At a Glance

Add on Aviva’s MyHealthPlus to your MyShield plan for even more benefits to your medical coverage. Choose what best suits your needs from two options.

 

Features & Benefits


Option A-II

  • Co-insurance - covers 50% of the co-insurance amount incurred under MyShield. Maximum co-insurance1 payable by policyholder is $3,000 per policy year
  • Extended Post-hospital treatment2 - As charged up to 365 days after discharge for treatment at a private hospital via Aviva's panel of medical specialists with a certificate of preauthorisation or pre-arranged appointment, or at a restructured hospital or community hospital
  • Lump Sum payout of S$10,000 per lifetime if diagnosed with any of the listed Critical Illnesses3 and an additional lump sum payout of up to $3,000 per lifetime for kidney dialysis as a result of kidney failures4
  • Free cover for child(ren)5
  • Covers ambulance fees or transport fares to the hospital
  • Ward downgrade benefit6 - For treatment at restructured hospitals, we cover 50% of MyShield annual deductible after policyholder pays MyHealthPlus annual deductible. Please note: Ward downgrade benefit is not applicable for day surgery, or admission as an inpatient in a community hospital or private hospital.
  • Get treatment overseas and medical expenses7 covered with all-paid travel and accommodation for you and your companion. You have the option to seek treatment oveseas (Global treatment7) for six covered illnesses and medical procedures
    • cancer treatment
    • coronary artery by-pass surgery
    • heart valve replacement or repair
    • inter-cranial and specific spinal cord surgery
    • live-donor organ transplant
    • bone marrow transplant

Option C-ll: (Option A-II* + More)


Additional features on top of Option A-II*

  • Deductible benefit - Covers MyShield annual deductible after policyholder pays MyHealthPlus annual deductible.
  • Preferred rate8 for child(ren) cover

*You will enjoy all the benefits of Option A-II except free cover for child(ren) and ward downgrade benefit.

 

How to apply

Contact me Talk to our Wealth Planning Managers
Visit Branch Visit any of our branches

1 The maximum co-insurance is accumulated across panel specialist in a private hospital (with certificate of pre-authorisation or pre-arranged appointment) , panel private dialysis centre, subsidized centre for kidney dialysis, panel overseas hospital, restructured hospital and community hospital and does not include the co-insurance accumulated under panel specialist in a private hospital (without certificate of pre-authorisation or pre-arranged appointment).
2 Post-hospital treatment will be covered based on the type of specialist and hospital at the date of the life assured's admission to hospital. The approved list of panel specialist can be found at www.aviva.com.sg
3 Only applies if the Life Assured has crossed his first birthday and is not older than 65 years old (ANB). If the critical illness diagnosed is Major Cancers, Coronary Artery By-pass Surgery, Angioplasty & Other Invasive Treatment for Coronary Artery & Other Serious Coronary Artery Disease and/or Heart Attack of Specified Severity, the critical illness benefit is payable only if diagnosis is made after a waiting period of 90 days from the cover start date or last reinstatement date, whichever is later. Please refer to Policy Contract for details.
4 Additional critical illness benefit for kidney failure will be covered based on the type of centre or hospital at which the life assured receives the dialysis.
5 Your dependant child who is covered under MyShield's family discount for child(ren) is also eligible for free cover under Option A-II, Plan 2 of MyHealthPlus for up to 20 years AN8, if both parents are covered under Plan 1 or 2 of MyShield as well as Plan 1 or 2 of MyHealthPlus Option A-II or C-II. The child shall enjoy the same benefits as provided for under Option A-II, Plan 2 of the Benefits Schedule.
6 Ward Downgrade Benefit:
If the life assured is an inpatient at a Singapore restructured hospital, we pay this benefit as shown in the benefits schedule as long as:

  • the admission as an inpatient is recommended by a doctor as necessary medical treatment;
  • and the life assured stays in the following wards lower than his/her chosen plan:
    • For plan 1, any standard ward of a restructured hospital;
    • For plan 2, a 4 bed (B1) standard ward or below of a restructured hospital; or
    • For plan 3, a 6-bed (B2) standard ward or below of a restructured hospital.

We do not pay the ward downgrade benefit for day surgery, admission as an inpatient in a community hospital, admission as an inpatient in a private hospital, or if there is no hospital stay involved.
7 Global treatment is available for six covered illnesses and medical procedures:

  • cancer treatment
  • coronary artery by-pass surgery
  • heart valve replacement or repair
  • inter-cranial and specific spinal cord surgery
  • live-donor organ transplant
  • bone marrow transplant

Medical expenses are subject to co-insurance and deductibles. For complete details, please refer to the product summary and policy contract.
8 Your dependant child who is covered under MyShield's family discount for child(ren) is also eligible for preferred Rate for Children under Option C-ll Plan 2 of MyHealthPlus for up to 20 years ANB, if both parents are covered under Plan 1 or 2 of MyShield and also covered under Plan 1 or 2 of MyHealthPlus Option A-II or C-II. The child shall enjoy the same benefits as provided for under Option A-ll Plan 2 of the Benefits Schedule.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as at 1 January 2019.

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