Stack up your card rewards with DBS & POSB

Gear up for the year-end festivities and usher in an exciting new year with bonus rewards on your DBS/POSB Cards! Whether you’re getting gifts for your loved ones, setting off on a well-deserved holiday, or dining at your favourite restaurants — make the most of your card spend by stacking your card rewards and earning an additional 5% cashback.

Simply be the first 50,000 to register for the ‘Stack Your Rewards’ campaign on your DBS PayLah! app and meet your monthly personalised spend goal by spending with any DBS/POSB Card across shopping, dining, and travel!

Unlocking your 5% cashback

Step 1: Register on DBS PayLah!

  • Download/log in to PayLah! and tap on “Rewards”. Scroll to DBS Stack Your Rewards Campaign and tap on “Join”.
  • On the campaign page, tap on “Register Now” and complete your registration. Tap “Got it” to return and view your personalised spend goal.
  • If you register in December, you’ll be automatically enrolled for the January campaign as well — so you can enjoy even more cashback!

Step 2: Spend with your DBS/POSB Cards

  • Start spending on dining, shopping and travelling with your DBS/POSB Cards to meet your Spend Goal.
  • Tracking your progress is just as easy — simply return to your PayLah! app and tap on Rewards.
  • Transactions will be updated within 3 working days. You’ll also get a push notification when you’ve hit 50% and 100% of your Spend Goal.

Shopping Spend

Category Description Examples Exclusion


Adidas, Bata, Charles & Keith, Cotton On, G2000, H&M, Mango, Mothercare, Nike, Uniqlo, Zara

Transactions from Grocery Shops, Supermarket, Chemists, Pharmacies and Convenience Stores will not be included as Shopping Spend.

Department Stores

BHG, Isetan, Marks & Spencer, OG, Takashimaya, Tangs, Tokyu Hands

Electronic and Computer

Apple, Best Denki, Challenger, Dyson, Gadget Mix, Gain City, Harvey Norman, OSIM, Sony

Home/Office Furnishing & Appliances

Bed Bath N’ Table, Castlery, Courts, Crate & Barrel, IKEA, King Living, Sia Huat, Star Furniture

Specialty Retail

Bath & Body Works, Coach, Furla, Louis Vuitton, Michael Kors, Rolex, Swarovski

Personal Services

Estee Lauder Comestic, Jean Yip, L’Occitane, Sephora, The Body Shop, Venus Beauty

Watches & Jewellery

Cartier, Cortina Watch, Goldheart, Patek Philippe, Poh Heng Jewellery, SK Jewellery, Taka Jewellery, The Hour Glass, Tiffany & Co

Travel Spend

Category Description Examples Exclusion


Air Asia, Air New Zealand, British Airways, Cathay Pacific, Emirates, Jetstar, Qantas, Qatar Airways, Scoot, Singapore Airlines

Transactions from fuel, public transportation (buses, trains & taxis) and car rental will not be included as Travel spend


Accor Live Limitless, Ascott Group, Hilton Hotels & Resorts, Marriott International, Pan Pacific Hotels Group, Royal Carribbean

Tour Agencies

Agoda,, Expedia, KKday, Klook, Traveloka,

Dining Spend

Category Description Examples Exclusion


HappyMamaPapa Catering, Stamford Catering, Tian Wei Signature

Transactions from Agriculture Cooperatives (e.g. Quan Fa Organic Farm, Farmer’s Market) will not be included as Dining spend.

Eating Places and Restaurants

Chope, Deliveroo, foodpanda

Drinking Places (Alcoholic Beverages) - Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques

Clink Clink, Zouk

Fast Food Restaurants

Domino’s Pizza, KFC, McDelivery

Meat Markets and Retailers, Refrigerated Storage and Bulk Supply

GoodCrop, Song Fish, The Butcher

Sweets, Nuts, and Confectionery Shops

Bacha Coffee, Laderach

Dairy Products Shops



Baker’s Brew, Edith Patisserie

Miscellaneous Food Shops-Convenience Stores and Specialty Markets


Package Shops-Beer , Wine, and Spirits

Crystal Wines, Paneco

Step 3: Enjoy your 5% cashback

Once you’ve hit your Spend Goal for the month, your 5% cashback will be credited within 3-5 working days to your DBS/POSB Card.

Click here for FAQs.

Click here for full T&Cs.

Exclusive deals for you

Want even more rewards? We’ve got you. Here are some exclusive deals for you to enjoy as you work towards your spend goal. More savings on top of cashback? Now that's what we call rewards on rewards!


Here are some sweet deals you can savour!


Up to additional S$6 off


Up to S$12 off


Enjoy free delivery

Over 50 Lunar New Year deals

1-for-1 and more

Oddle Eats

Get up to S$14 off


Earn guaranteed S$150 cashback


Treat yourself to the deals you’ll love!

CapitaLand Malls

Enjoy double chances to win a magical family holiday to Hong Kong Disneyland Resort


Up to S$25 off when you pay with DBS/POSB cards


Enjoy S$10 off your online purchases


15% off and more


Receive complimentary vouchers when you link and spend


10% off online and in-stores


Your dream getaway, just a click away!


Up to 20% off hotel bookings


Up to S$100 off


Up to S$100

Up to S$100 on flight and hotel bookings


10% off flight bookings

Qatar Airways

Up to 10% off
flight bookings

Pro tip: Make use of DBS Payment Plans

Manage your year-end spending by splitting up your payments with DBS Payment Plans! Enjoy the flexibility and freedom of paying by instalments over 3, 6, 12, 18 or 24 months with 0% interest*.

Find out more about DBS Payment Plans here.

Not on PayLah! yet?

Get S$5* credited into your PayLah! Wallet when you download and register with promo code ‘JOINLAH’.

Download and register today for more convenience!

Download now

*For full terms and conditions, click here.

Monies in DBS PayLah! are a deposit. SGD deposits are insured up to S$75k by SDIC

New to DBS/POSB Credit Card?

Looking for a Card that rewards you just the way you like it? Look no further! Apply online now to enjoy more reward!

Learn More

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