How much do you need for your child’s education?

While it costs nothing to dream, budgeting helps when you want to turn your child’s dream into reality.

Pre-school (0 - 6 years old)

The first stage of your child’s development is crucial because it has a lasting impact on adulthood. Many parents invest in these important early years of development to ensure future success and wellbeing. Here’s a look at some of the potential costs involved.

Pre School

* Right-brain training Music / Ballet / Art Phonics
1Statistics on Infant Care Services for Jan 2015, Early Childhood Development Agency
2Statistics on Child Care Services for Jan 2015, Early Childhood Development Agency
3Source: PAP Community Foundation (PCF)

Primary school (7 - 12 years old)

Your child will pick up many new skills during this exciting phase. In addition to academic performance, the 3 essential areas to focus on during these important years are developing physical, social and intellectual skills. While primary school fees are mostly affordable, the potential costs of nurturing your child’s development outside of formal schooling can run quite high.

Primary School

Primary School

* Singapore Swimming Academy
1 Taekwondonomics
2 First Kick Academy

Secondary school (13 – 17 years old)

It’s time to take your child’s abilities to the next level as learning gets progressively more independent. Find out what your child truly loves and cultivate his passion with the right courses. Academically, this is an important stage as doing well gives your child the power of choice in the next phase. Depending on your child’s needs and interests, tuition and enrichment classes can potentially get quite expensive.

Secondary School

Secondary School

1The Sunday Times 9 Nov 2014, The Millionaire Tutor by Theresa Tan

Tertiary education (17 years and above)

The last stage of your child’s development can be the heftiest as this is the time where tuition fees tend to cost the most. Planning for this stage is crucial as the education your child receives will be the first step towards growing his or her career.

Tertiary Education

Tertiary Education

High-value courses are those that cost significantly more (i.e. veterinary or medical degree)


Ready to start planning for your child's education?

Speak to our Wealth Planning Managers to find out how you can turn your child's dreams into reality.

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