BNPL

Buy Now, Pay Later for business purchases

Ease your cashflow with our interest free* instalment plans

Buy Now, Pay Later for business purchases

Ease your cashflow with our interest free* instalment plans

At a Glance

With a DBS Commercial Credit Card, you can split your business payments across 3 – 24 months, freeing up cashflow for your day-to-day operations.

Select from our interest-free* solutions today.

  • Instalment Payment Plan (IPP)

    Suitable for businesses who have not made an existing purchase, opt for this payment mode with our participating merchants.

*Terms and Conditions apply

New to DBS Commercial Card?

Contact Us

My Preferred Payment Plan

Combine and convert up to 4 transactions into instalments for up to 24 months. Split your payment with 0% interest & no processing fee for 3 months plan.

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Tenure 3 months 6 months 12 months 18 months 24 months
One-Time Processing Fee
(based on transaction amount)		 0%*
Usual 2%

3%

 5% 6% 6%
Effective Interest Rate 0%*
Usual 12.08%		 10.43% p.a. 9.50% p.a. 7.86% p.a. 5.98% p.a.


*Valid till 31 May 2023, split your purchases into 0% interest instalments for up to 3 months at no fee.

Terms and Conditions Governing My Preferred Payment Plan.

Instalment Payment Plan

Shop at any of our participating merchants and choose to split your payments over 6, 12 or 24 monthly interest-free instalments.

View the amount paid on your monthly DBS Commercial Cards Individual and Corporate Summary Statements

Participating Merchants
0% IPP Participating Merchants

Below is the list of participating merchants for the DBS 0% Interest Instalment Payment Plan. Enquire in-store for more details before you make your purchase.

Automotive
  • Cycle & Carriage
  • Fong Kim Racing Development
  • H Tyre Pte Ltd
  • Hock Cheong Automec Pte Ltd
  • Hodaka Motoworld
  • One Zone Automotive LLP
  • Stamford Tyres International Pte Ltd

Electronic and Computers
  • Aftershock PC
  • Audio House Marketing Pte Ltd
  • Best Denki (Singapore) Pte Ltd
  • Cathay Photo
  • Challenger
  • Courts (Singapore) Pte Ltd
  • Gain City
  • Harvey Norman
  • iStudio
  • Parisilk Electronics & Computers Pte Ltd
  • Sony Electronics (Singapore) Pte Ltd

Home and Furnishing
  • Ackerman & Smith Pte Ltd
  • Bright House Lightning Pte Ltd
  • Brighton Furniture Display Centre
  • Castilla Design Pte Ltd
  • Home Fix D.I.Y Store
  • IKEA
  • Mayer Marketing
  • Song-Cho (Imp & Exp) Pte Ltd
  • Star Furniture Pte Ltd
  • V.Hive

Insurance
  • AIG
  • AXA Insurance Singapore P L
  • Chubb Insurance Singapore Limited
  • Liberty Insurance P L
  • Manulife Insurance
  • MSIG Insurance (S) Pte Ltd
  • NTUC Income Insurance

Medical
  • Eagle Eye Centre Pte Ltd
  • Mount Alvernia Hospital
  • Parkway Hospital (S) Pte Ltd
  • Raffles Hospital Pte Ltd
  • Singapore General Hospital

Note:

  • IPP is only available with DBS World Business Cards and DBS Business Platinum Cards.
  • Purchases made through IPP will not earn DBS Rewards Points.
  • Minimum purchase amounts, specific terms and conditions and products for instalment plan may vary for different merchants. Please contact the merchants for more details.
  • An administrative charge of S$150 will be levied for early repayment and/or Card Account termination. In the event of Card Account termination, the outstanding balance under the IPP shall become payable immediately.
  • DBS reserves the right to approve/reject any instalment plan(s).
  • Other conditions apply.

 
Online 0% IPP Participating Merchants

Electronic and Computers

Home and Furnishing
  • Hipvan
  • Nippon Paint (Singapore) Company

Insurance
What is ‘Buy Now, Pay Later’?

With Buy Now Pay Later, you can make your business purchases more manageable by splitting them into small, hassle-free instalments with DBS Payment Plans
How does ‘Buy Now, Pay Later’ work for businesses?

Simply split business purchases that have been charged to DBS Business Credit Card(s)* across 3 – 24 months payment plans, freeing up cashflow for day-to-day operations
What are the ‘Buy Now, Pay Later’ products?

My Preferred Payment Plan (MP3) and Instalment Payment Plan (IPP)
What is the ‘Buy Now, Pay Later’ process?

Instalment Payment Plan (IPP): Shop at any of our participating merchants and choose to split your payments over 6, 12 or 24 monthly interest-free instalments.
My Preferred Payment Plan (MP3): Combine and convert up to 4 transactions (minimum amount of S$100 per transaction) into instalments for up to 24 months.
How do I pay with ‘Buy Now, Pay Later’?

‘Buy Now, Pay Later’ can only be performed with DBS Business Credit Cards (DBS World Business Card / DBS Platinum Business Card)
How do I stop the payment plan mid-way?

Simply call our hotline at 1800 222 2200 and request for the termination of the payment plan. Do note that an administrative charge of S$150 will be levied
Is there any penalty if I complete payment before the stipulated end date?

Yes, an administrative charge of S$150 will be levied for change in tenure, early repayment and/or Card Account termination/closure. In the event of Card Account termination/closure, the outstanding balance under the MP3 shall become payable immediately
Terms & Conditions

  • My Preferred Payment Plan and Instalment Payment Plan is only available with DBS World Business Cards and DBS Platinum Business Cards.

  • Purchases made through MP3 and IPP will not earn DBS Rewards Points.

  • Minimum amount required for MP3 application is S$100 (in a single transaction). Maximum combined of 4 transactions is allowed per MP3 application.

  • An administrative charge of S$150 will be levied for change in tenure, early repayment and/or Card Account termination/closure. In the event of Card Account termination/closure, the outstanding balance under MP3 and IPP shall become payable immediately.

  • IPP tenure varies from merchants to merchants. Please check with participating merchants for more information.