Documents Required
for Home Loan Repricing


Find out how to obtain the documents required for
us to process your repricing request.


Investment Property Or Owner Occupied Property with Cash Out


Email the following documents to loans@dbs.com for us to assess the total debt servicing ratio and process your request.

A copy of each document is required from all borrowers unless otherwise specified.

1. Download and complete the following forms
  • Variation of Mortgage Loan Terms
    Duly completed and signed by all borrowers, sureties and guarantors (if any) on the same form.
  • Declaration of Credit Facilities
    All borrowers must submit one form each providing details of all your credit facilities, including those that are with us. We will be referencing bureau records to facilitate the assessment.
    • If you have used your credit card in the current or previous month, you will need to submit your latest credit card statement.
    • If you have loan(s) with other financial institutions, we will require the latest loan statement(s) which show the monthly repayment amounts.
2. Identification Documents
  • For Investment Property:
    A copy of all borrowers’ NRIC (front and back) or Passport.
  • For Owner Occupied Property with Cash Out:
    • For Singaporeans / Permanent Residents
      A copy of all borrowers’ NRIC, with at least one reflecting the subject property address (front and back)
    • For Foreigners
      A copy of all borrowers’ passport AND one borrower’s utility bill/telephone bill reflecting the subject property address as mailing address
3. Income Documents
  • Latest three months’ computerised pay slip; AND
  • IRAS Income Tax Notice of Assessment (NOA) OR Latest 12 months’ CPF Contribution History Statement.

    IRAS Income Tax Notice of Assessment (NOA)
    • Proceed to IRAS Website, select Login and click Login to myTax Portal.
    • Select Login for Personal Tax Matters with SingPass and log in following the 2-Factor Authentication Instructions.
    • Select Notices and click Individual.
    • Click Notice of Assessment (Individual) corresponding to the Year of Assessment.

    Note: A PDF copy of your IRAS Notice of Assessment (NOA) will be generated.

    OR

    Latest 12 months’ CPF Contribution History Statement
    • Proceed to CPF Website and click Login Here.
    • Login using your SingPass ID and Password and follow the 2-Factor Authentication Instructions.
    • On the left under my cpf Online Services, select My Statement.
    • Under Section B Transaction and Contribution History, select Contribution History up to the last 15 months.
    • Select the Contribution History Period using the drop-down list and click Proceed.

    Note: To download a PDF copy of your CPF Contribution History, select Download Statement in PDF Format.

4. CPF Property Withdrawal Statement - If you have a cash out loan with us
  • Proceed to CPF Website and click Login Here.
  • Login using your SingPass ID and Password and follow the 2-Factor Authentication Instructions.
  • On the left under my cpf Online Services, select My Statement.
  • Under Section C, click Property.
  • Click My Public/Private Properties Withdrawal Details to retrieve your CPF Property Withdrawal Statement.

Note: To download as PDF or Print a copy of your CPF Property Withdrawal Statement, click Print-Icon on the top right corner.

5. IRAS Property Portfolio Statement
Only one copy of the IRAS Property Portfolio Statement is required from either borrower.
  • Proceed to IRAS Website, select Login and click Login to myTax Portal.
  • Select Login for Personal Tax Matters with SingPass and log in following the 2-Factor Authentication Instructions.
  • Select Property and click View Property Portfolio.
  • Click View Details to retrieve your Property Portfolio Statement.

Note: To download as PDF or Print a copy of your IRAS Property Portfolio Statement, click PRINT on the top right corner.

6. HDB Flat Details and Financial Information - Required even if you do not own a HDB Flat
  • Proceed to HDB Website, select Login and click Login to My HDBPage.
  • Click Login via SingPass and log in following the 2-Factor Authentication Instructions.
  • Under MY HDBPAGE, select My Flat and click Purchased Flat.

HDB Flat Details
  • Under Purchased Flat, click Flat Details.
Note: To download a PDF copy of your HDB Flat Details, select Save as PDF on the bottom of the page.

HDB Financial Information
  • Under Purchased Flat, click Financial Info.
Note: To download a PDF copy of your HDB Financial Information, right click and select Print to save as PDF file.