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Feeling uncertain about your retirement planning? RetireSavvy offers you total flexibility for peace of mind. Start small and adjust your policy along the way as you better understand your needs:
- Make a premium top-up1
- Defer your retirement age2
- Adjust your income payout period2
- Select your preferred combination of lump sum retirement payment and monthly retirement income by adjusting your retirement income rate2
For a limited time only, receive up to 20% off your premiums for the first year* on RetireSavvy. Simply enter promo code ‘3RSSP1’ on the Payment Details page during your application.
Promotion

The DBS and Manulife partnership turns 8 this year!
It’s never too early to start saving for your golden years. Start saving with RetireSavvy and receive our best promotion yet! Simply enter promo code ‘3RSSP1’ on the Payment Details page during your application.
What’s more, earn up to 4.1% p.a. on your DBS Multiplier Account with RetireSavvy. No minimum regular or single premium amount and earn bonus interest for 12 months consecutively. Find out more.
* Promotion till 31 May 2023. Terms & conditions apply.
Terms and conditions apply, please refer to Product Summary for specific definitions.
1 You must submit the request to Manulife 1 year after the policy effective date and 5 years before the selected retirement age. Please refer to the product summary for more details.
2 You must submit the request to Manulife after the policy effective date and 2 years before the selected retirement age. Please refer to the product summary for more details.
In Collaboration with Manulife
RetireSavvy is issued and underwritten by Manulife (Singapore) Pte. Ltd. ("Manulife") (Reg. No. 198002116D) and distributed by DBS. It is not an obligation of, deposit in or guaranteed by DBS. This advertisement has not been reviewed by the Monetary Authority of Singapore.
Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender values payable may be less than the total premiums paid.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (“SDIC”). Coverage for the policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Manulife or visit the Life Insurance Association or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
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