- Day to Day
- Commercial Cards
- Buy Now Pay Later
Buy Now, Pay Later for business purchases
Ease your cashflow with our interest free* instalment plans
- Day to Day
- Commercial Cards
- Buy Now Pay Later
Buy Now, Pay Later for business purchases
Ease your cashflow with our interest free* instalment plans
With a DBS Commercial Credit Card, you can split your business payments across 3 – 24 months, freeing up cashflow for your day-to-day operations.
Select from our interest-free* solutions today.
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My Preferred Payment Plan (MP3)
Suitable for businesses who have made an existing retail purchase and yet to pay in full.
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Instalment Payment Plan (IPP)
Suitable for businesses who have not made an existing purchase, opt for this payment mode with our participating merchants.
*Terms and Conditions apply
New to DBS Commercial Card?
Combine and convert up to 4 transactions into instalments for up to 24 months.
| Tenure | 3 months | 6 months | 12 months | 18 months | 24 months |
| One-Time Processing Fee (based on transaction amount) | 0% | 3% | 5% | 6% | 6% |
| Effective Interest Rate | 0% p.a. | 10.43% p.a. | 9.50% p.a. | 7.86% p.a. | 5.98% p.a. |
Terms and Conditions Governing My Preferred Payment Plan.
Shop at any of our participating merchants and choose to split your payments over 6, 12 or 24 monthly interest-free instalments.
View the amount paid on your monthly DBS Commercial Cards Individual and Corporate Summary Statements
| Online 0% IPP Participating Merchants | ||||||||||||||||
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| What is ‘Buy Now, Pay Later’? | |
| With Buy Now Pay Later, you can make your business purchases more manageable by splitting them into small, hassle-free instalments with DBS Payment Plans |
| How does ‘Buy Now, Pay Later’ work for businesses? | |
| Simply split business purchases that have been charged to DBS Business Credit Card(s)* across 3 – 24 months payment plans, freeing up cashflow for day-to-day operations |
| What are the ‘Buy Now, Pay Later’ products? | |
| My Preferred Payment Plan (MP3) and Instalment Payment Plan (IPP) |
| What is the ‘Buy Now, Pay Later’ process? | |
| Instalment Payment Plan (IPP): Shop at any of our participating merchants and choose to split your payments over 6, 12 or 24 monthly interest-free instalments. |
| How do I pay with ‘Buy Now, Pay Later’? | |
| ‘Buy Now, Pay Later’ can only be performed with DBS Business Credit Cards (DBS World Business Card / DBS Platinum Business Card) |
| How do I stop the payment plan mid-way? | |
| Simply call our hotline at 1800 222 2200 and request for the termination of the payment plan. Do note that an administrative charge of S$150 will be levied |
| Is there any penalty if I complete payment before the stipulated end date? | |
| Yes, an administrative charge of S$150 will be levied for change in tenure, early repayment and/or Card Account termination/closure. In the event of Card Account termination/closure, the outstanding balance under the MP3 shall become payable immediately |
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My Preferred Payment Plan and Instalment Payment Plan is only available with DBS World Business Cards and DBS Platinum Business Cards.
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Purchases made through MP3 and IPP will not earn DBS Rewards Points.
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Minimum amount required for MP3 application is S$100 (in a single transaction). Maximum combined of 4 transactions is allowed per MP3 application.
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An administrative charge of S$150 will be levied for change in tenure, early repayment and/or Card Account termination/closure. In the event of Card Account termination/closure, the outstanding balance under MP3 and IPP shall become payable immediately.
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IPP tenure varies from merchants to merchants. Please check with participating merchants for more information.