At a Glance

Get financing for your laptop

Cover the cost for your necessary hardware to enhance your learning experience.

Enjoy Zero interest on your loan

There will be no interest charged on your loan.

Repay as low as $100 a month

You can repay the loan in full or partially within 24 months after completing the course.


Features & Benefits


Covers your tuition fees in an MOE recognised tertiary institution

  • No financial worries as you embark on your education journey.

Zero interest and repayments while you are studying

  • Interest (for interest bearing loans) will only start accruing after your graduation.
  • Deferment applicable for male polytechnic students who have to serve National Service after graduation.

Repay as low as $100 a month

  • Start with the minimum repayment amount and increase as your finances allow.

How it works

Step 1: Ensure that you have digibank access (New to DBS/POSB customers have to open an account).

Step 2: The student submits the online application.

Step 3: Guarantors review the application and submit their personal details.

Step 4: We will process your application. This takes 5-7 working days if no discrepancies are found in the application.

Please read through this guide to learn more about what you need to prepare in advance before you submit your Computer Loan application online.





The computer loan is only available for students enrolled at Ngee Ann Polytechnic.

Please visit your institution's website for complete eligibility criteria to apply for the Computer Loan.


  • Age requirement: 21 to 60 years
  • Is not an undischarged bankrupt

Please note that the Guarantor must also meet the following criteria:





Permanent Resident

Singaporean / Permanent Resident


Singaporean / Permanent Resident


Apply now

Main Applicants

To begin the online Computer Loan application, you must have the following:

  • digibank access
  • Your student ID, admission number, or matriculation number
  • a scan of your passport (only for foreign student)
  • NRIC/ Passport/ Malaysian IC number of guarantor
  • guarantor's email and mobile number. Note that if the guarantor has a DBS bank account, they should use their email and mobile number according to bank records.

For university foreigner students who have a foreigner guarantor residing outside Singapore, you have to obtain the physical application form from your school and follow this procedure.

Apply now


To proceed, you must:

  • digibank access
  • between the ages of 21 and 60
  • logging in with the email and mobile number submitted by the main applicant
  • a scan of your passport (only for foreigner guarantor residing in Singapore)

Guarantors may continue their application here after receiving the notification email:

Continue Application

Register for digibank Access

Main applicants and guarantors must have digibank access.


Existing DBS Customers

Log in with your digibank credentials and begin the loan application with your prefilled details.

If you do not have a digibank profile, register for a digibank profile and set up your login user ID and PIN with your ATM/Debit/Credit Card.

New Customers

Step 1: Download digibank app and apply for your first account with us – My Account or Multiplier Account. It is easy, quick and instant when you apply with Singpass.

Step 2: Once your first account is opened, return to this page and apply for your Tuition Fee Loan with your digibank credentials.

Download digibank app



Please click here for repayment modes and options.


Other Service Request


Change in Loan Quantum / Change of First Disbursement Year and Semester

Apply Online
Deferment of Loan Repayment and/or Interest Apply Online
Change of Guarantor Apply Online

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