Expand your operations or fund an upcoming business with SME Working Capital Loan.
Best rates
High loan amount with competitive rates
Flexible repayment period
Stretch your repayment period of up to 5 years
Convenient to apply
Save time by retrieving your details via anytime, anywhere
Features
Loan amount
Up to S$300,000 per Borrower Up to S$5,000,000 per Borrower Group*
Loan tenor
Up to 5 years
Collateral
Nil
*Borrower Group consists of the following:
Borrower; and
Corporate shareholders holding more than 50% at all levels up; and.
Subsidiaries where the Applicant company holds more than 50% shareholdings and subsequent subsidiaries at all levels down
Subsidiaries where the Applicant’s Ultimate Parent Company holds more than 50% down shareholdings and its subsidiaries at all levels
Eligibility
Your business must:
be registered and operating in Singapore with at least 30% local shareholdings (Singaporeans or Permanent Residents) and
have an annual group sales below S$100 million or
have a group employment size of fewer than 200^
^ Annual sales turnover and employment size will be computed on a group basis (i.e. All levels up for corporate shareholders holding > 50% of total shareholding of the applicant company and any subsequent corporate parents, and subsidiaries all levels down)
FAQs
How much can I borrow?
You may borrow up to S$300,000 per Borrower / up to $5,000,000 per Borrower Group for up to 5 years
How will I know if my application has been approved?
When you apply online, you can track the status of application in real time.
That's great to hear. Anything you'd like to add?
We're sorry to hear that. How can we do better?