must be completed through the setup of a recurring top up instruction via the DBS digibank app. One-time (lump sum) top up transactions are not eligible for this Promotion.

You must have at least 1 active digiPortfolio as of rebate crediting. digiPortfolios which have been closed as at rebate crediting, will not be considered for the reward.
The Qualifying Criteria of 3 consecutive monthly recurring top ups (up to 6 consecutive transactions) may be from different portfolios and the eligibility of Qualifying Transactions will be assessed based on calendar months.
Each Qualifying Customer will be entitled to one rebate only.
The rebate amount will be finalised as soon as the succession of recurring top ups has ended, or when 6 consecutive months of recurring top ups have been reached, whichever comes first.
The rebate will be credited into the DBS/POSB current/savings account used to fund the Qualifying Product on the final week of January, April, July, Sep depending on when your eligibility ends. If the DBS/POSB current/savings account has been closed at the time of crediting, the rebate shall be credited into another DBS/POSB savings/current account chosen by the Organisers.
This Promotion is not valid with other offers or promotions unless otherwise stated.
Any infringement to the aforementioned clauses will result in disqualification without prior notice to or authorisation from the Qualifying Customer.
You consent under the Personal Data Protection Act (No. 26 of 2012) ("Act") to the collection, use, disclosure of your personal data by/to the Organisers and such other third party as the Organisers may reasonably consider necessary for the purpose of the Promotion, and you confirm that they agree to be bound by the terms of the DBS Privacy Policy, a copy of which can be found on www.dbs.com/privacy.
If you provide DBS with the personal data of any third party, you hereby (1) agree on behalf of that third party to be bound by the DBS Privacy Policy; and (2) consent on behalf of that third party, to DBS' collection, use, disclosure and processing of his/her personal data in accordance with DBS Privacy Policy. You warrant that you have obtained the said third party's prior consent to such collection, use, disclosure and processing of his/her personal data by DBS and that the personal data that you provide to DBS is true, accurate and complete.
The Organisers' decision on all matters relating to the Promotion is final. No correspondence or claims will be entertained. In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to the Promotion, these terms and conditions will prevail.
Organisers may vary these Terms and Conditions or suspend or terminate the Promotion without any notice or liability to any party.
A person who does not participate in the Promotion shall have no right under the Contracts (Rights of Third Parties) Act (Cap.53B) to enforce any of these terms and conditions.
The terms of the Promotion will be governed by and construed in accordance with the laws of the Republic of Singapore and you agree to submit to the exclusive jurisdiction of the courts of the Republic of Singapore. This Promotion cannot be used in conjunction with other promotions or campaigns carried out by the Organisers, unless otherwise permitted by the Organisers in its sole and absolute discretion.
All information is correct as at 06 February 2024.

FAQs on promotion

What is the digiPortfolio Regular Savings Plan (RSP) promotion?

For a limited period, receive up to 6 months rebate of management fee (capped at S$125) on your recurring top ups made to digiPortfolio.

How do I qualify?

To qualify for the promotion, simply complete at least 3 consecutive monthly recurring top ups to any of these digiPortfolios:

SaveUp Portfolio
Income Portfolio
Asia Portfolio
Global Portfolio (ETF-based or UT-based)
Global Portfolio Plus
Retirement Portfolio

Recurring top ups must be made through the setup of a monthly recurring top up instruction via the digibank app.

One-time (lump sum) top up transactions or quarterly recurring top ups are not eligible for this Promotion.

How will the rebate amount be determined?

The rebate amount will be determined based on the management fee incurred on the investment amount of your recurring top ups over the period of consecutive months.

You will qualify as soon as you complete 3 consecutive months of recurring top ups. Upon qualification, the recurring top up amounts from your first 3 months will automatically be eligible for management fee rebate.

If you continue to complete subsequent recurring top ups in the following 3 months in succession, the subsequent recurring top up amounts will also be eligible for management fee waiver.

The rebate amount will be finalised as soon as the succession of recurring top ups has ended, or when you have reached 6 consecutive months of completing recurring top ups, whichever comes first (capped at S$125 per customer).

Illustration 1
Here’s an example of how it works if you have completed 7 monthly recurring top ups consecutively to Income Portfolio.

Month	Qualification status	Recurring amount (S$)	Amount eligible for management fee rebate
1	Not yet qualified	$1,000	-
2	Not yet qualified	$1,000	-
3	Qualified	$1,000	Amount from months 1 to 3
4		$1,000	Amount from months 1 to 4
5		$1,000	Amount from months 1 to 5
6		$1,000	Amount from months 1 to 6
7	Qualification ends	$1,000	-

*Your rebate amount would be S$22.50 (Management fee of 0.75% p.a incurred on amount from Months 1 to 6 for period of 6 months)

Illustration 2
Here’s another example if you have completed 4 monthly recurring top ups consecutively to Income Portfolio.

Month	Qualification status	Recurring amount (S$)	Amount eligible for management fee rebate
1	Not yet qualified	$1,000	-
2	Not yet qualified	$1,000	-
3	Qualified	$1,000	Amount from months 1 to 3
4	Qualified	$1,000	Amount from months 1 to 4
5	Qualification ends	-	-

*Your rebate amount would be S$10 (Management fee of 0.75% p.a incurred on amount from Months 1 to 4 for period of 4 months)

If I hold more than 1 portfolio, do I need to complete the 3 monthly recurring top ups for all my portfolios?

No. To qualify, you just need to complete 3 consecutive monthly recurring top ups regardless of which portfolio the top up was performed for.

Can I qualify for multiple management fee rebates?

No, each customer is only entitled to one rebate.

When will I receive the rebate?

The rebate will be credited into your DBS/POSB current/savings account used to fund the Qualifying Product on the final week of January, April, July 2024 respectively depending on when your eligibility ends.

If your DBS/POSB current/savings account has been closed at the time of crediting, the rebate will be credited into another DBS/POSB savings/current account under your name.

Disclaimers and Important Notice
This publication is for general circulation only and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. The value of the investment may fall or rise. Any past performance, projection, forecast or simulation of results is not necessarily indicative of the future or likely performance of any investment. Investors should seek advice from a financial adviser regarding the suitability of the investment product, taking into account the specific investment objective, financial situation or particular needs of each person before making a commitment to purchase the investment product.

If you do not wish to seek financial advice, please consider carefully whether the product is suitable for you. Investors should read the relevant product's offer documents (including the prospectus and Product Highlights Sheet, if any), available at our branches, before deciding to subscribe for or purchase any product.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

This information does not constitute or form part of any offer, recommendation, invitation or solicitation to subscribe to or to enter into any transaction. It does not have regard to your specific investment objectives, financial situation or particular needs. It is not intended to provide, and should not be relied upon for accounting, legal or tax advice. All investments come with risks and you can lose money on your investment. Before you decide to purchase an investment product, you should seek advice from a financial adviser regarding its suitability. If you choose not to do so, you should read all the relevant documents and carefully assess if it is suitable for you. Invest only if you understand and can monitor your investment. Diversify your investments and avoid investing a large portion of your money in a single product issuer.

The information and opinions contained herein have been obtained from sources believed to be reliable but DBS makes no representation or warranty as to its adequacy, completeness, accuracy or timeliness for any particular purpose. Opinions and estimates are subject to change without notice. Any past performance, projection, forecast or simulation of results is not necessarily indicative of the future or likely performance of any investment. To the extent permitted by law, DBS accepts no liability whatsoever for any direct indirect or consequential losses or damages arising from or in connection with the use or reliance of this email or its contents.

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DBS Bank (Company Registration. No. 196800306E) is an Exempt Financial Adviser as defined in the Financial Advisers Act and regulated by the Monetary Authority of Singapore.