3 reasons for why you should consider getting RetireSavvy

1. Be assured that you will get a steady stream of retirement income

It can be unnerving to rely solely on savings during your retirement. With RetireSavvy, you will receive a guaranteed lump sum retirement payment and/or monthly retirement income once you hit your selected retirement age. This comprises:

  • 100% of your capital
  • Guaranteed and potential non-guaranteed returns


2. You can start small and pay premiums according to your desired premium payment term. Then, let compounding work its wonders
  • You can commit as low as S$128.74/month2
  • Pay a single premium or regular premiums for just 3, 5 or 10 years
  • Then, let compounding grow your funds to meet your future retirement needs


3. Find peace in protection

While building your nest egg, RetireSavvy also provides the following insurance coverage:

  • A lump sum payout in the event of death, terminal illness and retrenchment
  • A waiver of all future premiums in the event of total and permanent disability3 (for regular premium plans only)
  • An option to put your premium payment on hold in times of need, while keeping your policy in force4 (for regular premium plans only)


Find out more about the features and exclusions of this policy.

Apply now



Get RetireSavvy today and enjoy these deals1 when you enter promo code ‘RSFYD’ on the Payment Details page during your application.

Policy type


10-year Regular Premium Policy 20% discount on first year premium
5-year Regular Premium Policy 10% discount on first year premium
3-year Regular Premium Policy 5% discount on first year premium
Single Premium policy 3% discount on premium

What’s more, earn up to 4.1% p.a. on your DBS Multiplier Account with RetireSavvy. No minimum premium amount and earn bonus interest for 12 months consecutively. Find out more.

Apply now


Terms and conditions apply, please refer to Product Summary for specific definitions.

1 Promotion till 31 March 2024. Promotion terms & conditions apply.

2 Based on Life Insured 30 years old and 10-year premium payment term.

3 Applicable to regular premium plans, during your premium payment term, or before the policy anniversary immediately after his or her 70th birthday, whichever is earlier. It is written on non-participating fund so it will not benefit from the performance of the participating fund.

4 You can put your premium payments on hold provided the policy has been in force for 2 years with 2 full annual premium payments.


The information herein is published by DBS Bank Ltd (“DBS Bank”) and is for general information only and should not be relied upon as financial advice. This publication may not be reproduced, or communicated to any other person without prior written permission. This website does not take into account the specific investment objectives, financial situation or needs of any particular person. Before entering into any transaction involving any product mentioned in this website, where applicable, you should seek advice from a financial adviser regarding its suitability for your own objectives and circumstances. If you choose not to do so, you should make an independent assessment and do your own due diligence on the product. This advertisement has not been reviewed by the Monetary Authority of Singapore. The website herein is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation.

In Collaboration with Manulife

RetireSavvy is issued and underwritten by Manulife (Singapore) Pte. Ltd. ("Manulife") (Reg. No. 198002116D) and distributed by DBS. It is not an obligation of, deposit in or guaranteed by DBS.

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender values payable may be less than the total premiums paid.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (“SDIC”). Coverage for the policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Manulife or visit the Life Insurance Association or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

DBS Insurance Important Notes

Important Information

Terms and Conditions Governing SRS

Deposits Insurance Scheme


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