To many of us, family means everything. Continue providing for your family, when life’s uncertainties strike, with TermProtect. The policy pays a lump sum of up to S$500,000 to the policyholder’s nominated beneficiaries in the event of death, terminal illness1 or total and permanent disability.

To apply, simply:

  • Select a coverage amount between S$75,000 and S$500,000
  • Decide on how long you would like to be covered for (policy term2)
  • Add on the optional critical illness premium waiver rider3 and you won’t need to pay premiums in the event of critical illness

Find out more about the features and exclusions of this policy.

For a limited time only, receive 8% lifetime premium discount* when you sign up for TermProtect. Simply enter promo code ‘8TPP’ on the Payment Details page during your application.

Apply now



Get insured with TermProtect and receive an 8% lifetime premium discount*! Simply enter promo code ‘8TPP’ on the Payment Details page during your application.

You will continue to receive the 8% premium discount for as long as you hold your policy.

What’s more, earn up to 4.1% p.a. on your DBS Multiplier Account with TermProtect. No minimum regular premium amount and earn bonus interest for 12 months consecutively. Find out more.


Apply now

* Promotion till 31 January 2024. Terms & conditions apply.

1 Terminal Illness (TI) is defined as an illness, which in the opinion of a medical examiner and on agreement of our appointed medical examiner, is likely to lead to death within 12 months from the date of diagnosis. In the event of TI during the policy term, the Death Benefit will be advanced in a lump sum.

2 Subject to an expiry age of 85 (age last birthday).

3 This benefit will waive any future premiums upon diagnosis of any of the 35 critical illnesses. Please refer to the Sample Policy Contract for the list of critical illnesses covered.


The information herein is published by DBS Bank Ltd (“DBS Bank”) and is for general information only and should not be relied upon as financial advice. This publication may not be reproduced, or communicated to any other person without prior written permission. This website does not take into account the specific investment objectives, financial situation or needs of any particular person. Before entering into any transaction involving any product mentioned in this website, where applicable, you should seek advice from a financial adviser regarding its suitability for your own objectives and circumstances. If you choose not to do so, you should make an independent assessment and do your own due diligence on the product. This advertisement has not been reviewed by the Monetary Authority of Singapore. The website herein is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation.

In Collaboration with Manulife

TermProtect is issued and underwritten by Manulife (Singapore) Pte. Ltd. ("Manulife") (Reg. No. 198002116D) and distributed by DBS. It is not an obligation of, deposit in or guaranteed by DBS.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (“SDIC”). Coverage for the policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Manulife or visit the Life Insurance Association or SDIC websites ( or

Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

DBS Insurance Important Notes

Important Information


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