Why refinance with DBS?

Lower interest rate than HDB

Concessionary loan rates

Earn additional savings

Earn up to 3.00% p.a on your savings with the DBS Multiplier
No minimum salary, no minimum credit card spend. Multiply your money today!

Apply now

All-in 1% p.a. package with 3-Year Lock-in and Cap Feature

Check out our newly launched floating package and get to enjoy home loan rates from 1.00% p.a. in the first year, capped at 1.60% for the first three years.

Click here to learn more!
 

Cash Rewards

Refinance with us and receive cash rewards of $2,000 with a minimum loan amount of S$250,000.

HDB

Loan amount

Cash Rewards

≥ S$250,000

$2,000

 

Interest Rates

Apply for a DBS Home Loan online, anytime, anywhere. Enjoy attractive fixed and floating rates today!

 

5 Simple Steps to More Savings

 

Some Handy Tips and Tools

Home Loan Repayment Calculator

Find out your detailed monthly repayment schedule and calculate your savings when you refinance your HDB Loan with us ​

Calculate

Home Loan Savings Calculator

Find out your potential home loan savings when you refinance your HDB loan with us

Calculate

 

How to apply

This will take about 10 minutes. Click here for a list of documents you will need. If you do not have all the documents, you could always upload them later.

This will take about 10 minutes. Click here for a list of documents you will need. If you do not have all the documents, you could always upload them later.



If you have an existing DBS/POSB account, you will need the last 4 digits of your ATM/Debit Card and PIN before you begin.


If you wish to review your existing home loan with us, please click here.


You are
 
Temporary Occupation Permit (TOP) Date refers to the time when construction is completed and a property is ready to be occupied.

Information on TOP date is available on HDB website
Your property type is
The purchase will be made:
Your current loan is:
You are looking to:


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