DBS Business Loans Comparison, Features & Eligibility
Features and Eligibility
Loan Type | SME Working Capital Loan | Business Term Loan | Overdraft |
---|---|---|---|
Purpose | Support daily operational cash flow | Fast access to standby cash to support daily operations | |
Amount | Up to max. of S$300,000 | Up to max. of S$500,000 | Up to max. of S$500,000 |
Tenor | Up to 5 years | Up to 5 years | Revolving line of credit |
Interest rate structure | Fixed | Fixed | Fixed or Floating |
Government-Assisted Scheme | Yes. Singapore-registered businesses with at least 30% local shareholding. | No. All Singapore-registered businesses can apply. | |
Other eligibility factors | Group annual sales of ≤S$100m or group employment size ≤ 200 | -- | -- |
Collateral | No physical collateral needed but guarantor(s) is required. |
Contact Us
Other ways to apply:
- Call 1800 222 2200 (Singapore) or +65 6222 2200 (if overseas)
That's great to hear. Anything you'd like to add?
We're sorry to hear that. How can we do better?