Why take a DBS Home Loan?

Wide Range of Home Loans

to suit your needs

Transparent Rate

pegged to SGD fixed deposit interest rates

Earn up to

3.5% p.a. on your savings with DBS Multiplier
No minimum salary, no minimum credit card spend. Multiply your money today!

Interest Rates

Apply for a DBS Home Loan online, anytime, anywhere. Enjoy this new experience and you could receive a Samsonite Pixelon 75/28 Luggage worth S$625. Also, stand a chance to be one of the 50 lucky winners to win an additional S$50 CapitaVouchers!

The promotional packages and Samsonite Pixelon 75/28 Luggage giveaway is only valid for completed residential properties in Singapore with minimum loan amount of S$500,000 for private properties and S$200,000 for HDB flats.

Floating Rate Package with 2 Years Lock-in

2 Year Fixed Rate Package

*The current FHR8 is 0.50% p.a. All rates are quoted on a per annum basis.

To view other home loan packages available, click here.

Download our detailed step-by-step guide to getting your dream home.

Some Handy Tips and Tools

Mortgage Affordability Calculator

Find the maximum home loan amount you can borrow.

Calculate

Home Loan Repayment Calculator

Figure out your monthly instalment.

Calculate

How to apply

This will take about 10 minutes. Click here for a list of documents you will need. If you do not have all the documents, you could always upload them later.

This will take about 10 minutes. Click here for a list of documents you will need. If you do not have all the documents, you could always upload them later.

If you have an existing DBS/POSB account, you will need the last 4 digits of your ATM/Debit Card and PIN before you begin.

If you wish to review your existing home loan with us, please click here.

You are

 

Temporary Occupation Permit (TOP) Date refers to the time when construction is completed and a property is ready to be occupied.

Information on TOP date is available on HDB website

Close

- Select one - Buying your property Refinancing your property loan

Your property type is

- Select one - Buying your EC (less than 10 yrs from TOP) Buying your EC (at least 10 yrs from TOP) Refinancing your EC (less than 10 yrs from TOP) Refinancing your EC (at least 10 yrs from TOP) HDB HDB Private Property Private Property

The purchase will be made:

- Select one - In your name only Jointly

You have the property details :

- Select one - Yes, I have finalised the property details No, I just need to know how much I can borrow

Your current loan is:

- Select one - In your name only Jointly held

You are looking to:

- Select one - Refinance a home loan (including any term loan) Refinance a term loan Obtain a new term loan Obtain a new term loan (existing DBS Home Loan customers)

You may obtain a term loan if your existing DBS/POSB home loan was disbursed > 1 year ago.

Click here if you need a bridging loan.

Continue

Continue

Related

Taking a Renovation Loan

What’s next after the Option to Purchase (OTP)?