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Apply online forDBS Business Loans
  • FAST
    FAST - 24-HOUR APPROVAL
    Get the in-principle approved loan amount within one business day.
  • BEST RATES
    BEST RATES
    Straight through processing = we pass the savings back to you! Transparent and competitive rates.
  • MAJOR LENDER TO SMEs
    LARGEST LENDER TO SMEs
    DBS is the largest lender for SPRING SME Micro Loan and SME Working Capital Loan.
By clicking on the "Apply Now" button, you agree to the DBS Privacy Policy and Terms & Conditions (including clause 3 relating to personal data).

Application Process

STEP 01
Apply Online
Apply online
Save time, no branch visits or signatures required
STEP 02
Upload
Submit required documents by uploading them online or via email
  • NRIC or Passport copy of guarantor(s)
  • Income Tax Notice of Assessment for the last 2 years of sole proprietor / partners / directors
  • Bank statements (latest 3 months if main operating account is not with DBS)

Optional to support getting a higher loan value: Financial statements for the last 2 years
STEP 03
Apply Online
Hear from us within 1 business day
Upon receipt of full documentation, a DBS Relationship Manager will contact you to review your application and will follow up with details on your loan eligibility.
FAST
FAST
No branch visits or signatures required. Apply online in 5 mins.
BEST RATES
BEST RATES
Straight through processing = we pass the savings back to you! Transparent and competitive rates.
LARGEST LENDER TO SME
LARGEST LENDER TO SME
DBS is the largest lender for SPRING SME Micro Loan and SME Working Capital Loan.

Products Highlights and Eligibility

Loan TypeSME Micro LoanSME Working Capital LoanBusiness Term LoanOverdraftFixed Asset Loan
Purpose Support daily operational cash flow Fast access to standby cash to support daily operations To purchase assets like commercial /industrial property, vehicles, equipment
Amount Up to max. of $100,000 Up to max. of $300,000 Up to max. of $500,000 Up to max. of $500,000 Up to 80%-90% of the value of the asset
Tenor Up to 4 years Up to 5 years Up to 5 years Revolving line of credit Up to 25 years
Interest rate structure Fixed Fixed Fixed Fixed or Floating Fixed or Floating
Government-assisted scheme Yes. Singapore-registered businesses with at least
30% local shareholding.
No. All Singapore-registered businesses can apply.
Other eligibility factors Min 6 months in operation, Annual sales ≤ S$1m or ≤ 10 employees Group annual sales of ≤S$100m or group employment size ≤ 200 -- -- --
Collateral No physical collateral needed but guarantor(s) is required. Yes. Fixed asset is collaterized, and guarantor is required.
By clicking on the "Apply Now" button, you agree to the DBS Privacy Policy and Terms & Conditions (including clause 3 relating to personal data).

How to apply

Call or SMS ‹your name› and
‹company name› to 90287587

E-mail us your inquiries