Why take a DBS Home Loan?

Wide Range of Home Loans

to suit your needs

Transparent Rate

pegged to SGD fixed deposit interest rates

Earn up to

3.5% p.a. on your savings with DBS Multiplier
No minimum salary, no minimum credit card spend. Multiply your money today!

Apply now
 

Interest Rates

Apply for a DBS Home Loan online, anytime, anywhere. Enjoy this new experience and you could receive a Dyson hairdryer (worth $599). Valid for completed residential properties in Singapore with a minimum loan amount of S$500,000.

Floating Rate Package with 2 Years Lock-in

Year 1:Year 2:Year 3:
FHR8 + 1.45% p.a. FHR8 + 1.45% p.a. FHR8 + 1.45% p.a.
Year 4:Year 5:Thereafter :
FHR8 + 1.45% p.a. FHR8 + 1.45% p.a. FHR8 + 1.45% p.a.

2 + 1 Year Fixed Rate Package

For Year 3 of your home loan, you have the option of switching to a floating rate package at FHR8 + 1.75% p.a.

Year 1:Year 2:Year 3:
1.85% p.a. 1.85% p.a. 1.95 % p.a. / FHR8 + 1.75% p.a.
Year 4:Year 5:Thereafter:
FHR8 + 1.75% p.a. FHR8 + 1.75% p.a. FHR8 + 1.75% p.a.

Learn more

Fixed Rate PackageFloating Rate Package
The complete assurance of a fixed rate for a number of years. With a 2-year lock-in period.
Year 1:Year 1:
1.85% p.a. FHR8 + 1.45% p.a.
Year 2:Year 2:
1.85% p.a. FHR8 + 1.45% p.a.
Year 3:Year 3:
FHR8 + 1.85% p.a. FHR8 + 1.45% p.a.
Thereafter:Thereafter:
FHR8 + 1.85% p.a. FHR8 + 1.45% p.a.

Fixed Deposit Home Rate 8 (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within S$1,000 to S$9,999 or such other sum as we may specify. The FHR8 is transparent and less volatile compared to market benchmark rate such as the SIBOR.

The current FHR8 is 0.20% p.a. The prevailing S$ fixed deposit rates can be found here.

For fees and charges, please click here.

 

5 Simple Steps to Your Dream Home

 

Download our detailed step-by-step guide to getting your dream home.

Download PDF Completed Property
Download PDF Building under construction
 

Some Handy Tips and Tools

HomeBuddy Planner

Thinking of upgrading? Work out your sums here.

Get started

Mortgage Affordability Calculator

Find the maximum home loan amount you can borrow.

Calculate

Home Loan Repayment Calculator

Figure out your monthly instalment.

Calculate

Home Connect App

Searching for a new home? View past transacted prices instantly.

Learn more

 

 How to apply

This will take about 10 minutes. Click here for a list of documents you will need. If you do not have all the documents, you could always upload them later.

This will take about 10 minutes. Click here for a list of documents you will need. If you do not have all the documents, you could always upload them later.



If you have an existing DBS/POSB account, you will need the last 4 digits of your ATM/Debit Card and PIN before you begin.


If you wish to review your existing home loan with us, please click here.


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