Customise your home loan according to your needs

Finance the home of your dreams with Two-in-one Home Loan and enjoy the flexibility to customise your home loan according to your needs. Enjoy the best of both worlds by having part of your loan amount under a fixed rate package for a peace of mind, and also benefit from the interest of a floating rate package for the remaining loan amount. What’s more, manage the level of interest rate exposure for your loan by diversifying it over a mix of loan packages.


Prevailing 2-Year or 3-Year
Fixed Rate Package

Floating Rate Package
with 2-Year Lock-In

Option A

50% of loan amount

50% of loan amount

Option B

40% of loan amount

60% of loan amount

Option C

30% of loan amount

70% of loan amount

Apply now

Terms and conditions apply.

Calculate your home loan savings and switch to DBS Home Loan to enjoy interest savings today

Click here for the wide range of attractive loan packages.

Terms and Conditions

  • Applicable for existing 2-Year or 3-Year fixed rate packages paired with the exclusive Two-In-One Home Loan
  • Applicable for completed residential properties in Singapore (Resale and Refinancing from another financial institution or HDB)
  • Applicable for online and offline direct applications via DBS/POSB website

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