At a Glance

Fast approval

via Myinfo with Singpass

Hassle free application

Easy online submission with few steps

Greater spending power with higher limit

Unlock your financial flexibility

Apply now

 
Singpass logo

Recommended – Easier and faster application with no documents upload required!

How to increase Your Credit Limit on digibank:

Step 1
Login to digibank online, click Apply

Step 2
Under More Application Services, select Credit Limit Review

Step 3
Indicate your Preferred Credit Limit

Step 4
Retrieve your income data using Myinfo with Singpass

Step 5
Verify and Submit your Credit Limit Review application

 

Required documents

For Singapore Citizens and Permanent Residents

Singpass holders applying via Myinfo with Singpass, no documents are required.

 

Salaried Employee

  • Salary Crediting into DBS/POSB Account*1;  or
  • Latest Computerised Payslip* AND latest Income Tax Notice of Assessment;  or
  • Latest 12 months’ CPF contribution History Statement*2 AND latest Income Tax Notice of Assessment

Variable/Commission-based Employees

  • Latest 2 years’ Income Tax Notice of Assessment

Self-Employed

* Income record/ documents must not be dated more than 3 months prior to date of application.

1 Your salary must be credited via GIRO, to your own DBS/POSB Account for the last 3 consecutive months and your current annual income meets our minimum income criteria. Salary credited into joint account will not be considered.

2 Monthly CPF contribution is subject to an income ceiling of $6,300 per month currently.

 

Apply now

Simply Log in, Retrieve Myinfo with Singpass and Submit your application via DBS/POSB digibank online.

Apply now

Credit limit review application using Singpass is only applicable on DBS/POSB digibank online.

If your account is already suspended, please visit: Reinstatement of Suspended account to update your income and uplift the suspension.

Control your budget easily by setting a spend limit for your credit cards. Use DBS Payment Controls to manage spending limits and secure your credit cards at all times.

 

Frequently Asked Questions

All principal cardholders can apply for Credit Limit Review. Both Principal and Supplementary Cardholders' consents are required, for Supplementary Cards to enjoy the same permanent credit limit increase.

For supplementary card credit limit review, please apply here.


The credit limit granted will be subjected to the income documents submitted. If your latest income documents submitted reflect an increase in income based on our record, credit limit increase will be subject to our review.


Should your submitted income documents reflect a lower-earned income than what was previously declared, the existing Credit Card or Cashline limit will be reduced to reflect the prevailing earned income.


Review and revision of the combined Credit Card account(s) and/or unsecured credit facilities’ credit limit is conducted at DBS's absolute discretion.

ANNUAL INCOME

CREDIT LIMIT

S$30,000 to S$120,000

Up to 4X monthly income

>S$120,000

Up to 10X monthly income



You may use Payment Control on digibank app to manage your card (main and supplementary) spending limits, by entering a Preferred Monthly Spend Limit. You may refer to the steps here.


Both Principal and Supplementary Cardholders' consents are required, for Supplementary Cards to enjoy the same permanent credit limit increase.

For supplementary card credit limit review, you may complete and mail the form which can be found here.

Alternatively, you may use Payment Control on digibank app to manage your card (main and supplementary) spending limits, by entering a Preferred Monthly Spend Limit. You may refer to the steps here.

Thank you. Your feedback will help us serve you better.

Was this information useful?

That's great to hear. Anything you'd like to add?
We're sorry to hear that. How can we do better?
Enter only letters, numbers or @!$-(),.