At a Glance

Ready LifeIncome (II), a whole life insurance income plan that provides annual payouts that last for generations, starting from end of policy year 5 or year 10, up to age 120.

Receive yearly income starting from end of policy year 5 or year 10, up to age 120

 

Get covered for death and terminal illness up to age 120

 

Get a premium waiver upon total and permanent disability, while your coverage continues

 


Contact meFind out more from our Wealth Planning Managers
 

Features & Benefits

Regular stream of income

  • Enjoy guaranteed1 and non-guaranteed2 yearly income up to age 120, from the end of policy year 5 or year 104


Flexibility

  • Choose between premium payment term of 5 or 10 years
  • Premium Freeze option allows you to stop paying premiums for 1 year
  • Change of Life Insured (COL)3 option allows you to change the life insured during the course of your policy; applicable to both corporate and individual policies


Peace of Mind

  • Be covered against death and terminal illness to age 120
  • Get a premium waiver upon total and permanent disability5 during your premium payment term, while your coverage continues


Easy Application with No Health Check-ups

  • Guaranteed acceptance with no health questions asked
 

How it works

Footnotes
0.85% of the sum insured, payable from the end of the income payout year onwards.
1.75% of the sum insured, payable from the end of the income payout year onwards, based on the illustrated investment rate of return of 4.25% p.a.. 0.77% of the sum insured, payable from the end of the income payout year onwards, based on the illustrated investment rate of return of 3.00% p.a..
You may change the life insured up to 2 times during the policy term for individual policies and unlimited number of times for corporate policies.
Applicable to policies with 10 years premium payment term only.
Applicable during premium payment term, or before the policy anniversary immediately after the life insured’s 70th birthday, whichever is earlier.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as at 22 October 2021.

DBS Insurance Important Notes

 

How to Apply

Chat with our friendly Wealth Planning Managers now. (This chat service is available from 9am to 6pm on Mon to Fri, excluding Public Holidays.)

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Alternatively, you may leave your contact details and we will get in touch soon.

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Easier Way To Multiply Your Money

Already crediting your salary with us? Earn up to 3.00% p.a. interest on your DBS Multiplier Account when you purchase selected insurance plans with us or transact in other eligible categories.

Find out more here.

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