Enhanced SME Working Capital Loan | No Collateral | DBS SME Banking
- Loans
- Government-Assisted Schemes
- SME Working Capital Loan
Enhanced SME Working Capital Loan
Collateral-free funding of up to S$1,000,000
- Loans
- Government-Assisted Schemes
- SME Working Capital Loan
Enhanced SME Working Capital Loan
Collateral-free funding of up to S$1,000,000
At a Glance
Expand your operations or fund an upcoming business with the Enhanced SME Working Capital Loan.

Best rates
High loan amount of up to S$1,000,000 with competitive rates

Flexible repayment period
Stretch your repayment period of up to 5 years

Convenient to apply
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Features
Loan amount | Up to S$1,000,000 |
Loan tenor | Up to 5 years |
Loan Repayment | Service only interest for first 12 months, thereafter principal and interest for the remaining of loan tenor |
Collateral | Nil |
Eligibility
Your business must:
- be registered and operating in Singapore with at least 30% local shareholdings (Singaporeans or Permanent Residents) and
- have an annual group sales below S$100 million or
- have a group employment size of fewer than 200^
^ Annual sales turnover and employment size will be computed on a group basis (i.e. All levels up for corporate shareholders holding > 50% of total shareholding of the applicant company and any subsequent corporate parents, and subsidiaries all levels down)
Eligible companies may borrow up to $1 million under Enhanced SME Working Capital Loan w.e.f. 1 April 2020, and is available until 31 March 2021.
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