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Exclusive promotion for online application! Get instant cash with our Personal loan when you apply now!
Wished you had a little more cash? You can now fulfil your lifestyle wants with our Personal loan that gives you up to 10X1 your monthly salary at interest rate from as low as 3.88%p.a. (EIR 7.56% p.a.)2.
What’s more! Apply now to enjoy a limited time offer of up to S$1,088 Cashback!3
To enjoy the promotion, simply fulfil the following conditions and be rewarded with the following:
Receive S$200 Cashback (for New-to-Bank customers only)4
- With minimum approved loan amount of S$10,000,
- In a single application or same-day combined applications5 on both Cashline and Credit Card.
Receive Up to S$1,088 Cashback6
- With minimum approved loan amount of S$30,000,
- In a single application or same-day combined applications5 on both Cashline and Credit Card,
- You will be entitled to only a one-time Cashback in the respective tier and additional S$200 only if you are a New-to-Bank4 customer.
|Approved Loan Amount||Existing-to-Bank||New-to-Bank4|
|S$30,000 to S$49,999||S$688||Additional S$200|
|S$50,000 and above||S$888|
Note: For both promotions, applications must be submitted and approved via self-apply online application platform. Applications via other assisted channels (i.e. Telesales or Branch staff etc.) will not be considered.
Don’t have a Cashline account? Click here to apply online and get additional rewards.
New feature! - Enjoy less hassle and skip the need to provide income documents when you retrieve your personal information via MyInfo.
Receive immediate cash7 into your account now in just 3 simple steps
Step 1: Log in with your ibanking/ mbanking/ ATM or credit/ debit card (no documents required for existing customers)
Step 2: Choose your desired amount and tenure
Step 3: Submit the application online and get instant cash
1DBS may grant such credit limit at its discretion, which may differ from what is requested
2The interest rate and processing fee offered to you is based on your personal credit and income profile. It may differ from the published rate and the rate offered to other borrowers. Please note that the maximum EIR may be up to 20.01% p.a., based on your loan amount, tenor and personal credit history.
3Promotion Terms and Conditions apply. Click here for full details
4Approved loan amount must be minimum S$10,000 in a single or same-day combined applications on both Cashline and Credit Card. New-to-Bank customers refer to customers without any existing DBS/ POSB Credit Card(s) and/ or Cashline account.
5Combined applications refer to loans approved on both Credit Card and Cashline and must be made on the same day for the total approved loan amount to be eligible. If there are more than one loan approved in a single product, the loan with the highest approved loan amount will be considered.
6Approved loan amount must be minimum S$30,000 in a single or same-day combined applications on both Cashline and Credit Card. Applicants will only be entitled to a one-time Cashback in the respective tier and additional S$200 only if you are a New-to-Bank customer throughout the entire Promotion Period regardless of the number of approved applications.
7DBS will only process applications that meet the bank's internal requirements. Please note that there is a downtime daily from 11.45PM to 8.00AM and application will be pending status during downtime.
DBS/POSB Personal Loan Terms and conditions apply. Visit here for full details.
Important Information to Note:
Revision to DBS Personal Loan Fees and Charges
With effect from 2 December 2019, the late payment charge for Personal Loan on Cashline will be revised from S$105 to S$120
DBS/POSB Personal Loan Terms and Conditions (with effect on 02/12/2019)