- Day to Day
- Commercial Cards
- Buy Now Pay Later
Buy Now, Pay Later for business purchases
Ease your cashflow with our interest free* instalment plans
- Day to Day
- Commercial Cards
- Buy Now Pay Later
Buy Now, Pay Later for business purchases
Ease your cashflow with our interest free* instalment plans
With a DBS Commercial Credit Card, you can split your business payments across 3 – 24 months, freeing up cashflow for your day-to-day operations.
Select from our interest-free* solutions today.
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My Preferred Payment Plan (MP3)
Suitable for businesses who have made an existing retail purchase and yet to pay in full.
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Instalment Payment Plan (IPP)
Suitable for businesses who have not made an existing purchase, opt for this payment mode with our participating merchants.
*Terms and Conditions apply
New to DBS Commercial Card?
Combine and convert up to 4 transactions into instalments for up to 24 months. Split your payment with 0% interest & no processing fee for 3 months plan.
Tenure | 3 months | 6 months | 12 months | 18 months | 24 months |
One-Time Processing Fee (based on transaction amount) | 0%* Usual 2% | 3% | 5% | 6% | 6% |
Effective Interest Rate | 0%* Usual 12.08% | 10.43% p.a. | 9.50% p.a. | 7.86% p.a. | 5.98% p.a. |
*Valid till 31 May 2023, split your purchases into 0% interest instalments for up to 3 months at no fee.
Terms and Conditions Governing My Preferred Payment Plan.
Shop at any of our participating merchants and choose to split your payments over 6, 12 or 24 monthly interest-free instalments.
View the amount paid on your monthly DBS Commercial Cards Individual and Corporate Summary Statements
Online 0% IPP Participating Merchants | ||||||||||||||||
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What is ‘Buy Now, Pay Later’? | |
With Buy Now Pay Later, you can make your business purchases more manageable by splitting them into small, hassle-free instalments with DBS Payment Plans |
How does ‘Buy Now, Pay Later’ work for businesses? | |
Simply split business purchases that have been charged to DBS Business Credit Card(s)* across 3 – 24 months payment plans, freeing up cashflow for day-to-day operations |
What are the ‘Buy Now, Pay Later’ products? | |
My Preferred Payment Plan (MP3) and Instalment Payment Plan (IPP) |
What is the ‘Buy Now, Pay Later’ process? | |
Instalment Payment Plan (IPP): Shop at any of our participating merchants and choose to split your payments over 6, 12 or 24 monthly interest-free instalments. |
How do I pay with ‘Buy Now, Pay Later’? | |
‘Buy Now, Pay Later’ can only be performed with DBS Business Credit Cards (DBS World Business Card / DBS Platinum Business Card) |
How do I stop the payment plan mid-way? | |
Simply call our hotline at 1800 222 2200 and request for the termination of the payment plan. Do note that an administrative charge of S$150 will be levied |
Is there any penalty if I complete payment before the stipulated end date? | |
Yes, an administrative charge of S$150 will be levied for change in tenure, early repayment and/or Card Account termination/closure. In the event of Card Account termination/closure, the outstanding balance under the MP3 shall become payable immediately |
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My Preferred Payment Plan and Instalment Payment Plan is only available with DBS World Business Cards and DBS Platinum Business Cards.
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Purchases made through MP3 and IPP will not earn DBS Rewards Points.
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Minimum amount required for MP3 application is S$100 (in a single transaction). Maximum combined of 4 transactions is allowed per MP3 application.
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An administrative charge of S$150 will be levied for change in tenure, early repayment and/or Card Account termination/closure. In the event of Card Account termination/closure, the outstanding balance under MP3 and IPP shall become payable immediately.
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IPP tenure varies from merchants to merchants. Please check with participating merchants for more information.