Apply for DBS Personal Loan

Take up a personal loan using your available credit limit easily via digibank.

Part of: Guides > Your Guide to digibank

Important information

  • Apply for any loan amount within your credit limit, subject to a minimum of S$500.
  • If you're a Singapore Citizens / Permanent Residents, you can choose to repay your Personal Loan over 6, 12, 24, 36, 48, or 60 months. However if your loan amount is S$3,000 or less, the maximum repayment period is 24 months.
  • If you're a foreigners, you can choose to repay your Personal Loan over 6, 12 or 24 months tenures regardless of loan amount.
  • To get a DBS/POSB Personal Loan, you'll need an existing Cashline and/or Credit Card account. If you do not have an existing Cashline / Credit Card Account, you can learn more on what are the documents required to apply.
  • You will need a DBS/POSB deposit account (excluding Joint All, Trust, MSA, SAYE and POSB current accounts) for loan disbursement. Disbursement into other banks is strictly not allowed.

How to apply for DBS Personal Loan

There are various channels which you may apply for DBS Personal Loan with us. The most convenient method would be via digibank mobile.

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Step 1
Log in to digibank mobile with your Touch / Face ID or digibank User ID & PIN.
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Step 2
Tap on More at the bottom and under Apply, select Personal Loan.
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Step 3
Select either to apply from Cashline and/or Credit Card and tap Next.
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Step 4
Enter your loan amount, select your preferred repayment plan and tap Next.
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Step 5
Select your preferred crediting account for the loan disbursement.
For application from your Credit Card, select the credit card for your Personal Loan. Tap Next.
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Step 6
Verify your application details and tap Submit.
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Step 7
You have successfully submitted your Personal Loan application.
Get the latest DBS digibank mobile app now!
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1
Step 1
Log in to digibank online with your User ID & PIN.
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Step 2
Complete the Authentication Process.
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Step 3
Click Apply on the left menu and under Borrow, click on Personal Loans.
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Step 4
Under Personal Loan, click on Apply now.
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Step 5
Read through the information and click Start.
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Step 6
Select either to apply from Cashline and/or Credit Card and click Next.
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Step 7
Enter your loan amount, select your preferred Repayment plan and click Next.
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Step 8
Select your preferred crediting account for the loan disbursement.
For application from your Credit Card, select the credit card for your Personal Loan. Click Next.
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Step 9
Verify your application details and click Submit.
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Step 10
You have submitted your Personal Loan application successfully.
Already a digibank user?

Forgot User ID or PIN

Not yet a digibank user?

For customers with ATM/Debit/Credit Card

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Step 1
Fill up the form and select Use my Card and PIN.
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Step 2
Under Cashline Personal Loan / Card Personal Loan toggle the switch to select the account type.
Key in your preferred loan amount, tenure and select your Cashline / Credit Card Account.
Select the DBS/POSB Crediting Account and click Continue .
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Step 3
Verify your application. Check the Terms & Condition box and click Sumbit Application.
Apply for DBS Personal Loan
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