All principal cardholders can apply for Credit Limit Review. Both Principal and Supplementary Cardholders' consents are required, for Supplementary Cards to enjoy the same permanent credit limit increase.

For supplementary card credit limit review, please apply here.

The credit limit granted will be subjected to the income documents submitted. If your latest income documents submitted reflect an increase in income based on our record, credit limit increase will be subject to our review.

Should your submitted income documents reflect a lower-earned income than what was previously declared, the existing Credit Card or Cashline limit will be reduced to reflect the prevailing earned income.

Review and revision of the combined Credit Card account(s) and/or unsecured credit facilities’ credit limit is conducted at DBS's absolute discretion.

Any approved permanent credit limit increase will override the temporary credit limit increase.

For permanent credit limit decrease, you may submit a Credit Limit Review application and select a preferred credit limit (Note: You could be assigned a lower limit than the preferred limit upon bank’s review).

However, you will need to re-submit income documents and re-apply for any credit limit increase in the future (subject to bank’s approval).

Alternatively, you may use Payment Control on digibank app to manage your card (main and supplementary) spending limits, by entering a Preferred Monthly Spend Limit. You may refer to the steps here.